no, is you set up a auto debit instruction from FSM, you can set the amount you want to RSP into the fund you choose

Then what is the different ah since we can choose our own fund also...how is it diff from putting 1k into the fund of our choice

I think we should monitor their liquid assets...once it hits 8%, chances are they will stop rising so much. Currently most of the gains in Malaysia based on my observation is coming from local funds spending their liquid assets. The mean is usually 5-8% in "normal times", but at the end of Nov/Dec it was 20-30% in most local funds. So now the gains are coming as the local funds pour cash into the market. It's a dangerous scenario cause if this is not sustained and the market fundamentals do not improve then eventually we will be headed for another major drop as the foreign funds do profit taking.

Then what is the different ah since we can choose our own fund also...how is it diff from putting 1k into the fund of our choice

Then what is the different ah since we can choose our own fund also...how is it diff from putting 1k into the fund of our choice

Euphoria sweeps China stocks as momentum gauge reaches 2015 high
By Bloomberg / Bloomberg  | February 13, 2017 : 8:00 PM MYT 

(Feb 13): Chinese stocks are hot again.

The MSCI China Index has surged 13% from its December low, sending a momentum indicator to its highest level since April 2015, while the percentage of members trading above their 200-day moving average has climbed above 85% for the first time since the bubble burst almost two years ago.

Improving earnings in industries such as automakers, a pick up in economic growth and valuations that trail global peers are luring investors back to a market that’s burnt optimists before. Just last quarter the gauge sank about 7% as a slumping yuan and tighter liquidity had investors jostling for the exits. This time round, inflows from the mainland into Hong Kong are helping support the rally.

MSCI Inc’s China gauge tracks 150 of the nation’s companies that have listings outside the mainland, including in Hong Kong and US bourses. Among the biggest gainers since the index’s Dec 23 low are automakers such as Geely Automobile Holdings Ltd, materials producers including Aluminum Corp of China Ltd and Jiangxi Copper Co, and social media company Weibo Corp.

The index now trades within 1% of levels last seen in August 2015, when the nation’s equities were in a tailspin following an epic boom. Shares are again looking frothy, with the MSCI China’s 14-day relative strength indicator rising to 78.8 on Monday, above the 70 level that signals to some traders that stocks are overbought.

Still, as global funds look for bargains amid a worldwide equity rally, the MSCI China Index stands out. The gauge trades at about 14 times reported earnings, a 34% discount to the MSCI All-Country World Index. A stabilizing yuan is also boosting confidence, with the currency gaining about 1% against the dollar this year. The Chinese measure rose 0.8% on Monday in a fourth day of gains.

International investors put about US$469 million into exchange-traded funds that buy Chinese and Hong Kong stocks in the two weeks through Jan 27, according to data compiled by Bloomberg. Mainland funds have also been pouring into Hong Kong equities through the Shanghai and Shenzhen exchange links, with inflows this year totaling 34.1 billion yuan at the end of last week.

Hi friends,

it is after hours now so I ask here. Let's say if I want to mirror the FSM recommended portfolio, does it mean that

1. FSM will sell and buy/switch the existing funds into the funds within the recommended portfolio (sales charge incurred)?

2. Do I have to skim profit or rebalance the portfolio myself or FSM will do it automatically to the prescribed ratio? If so, when?

Then what is the different ah since we can choose our own fund also...how is it diff from putting 1k into the fund of our choice

For now, from november to december:

kgf maintain roughly same level in liquid asset

but for kap chai, they injected almost 8% of liquid asset into stocks

while ponzi 1 pumped almost 11% liquid asset into stocks

Hi friends,

it is after hours now so I ask here. Let's say if I want to mirror the FSM recommended portfolio, does it mean that

1. FSM will sell and buy/switch the existing funds into the funds within the recommended portfolio (sales charge incurred)?

2. Do I have to skim profit or rebalance the portfolio myself or FSM will do it automatically to the prescribed ratio? If so, when?

on additional note:
http://www.theedgemarkets.com/my/article/e...Pi3nEmc.twitter

With RSP, you are pumping in money on the 15th of every month regardless the market is expensive or cheap. No emotion. High or low at the 15th of every month, automatically xxx amount will be pumped into the fund of your choice.
With DIY, you determine when want to pump into the market.
Where do you get this info? 
1. They will give you a notification that they have sold/buy x fund by abc amount.
2. No auto mode.

For KGF, check their latest FFS, they showed the latest 3 months stocks and liquid assets percentage

For kapchai and ponzi 1, compare their FFS between november and december

Where do you get their FFS? FSM only put the latest one. Download last time and keep?

With RSP, you are pumping in money on the 15th of every month regardless the market is expensive or cheap. No emotion. High or low at the 15th of every month, automatically xxx amount will be pumped into the fund of your choice.

Where do you get their FFS? FSM only put the latest one. Download last time and keep?

But with manual pump also can right? Only that initial investment is 1k compared to 100 right? Every.month I pump in xxx amount on my own consider as dollar cost averaging as well?

Where do you get their FFS? FSM only put the latest one. Download last time and keep?

But you do know their fund fact sheet is always close to 1 month plus lag

For now, from november to december:

kgf maintain roughly same level in liquid asset

for kap chai, they injected 2% of liquid asset into stocks

but ponzi 1 pumped almost 11% liquid asset into stocks

omggg...portfolio return hit another all the high, any brosss or sisss doing portfolio restructuring ??? or just buy pop corn sit and see how it hit higher high ?

Hi friends,

it is after hours now so I ask here. Let's say if I want to mirror the FSM recommended portfolio, does it mean that

1. FSM will sell and buy/switch the existing funds into the funds within the recommended portfolio (sales charge incurred)?

2. Do I have to skim profit or rebalance the portfolio myself or FSM will do it automatically to the prescribed ratio? If so, when?

on additional note:
http://www.theedgemarkets.com/my/article/e...Pi3nEmc.twitter

Everyday we are watching the balloon becomes bigger and bigger. LOL.

You can, but if you dont have initial capital, you can start with 100 via RSP for most fund

Moreover, some funds like manulife and aberdeen required 500 for subsequent top up whil via RSP, you only need 100 to top up them