The bold is an independent event. If after distribution, this fund is able to shoot up to the original price before distribution, then without the distribution, this fund will be able to shoot up higher than it's current nav.

This post has been edited by puchongite: Oct 27 2017, 05:29 PM

in term of top up during distribution, i think is a LPPL scenario la.. but distribution in the long run is very good, just like snow grow bigger and bigger.

This post has been edited by ben3003: Oct 27 2017, 06:56 PM

Let's get this correct. Nobody make any buying/selling/switching decision based on the nav price.

UT fund is not like gold or land where the gold price or price per sq ft is tracked.

Nobody keep track and chart the nav prices. What was tracked, monitored, and charted was the fund's performance growth in %.

Similarly, when we look at today's fund prices, it is the daily change in % that we should look at.

If you're looking at the right chart, you will not see any dips due to fund distribution.

The dips are due to market prices.

So if we want to time the purchases and buy the dips, we are looking at the percentage drop, not the nav price.

Idea Of The Week: PRS Funds’ Performance Review [25 October 2017]

URL: https://www.fundsupermart.com.my/main/resea...ober-2017--9012

Note: The table for PRS Growth Fund is wrongly attached.

Correct image:


This post has been edited by David83: Oct 27 2017, 09:05 PM

Warning! Old man ranting ahead...


I blame nowadays the internet for perpetuating a lie that everyone can or must be rich. Or that everyone should do business or some sort of entrepreneur endeavour. What the internet conveniently left out is that rich people is like a pyramid, only a few are rich and the majority are poor with the middle group simply being middle income people.

If you are not rich, I mean, so be it... it is not a crime nor a death knell. Unlike what Jack Ma said, you do not have to be rich to live comfortably. I am certainly rich compared to the majority below me demographically and I am certainly poor compared to the few very rich above me in the pyramid scheme of things.

Am I an entrepreneur? Am I a business man? No, I am neither. I am just a salary man who build wealth the old fashion way... that is I spend less than what I earn and invest the rest. Can I be a business man? I doubt so. Can I be an entrepreneur? No way. Do I need to buy the BMW or live in a large mansion to be happy? No. Be contented and be happy.

To me, UTF is a good tool for regular Joe like me to accumulate wealth in a safe and easily accessible way in a sense I do not need to come out with a large capital outlay. I can invest in sum that I am comfortable with. I can certainly stop at anytime I want without penalty. And I can liquidate the fund at anytime I want. What sort of investment tool can you think off that can offer such freedom or flexibility?

Xuzen

This post has been edited by xuzen: Oct 27 2017, 10:40 PM

any sifu here know when will fsm have lower sale charges? like merdeka promotion and recommneded list update promotion

Next year January/February for the annual event.

on wrong table in FSM. You should report to their staff...

From what I can see, those buying conservative PRS is such a waste since FD can give better returns and liquidity...Only Balanced or Growth PRS fund is worthy to buy. Overall a good info to top up for the PRS this year.

Come I pour cold water
- ETF

Thank you!

as of now....still have few hours more to go.....
the higher it goes...the harder it will fall

GO TA Global Tech..go go go....


This post has been edited by MUM: Oct 28 2017, 12:54 AM


Attached thumbnail(s)

Fully ageee with you

Good point. Even better is the leveraged buy of ETF. Unfortunately we only have 3 choices on Bursa: Malaysia, ASEAN, and China. Very Asian centric.

Don't restrict yourself to bursa only. There's so many instrument to get access to ETF.

Brokers
- 8 securities
- Charles schwab

Robo advior
- Stash away
- Autowealth

you invested both FSM SG & ETF?

Possible to register and use FSM SG from Malaysia?

Thank you for answering my questions few days ago.

Another questions,

How frequent show I top up my unit trusts (to minimize sale charge if any)?
Is there any extra charge each time I top up the same fund?

Thanks.

This post has been edited by Tylerlee: Oct 28 2017, 03:36 PM

yes, there will be sales charges to be incurred even if you top up the same fund
how frequent should you top up......it depends on your financial standing.....but sales charges applies to each transaction too.
btw, if the Sales Charges is your concern, try read post 2598
https://forum.lowyat.net/topic/2601692/+2580
PM that forummer for more advise and tips on how to go about it....
he is very helpful....

There's 2 more days to go, and yet this month is among the better months of the year.

Since the previous post on the YTD returns of all funds, the list of funds having at least 20% has grown to 3 pages.

http://my.morningstar.com/ap/FundSelect/re...ce&Type=YTDBest

Anyway, while you're laughing all the way to the bank, stop a second & let's talk about other things... just to indulge those who have missed the boat.

============

PS. I support local businesses. If the local community goes out of their way to avoid shopping at the neighbourhood shop, 99 speedmart won't be opening its 1000th shop.

just read this.....
not sure of how this impact the investors that try to seek more returns through currency appreciation of SGD against MYR that had been seen the last few years.
"As widely expected, the Monetary Authority of Singapore (MAS) made no changes to its monetary policy last week.
The central bank of Singapore had maintained the rate of appreciation of the Singapore dollar nominal effective exchange rate (S$NEER) at zero percent, with the width of the policy band and the level at which it is centred unchanged. For a year now (since October 2016), the Monetary Authority of Singapore has maintained its zero appreciation stance. "

http://www.fundsupermart.com.hk/hk/main/re...on-Stance-14073