Hi wow that's great discussion here.

I want to start invest with my epf rm4000, which fund that you guys recommended. thanks guys !

for a start, try to select an EPF approved fund(s) that had been consistently giving an annualized returns of > 6.0 % per year and this fund will also need to be able to maintain that performance for the years to come...

try use this FSM fund selector to search?
https://www.fsmone.com.my/funds/tools/fund-selector

click on the MORE FILTER to refine your search....

when you found the fund(s) , do tell us...thanks

then not necessary must top up Tech from 8% to 25%?

my percentage for tech is just only 8%, so the reason why want to increase it..

not evaluating the RHB Global Artificial Intelligent fund as suggested earlier as in post 24030 page 1202?

This post has been edited by MUM: Nov 22 2020, 05:38 PM

ya.. planning on this fund too

any recommended FD alternative with high liquidity while provide better interest than FD? mainly is for parking my money.

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This post has been edited by GrumpyNooby: Jan 7 2021, 11:22 AM

Asian stocks are luring the biggest foreign flows since 2013
https://www.theedgemarkets.com/article/asia...eign-flows-2013

Top 3 countries Japan, India and South Korea

best performing pure MMF fund is Eastspring Investments Islamic Income Fund (aka Stashaway Simple)

others alternative will improve slightly higher risk which mix MMF fund with bonds
e.g. Amincome, Kenanga Money Extra

or even higher risk, bond funds like Amanahraya Syariah Trust Fund
thou the fluctuate is still small, you basically safe unless u encounter March crash again which it downfall 3.8%

would like to hear opinions from here still.

since I already put some money on Stashaway Simple and Amanahraya Syariah Trust Fund, I think AmIncome Plus probably more suitable for me.

Thanks for your input!

May continue top up amanahraya shariah trust fund, better and consistently higher in return

if u wanna touch that money, its ok go to Amincome plus,
if wanna long term, better for Amanahraya syariah......

just my opinion

fun fact to observe bond fund which is on RMB/CNY
e.g. RHB CHina Bond Fund

the return rate can be so different, almost double if u invest in CNY compared in MYR
is it because MYR has depreciated a lot against CNY?



This post has been edited by tadashi987: Nov 25 2020, 01:46 AM

Stock rally to build in Asia after U.S. records
https://www.theedgemarkets.com/article/stoc...fter-us-records

Everywhere looks green except Malaysia

Dow Jones hit 30K.

what to do? Budget vote on Thursday. So sure market is red due to uncertainties

Yes today and tomorrow will be a rollercoaster.

Gold hit highest, then pulled back since
hopefully DJ will not follow the same trend....
but will mean reversion happens soon after they had recouped the money spend on recent election campaign?

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This post has been edited by GrumpyNooby: Jan 7 2021, 11:23 AM