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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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CSW1990
post Apr 21 2020, 09:14 AM

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What u guys plan to do today for this oil price crash?
CSW1990
post Jun 15 2020, 05:10 PM

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I had some PRS directly bought from Affin Hwang capital few years ago. Is it ok if I can move them to FSM? Any sifu can advise?
CSW1990
post Jun 15 2020, 05:54 PM

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QUOTE(yklooi @ Jun 15 2020, 05:48 PM)
Few years ago, I did that...
Went to fsm office to sign paperwork for the transfer of prs fund bought from affin hwang office to cimb prs funds offered by fsm.
It took few months to finalise the transfer so that the fsm a/c can see the units.
Btw, you want to transfer affin hwang prs fund to which prs providers?
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No plan to change Prs provider or fund. I bought Affin Hwang growth prs fund, planning to move it to FSM just for easier managing and focus in just FSM platform.
CSW1990
post Jul 7 2020, 11:38 AM

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going to submit document to purchase the ILP life insurance from FSM. the price looks good and can get back 30% of commission cost.
anyone also buying insurance from FSM?
CSW1990
post Jul 21 2020, 09:15 PM

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QUOTE(guy3288 @ Jul 21 2020, 08:27 PM)
Gold is coming back again thumbup.gif
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May I know which fund you invest for gold?
Based on the performance I saw, in this 10 years RHB gold and general fund perform better than Precious Metal Securities. Their allocation are almost similar.
But I saw more people chose precious metal securities. Any reason?
CSW1990
post Jul 23 2020, 05:00 PM

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QUOTE(CQT @ Jul 23 2020, 04:40 PM)
Hi, I am new here. I got extra cash to put into UT but I dunno what UT suit. I am looking at Bond/Fixed Income fund recently but still can decide which fund to choose for like Affin Bond,Nomura I-Income Fund, KAF Bond Fund and Opus Income Plus Fund. This fund I looking quite ok the performance. The extra money is due to my FD already expired and now the rate is low so I am looking another alternative of putting the money. Thanks
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I based on their sector allocation, top holding and past years performance to decide which to choose

for FI, I had been topping up for Eastspring DANA AL-ISLAH since June as I saw they hold healthcare and gloves. return not bad icon_rolleyes.gif
CSW1990
post Jul 25 2020, 03:17 PM

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QUOTE(xuzen @ Jul 25 2020, 10:40 AM)
Better Sharpe Ratio.

========================

My Jul 2020 rebalancing:

1) SWITCH 100% Manu-Reits to CIMB-China
2) SWITCH 25% of Manu-US to CIMB-China.

I am increasing my China exposure. NB: For those who are interested and may not notice; the Std-Dev of US fund has overtaken China fund. That is why I am making my move as part of risk mitigation process. It used to be the other way around.

Xuzen

p/s

1) Jul 2020 which will end in a week's time is looking to be another fantastic month. Don't stop baby, don't stop! Jun 2020 was an OK-OK month; my port made a <1% M-o-M gain.
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Alamak, I did totally terbalik with you yesterday for July
Sold Eastspring dinasti @+12%
Top up:
Manulife REIT
Manulife US
Affin Hwang opportunity

CSW1990
post Aug 6 2020, 10:37 PM

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QUOTE(no6 @ Aug 6 2020, 10:21 PM)
0% service charge sounds good, do most of you buy through eunittrust platform for most if not all of your funds ?
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I buy from both, prefer the FSM platform
EUnittrust- only buy during Promotion period on equity fund and park MMF
FSM- buy bond fund. If both eUT and FSM no promotion I buy from FSM for DCA
CSW1990
post Aug 11 2020, 10:46 AM

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QUOTE(no6 @ Aug 11 2020, 09:12 AM)
My eastspring dinasti took quite a dip down  -3% immediately after the purchased was done last week, any idea what’s happening?
Would you continue to dca or just leave it to run by itself

Does cooling off means can get back the initial invested amount ?
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Just my opinion, US, China, tencent, technology ,some keywords for you to google
Should better know about the holding and allocation of the fund before you purchased
CSW1990
post Aug 11 2020, 11:05 AM

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QUOTE(no6 @ Aug 11 2020, 10:54 AM)
yupe maybe US vs China, tencent wechat tiktok mr donaldT .... tried out with small allocation, immediate result was hmph ....

