Outline ·
[ Standard ] ·
Linear+
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
|
windvind
|
Nov 15 2017, 10:54 PM
|
Getting Started

|
Just a very noobie question, how long does it take for credit card company to process credit card after handing in all that's required.
I'm travelling for work soon and would like to get some free CB.
|
|
|
|
|
|
SzeMeng76
|
Nov 15 2017, 11:16 PM
|
|
QUOTE(windvind @ Nov 15 2017, 10:54 PM) Just a very noobie question, how long does it take for credit card company to process credit card after handing in all that's required. I'm travelling for work soon and would like to get some free CB. Which bank you referring to? Normally 1 week.
|
|
|
|
|
|
2387581
|
Nov 16 2017, 01:03 AM
|
|
Just applied for ambank cc recently and on my first statement they said the 2x free airport lounge access must have RM500 spent within 30 days before or after the access date...it is not interesting anymore...should I cut this? Just activated last month.
|
|
|
|
|
|
fruitie
|
Nov 16 2017, 06:08 AM
|
Rise and Shine
|
QUOTE(2387581 @ Nov 16 2017, 01:03 AM) Just applied for ambank cc recently and on my first statement they said the 2x free airport lounge access must have RM500 spent within 30 days before or after the access date...it is not interesting anymore...should I cut this? Just activated last month. Yes, the benefit has revised and effected this month. Well, if it has no purpose for you, then should cut it.
|
|
|
|
|
|
realitec
|
Nov 16 2017, 09:50 AM
|
|
Hi, i am new to citi credt card. Required to swipe 3x within 50 days after activation to waive my first year Annual Fee . I paid my ptptn Rm1 x 3 with my credit card, would they waive my annual fee?
|
|
|
|
|
|
windvind
|
Nov 16 2017, 11:59 AM
|
Getting Started

|
QUOTE(SzeMeng76 @ Nov 15 2017, 11:16 PM) Which bank you referring to? Normally 1 week. I applied form public bank but through ringgit plus. Its been close to 9 days. Just got a call from them this morning actually.
|
|
|
|
|
|
SzeMeng76
|
Nov 16 2017, 12:11 PM
|
|
QUOTE(windvind @ Nov 16 2017, 11:59 AM) I applied form public bank but through ringgit plus. Its been close to 9 days. Just got a call from them this morning actually. Verification call by PBB? Then shall be close to the date. Wait few more working days u will got the result. Approved will receive SMS, rejected will receive mail.
|
|
|
|
|
|
SUSjudehow
|
Nov 16 2017, 10:14 PM
|
|
Rhb can use FD to plead credit card?
|
|
|
|
|
|
Kaka23
|
Nov 17 2017, 09:58 PM
|
|
QUOTE(DarReNz @ Nov 15 2017, 06:30 PM) which card are you having issue with ? PBB visa signature
|
|
|
|
|
|
lynskey
|
Nov 18 2017, 11:02 PM
|
New Member
|
Hi,
Need some nelp here. Im going to purchase something about 10k and the shop offer 0% interest for 12months for Maybank CC. Is it possible to extend it to 24months or 36months? How do i go about? Thanks.
|
|
|
|
|
|
cybpsych
|
Nov 19 2017, 08:45 AM
|
|
QUOTE(lynskey @ Nov 18 2017, 11:02 PM) Hi, Need some nelp here. Im going to purchase something about 10k and the shop offer 0% interest for 12months for Maybank CC. Is it possible to extend it to 24months or 36months? How do i go about? Thanks. conversion to installment at the point of purchase is called EzyPay  there are options to opt 36 months (max). for this you need to check with the merchant if they open this option.
|
|
|
|
|
|
BboyDora
|
Nov 19 2017, 04:00 PM
|
|
Hi all, I made a hotel booking via credit cards. Payments ady made. However, due to some matter, the hotel have to refund certain amount to me. The hotel told me that they will refund to my credit card. So I wanted to ask, how they refund to my credit card. Is it bank in to my bank account?
|
|
|
|
|
|
fruitie
|
Nov 19 2017, 04:13 PM
|
Rise and Shine
|
QUOTE(BboyDora @ Nov 19 2017, 04:00 PM) Hi all, I made a hotel booking via credit cards. Payments ady made. However, due to some matter, the hotel have to refund certain amount to me. The hotel told me that they will refund to my credit card. So I wanted to ask, how they refund to my credit card. Is it bank in to my bank account? They can refund to your credit card, it will be shown as credit payment.
|
|
|
|
|
|
watabakiu
|
Nov 19 2017, 11:20 PM
|
|
Easiest bank in approving CC appliations would be..?
|
|
|
|
|
|
fruitie
|
Nov 19 2017, 11:23 PM
|
Rise and Shine
|
QUOTE(watabakiu @ Nov 19 2017, 11:20 PM) Easiest bank in approving CC appliations would be..? Start with your salary crediting bank first. Some also said Citibank and UOB are quite easy but every bank has its way to assess so it cannot be used for everyone's situation.
|
|
|
|
|
|
watabakiu
|
Nov 20 2017, 12:03 AM
|
|
QUOTE(fruitie @ Nov 19 2017, 11:23 PM) Start with your salary crediting bank first. Some also said Citibank and UOB are quite easy but every bank has its way to assess so it cannot be used for everyone's situation. But Citibank would require existing customer to 'recommend' for application. Or not?
|
|
|
|
|
|
fruitie
|
Nov 20 2017, 12:06 AM
|
Rise and Shine
|
QUOTE(watabakiu @ Nov 20 2017, 12:03 AM) But Citibank would require existing customer to 'recommend' for application. Or not? Nope, no such thing. I got mine by applying directly to the bank.
|
|
|
|
|
|
watabakiu
|
Nov 20 2017, 12:08 AM
|
|
QUOTE(fruitie @ Nov 20 2017, 12:06 AM) Nope, no such thing. I got mine by applying directly to the bank. Super prompt reply, thanks! to confirm, are you an existing Citibank customer prior to applying?
|
|
|
|
|
|
fruitie
|
Nov 20 2017, 12:19 AM
|
Rise and Shine
|
QUOTE(watabakiu @ Nov 20 2017, 12:08 AM) Super prompt reply, thanks! to confirm, are you an existing Citibank customer prior to applying? No, I am a new Citibank customer.
|
|
|
|
|
|
watabakiu
|
Nov 20 2017, 12:54 AM
|
|
QUOTE(fruitie @ Nov 20 2017, 12:19 AM) No, I am a new Citibank customer. That's good to know, thanks! will give it a try soon. just got my application with maybank rejected, so scared this will impact my chances of approval
|
|
|
|
|