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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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WaCKy-Angel
post Feb 28 2025, 08:32 PM

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QUOTE(kimguan07 @ Feb 28 2025, 08:11 PM)
Hi have a noob questions

If i link my credit card on apple pay of my wife phone who is in a different state, and I keep the physical card with me, can we both use the card without any problems?
Will the bank think theres suspicious activity if its used in different states at the same time?
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Should not have any problems.
Or u can always apply supplementary card for her to use.
hye
post Mar 1 2025, 02:28 PM

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QUOTE(WaCKy-Angel @ Feb 28 2025, 08:32 PM)
Should not have any problems.
Or u can always apply supplementary card for her to use.
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I beg to differ, there’s a specific clause in the T&C that mentions credit card usage should only be done by the card holder. While nothing happens now but common practices should not be confused with what is allowable (or not) within the cardholder T&C parameters.

I hope @kimguan07 will make an informed decision on what to do next. Allowing another party to use your card should be done at your own risk.

1qaz1qaz
post Mar 2 2025, 01:33 PM

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anyone know where can i apply maybank CC like outside at mall booth etc? (apart from bank)

Seldom see maybank cc got any booth at mall?
shiangyi
post Mar 3 2025, 10:31 AM

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Hihi, can i ask if there is any credit card that got rebate for top up umobile ?

currently i have HLB GSC, UOB One Card and PBB Visa Signature.

THank you.
ClarenceT
post Mar 3 2025, 10:46 AM

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QUOTE(shiangyi @ Mar 3 2025, 10:31 AM)
Hihi, can i ask if there is any credit card that got rebate for top up umobile ?

currently i have HLB GSC, UOB One Card and PBB Visa Signature.

THank you.
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Should be yes for PB VS (2%), subject to online transaction amount >= RM100. (i.e. RM100 or RM365)
Can top up RM100/RM365 via Lazada/Shopee.
joice11
post Mar 3 2025, 03:02 PM

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QUOTE(ClarenceT @ Mar 3 2025, 10:46 AM)
Should be yes for PB VS (2%), subject to online transaction amount >= RM100. (i.e. RM100 or RM365)
Can top up RM100/RM365 via Lazada/Shopee.
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may i know why rm365?
ClarenceT
post Mar 3 2025, 03:07 PM

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QUOTE(joice11 @ Mar 3 2025, 03:02 PM)
may i know why rm365?
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synical
post Mar 7 2025, 11:02 AM

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QUOTE(1qaz1qaz @ Mar 2 2025, 01:33 PM)
anyone know where can i apply maybank CC like outside at mall booth etc? (apart from bank)

Seldom see maybank cc got any booth at mall?
*
I notice that Maybank CC booths only show up during festive seasons like CNY and Raya. Pavilion KL and Midvalley should have 'em by now..
1qaz1qaz
post Mar 7 2025, 07:23 PM

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QUOTE(synical @ Mar 7 2025, 11:02 AM)
I notice that Maybank CC booths only show up during festive seasons like CNY and Raya. Pavilion KL and Midvalley should have 'em by now..
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i see, thanks will drop by and have look

btw do you know if walk in back to apply will have any freebies?
raul88
post Mar 7 2025, 08:11 PM

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General question.

Is it common for card to be replaced (automatically) before it's expiration months.

For instance, my Maybank cc will expire in 05/25, but now is march and I cant tap card anymore

Received sms 2 days ago saying my new card is being posted.

"RM0 MBB: Your renewed Maybank Card(s) has been couriered to your billing address. Please disregard this SMS if you have received your card(s). Thank you."
WaCKy-Angel
post Mar 7 2025, 10:36 PM

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QUOTE(raul88 @ Mar 7 2025, 08:11 PM)
General question.

Is it common for card to be replaced (automatically) before it's expiration months.

For instance, my Maybank cc will expire in 05/25, but now is march and I cant tap card anymore

Received sms 2 days ago saying my new card is being posted.

"RM0 MBB: Your renewed Maybank Card(s) has been couriered to your billing address. Please disregard this SMS if you have received your card(s). Thank you."
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Nope not common.

Even if they send new card, ur existing card can still be used until it expires. Even after u received new cars but u didnt activate, ur existing card can still be use.

Did u reported card loss or fraud?

U cant tap ur card but what msg? Got try chip does it work?

Maybe u might want to call Maybank to check
lkoky
post Mar 9 2025, 11:58 AM

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between Ambank and PBB visa card, which one would you recommend?

Just looking to get one extra card on standby before retiring, so mainly aiming for those with 0 annual fee.

thanks
Human Nature
post Mar 9 2025, 11:25 PM

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QUOTE(lkoky @ Mar 9 2025, 11:58 AM)
between Ambank and PBB visa card, which one would you recommend?

Just looking to get one extra card on standby before retiring, so mainly aiming for those with 0 annual fee.

thanks
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PBB for their benefits, but you should compare to see which one suits you best
rodimusconvoy
post Mar 10 2025, 05:48 PM

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May i know if car retailer allow to pay the deposit by credit card, do they have the right to imposed us extra charges?
Human Nature
post Mar 10 2025, 07:35 PM

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QUOTE(rodimusconvoy @ Mar 10 2025, 05:48 PM)
May i know if car retailer allow to pay the deposit by credit card, do they have the right to imposed us extra charges?
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https://www.bnm.gov.my/-/response-to-fmt-ar...n-credit-cards-
LostAndFound
post Mar 11 2025, 08:23 AM

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QUOTE(rodimusconvoy @ Mar 10 2025, 05:48 PM)
May i know if car retailer allow to pay the deposit by credit card, do they have the right to imposed us extra charges?
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My experience with P2 - paid in full for the car with CC, no extra charges. But the sales agent had to 'request to management' for permission.
rodimusconvoy
post Mar 11 2025, 09:39 AM

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QUOTE(LostAndFound @ Mar 11 2025, 08:23 AM)
My experience with P2 - paid in full for the car with CC, no extra charges. But the sales agent had to 'request to management' for permission.
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This is the request from ProNet for my new purchase of eMas7, hence im not sure if the BNM rule still applies.


LostAndFound
post Mar 11 2025, 11:27 AM

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QUOTE(rodimusconvoy @ Mar 11 2025, 09:39 AM)
This is the request from ProNet for my new purchase of eMas7, hence im not sure if the BNM rule still applies.
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You quoted the wrong person. But BNM definitely applies for anything CC related. Whether pronet or proton or whoever.
Human Nature
post Mar 11 2025, 11:56 AM

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QUOTE(rodimusconvoy @ Mar 11 2025, 09:39 AM)
This is the request from ProNet for my new purchase of eMas7, hence im not sure if the BNM rule still applies.
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Why not? BNM set the rules
1hoohoo1
post Mar 16 2025, 11:01 AM

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With e-invoice implemented in banking, it seems gov will have first hand info on our spendings in credit card which offer cash back.

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