Haven't even reach. Right now only 2%. Every single time it reach 2%+ it will reverse gear to 1.6%-1.8%. Tell me how to reach 4% like that.


This post has been edited by Ramjade: Jun 1 2017, 09:43 PM

My question is why do you have to wait till it teaches 4% ? Tomorrow you switch it to Ambond Fund, and using the earn credit you can switch it finally to Manulife reits.

Sorry, my screenshot was short form, my own reference. All Unit trust under FSM

AmReits is the AmAsia Pacific REITS fund.

Switch to manulife reit. Now increasing I am not gonna do that. Don't know how much it can increase further. Better sit tight and hope amasia also increases.

This post has been edited by Ramjade: Jun 1 2017, 09:56 PM

So weird lar. Sounds like you are falling in love with your fund.

Nope. I intend to buy when market dips. Either way I will dump amasia when it reaches 4% or when it reaches 1 year anniversary (whichever comes first).

You really dont want exposure to malaysia funds? Funds like KGF very reliable wo. Personal opinion

Dont diversify for the sake of diversifying. But having said that, I would really not allocate that much to manulife india.

Depending on your risk, fund preference, etc, you can opt to increase exposure to rhb asian income fund and from there you will increase your bond exposure as well (of course, not local bond). Doesn't necessary have to be new fund and I have nothing against affin select bond fund. But I believe, as long as you dont have too much exposure to india, should be able to sleep soundly at night.

Thank you for the replies.

Looking at the percentage, I do agree Manulife India is too high. That's why I'm trying to add something low risk to lower my aggressiveness. to have better sleep at night.

I have heard a lot about KGF. What I don't really understand is that it's reliable but also rated as high risk? It's rated an 8.

I'm now learning to use the excel from page one to generate the country chart. What I like is to have exposure to different countries. But it's quite complicated for me

if you understand why/how fundsupermart do their rating, you will know why 8 is suitable for KGF. but it's their method of rating, which is convenient also la. anyway, dont get swayed, understand KGF and why it's recommended on FSM as well. I like KGF because it can invest in small cap and big cap companies and the returns has been very consistent. For years, they are lipper award winner for 5-year, 10-year category i think. sadly the last round they didn't win any award on KGF. It is still 100% equity, hence the rating of 8. Past 10-year return annualised is 14%... beats EPF and whatever ASB

The excel, is not the easiest to use, but if you want better result it's like this. I have my own excel, but the concept still based on what polarbearz did.

I am still trying to do minimum tweek to zuxen's port....

I try again the x-ray.....

can some one tell me why the AHSEB has such a high correlation to TA GTF?
yes,...it is in MYR

btw, I don't feel comfortable to having TA GTF at suggested 25%.....I am planning to go at
10% TA GTF and 15% at EIGL

added
10% Ponzi 2.0

supplementary
5% India
5% EISC

well it is all in just planning ...still have 6 months to make changes /accumulation.



Attached thumbnail(s)

I uneducated guess is because it is a single country focused fund

I have 20% allocation into India not by my own choice but because I needed to shift all of my manulife US into somewhere without incurring a switching fee.

I do not mind 20% because I have full faith in India.

This question may have been asked before;
When a fund declares a distribution, does the NAV drop on ex-date, or does it drop just before the units being credited into the account?
I was holding Manulife US, haven't checked for quite a while. Today hand itchy login see drop like lao sai, but then there is a symbol saying distribution.

Drops on ex-date like pretty much every counter.

How long have you been tracking them?

So I would assume this lao sai drop of 7+% loss is largely due to the distribution, not entirely because of the uncertainties in the US?

Since January. But just got my first payment around May. Miss my payment for January as I bought after ex date. Keep in mind that if you use a fund and invest in reits, you kena with holding taxes vs if you go on your own.

This post has been edited by Ramjade: Jun 2 2017, 11:24 AM

The distribution quantity was already made known, so you could calculate yourself.

Nav May 26 - .5285

Distribution 0.0385 per unit

Nav May 29 - .4907

So tell me what is contribution due to distribution and what is the contribution due to underlying stock price movement ?

Ahh, thanks for pointing that out. I have been busy with life and hasn't come back here lately. It seems just business as usual.
Even so it was on a down trend over the past few months



Please don't shoot randomly regarding the short time frame, we don't know the future whether it is up or down, no matter what your prediction is. I only look at available info.

This post has been edited by 2387581: Jun 2 2017, 11:16 AM

The graph you attached is a "distribution-compensated" graph, if you notice on the date of 29th, it is shown as a small gain, which corresponds to a .4907 - (.5285-0.385) = +0.0007 gain on the date of 29th. So there was actually a gain on the 29th May.

This post has been edited by puchongite: Jun 2 2017, 11:23 AM