is there any cut off point for you or continue dca/hold on if medium term
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If you aim for long term investment , then just continue DCA.
I top up last Friday and yesterday on China and Asia Pacific fund when saw Tencent alibaba share price drop, have no worries as plan to lock the money here for some years
CSW1990
post Aug 11 2020, 03:25 PM

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QUOTE(majorarmstrong @ Aug 11 2020, 03:12 PM)
Give it a try lo.
If you suddenly don't see me here or anywhere else you know I die of heart attack
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hahaha... buy unit trust meanwhile buy more insurance to cover...? bangwall.gif bangwall.gif
CSW1990
post Aug 18 2020, 04:21 PM

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I am looking to increase US equity fund in my portfolio for 3-5 years term investment. any recommendation or suggestion?
personally I think Franklin US opportunity perform better, but coming together with higher volatility?

Franklin US opportunity:
40% in IT, 15% in healthcare

Manulife Investment US Equity Fund:
20% in IT, 18% communication, 18% financial

thanks.
CSW1990
post Aug 18 2020, 10:30 PM

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QUOTE(encikbuta @ Aug 18 2020, 06:21 PM)
oh cool, i also having the same thought (increasing weightage in USA) and also came down to these two funds.

based on the 5 year historical chart, can see manulife has been leading all the while, just recently only franklin overtake manulife (and even the S&P500 index!). i guess that's credited to the outperformance of the tech sector during this rebound.

anyway, despite the performance, i'm leaning towards picking manulife coz the minimum DCA amount is feasible for me. franklin need RM1k for DCA amount  sweat.gif
P/S: currently my USA exposure is from my United Global Quality Equity Fund but that fund not 100% USA, just 60% nia. i chose this fund coz i sked to invest in a fund that invests in 1 country. but having second thoughts coz actually even though the S&P500 stocks are based in USA, the companies are very 'international'. think Facebook.  hmm.gif
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Oh ya thanks for highlighting I just noticed that Franklin US initial investment amount is 10k and min DCA is 1k...need to take this as consideration


CSW1990
post Aug 19 2020, 05:43 PM

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QUOTE(pisces88 @ Aug 19 2020, 01:09 PM)
Now topup got chance to win rm100 food voucher wor.. biggrin.gif
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applicable for any unit trust fund... means top up RHB cash management fund 2 also will qualify?

3. Eligible participants who have successfully purchased ANY Unit Trust Funds of ANY amount between 17 August 2020 to 28 August 2020 will be automatically entitled to participate in this lucky draw.
CSW1990
post Aug 19 2020, 05:58 PM

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QUOTE(pisces88 @ Aug 19 2020, 05:50 PM)
good question..  i guess u can topup just to try biggrin.gif
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Did top up this morning, just don’t know will this get me to the lucky draw or not...
To play safe next week maybe top up little amount bond fund to join..
100rm vouchers also money hehe

CSW1990
post Aug 27 2020, 04:38 PM

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QUOTE(citymetro @ Aug 27 2020, 04:01 PM)
user posted image

Happy Merdeka Day, Malaysia!

Enjoy 0.57% sales charge on ALL Unit Trust Funds!

Terms & Conditions:

This promotion is valid from 28 August 2020 till 1 September 2020.
All cash payments (cheque, internet payments, RHB cash management fund 2 or cash account) must reach us by 3pm on 4 September 2020.
Regular Savings Plan (RSP) sales charge will be adjusted (where applicable) to reflect promotional sales charge during the promotion period.
This promotion does not apply to transactions involving Intra Switch Buy (same fund house).
Account holders under the FSMOne Rewards Program will be given either the promotional sales charge or the FSMOne Rewards Program discount, whichever is lower.
This promotional sales charge is applicable to ALL Unit Trusts listed on FSMOne Platform.
For further enquiries, please call us at (03) 2149 0567 (KL) or drop us an email at investhelp.my@fundsupermart.com.

-------------------------

It's Here!!
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not attractive enough.. only few days..
their competitor is offering 0% s/c promotion until 1-sep
CSW1990
post Aug 28 2020, 08:12 PM

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QUOTE(coolguy99 @ Aug 28 2020, 08:50 AM)
Any recommendation for US fund? I am thinking of re-entering TA GT but the NAV is like in month high now.
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Plan to DCA TA Global Tech today but missed out the 3pm cutoff time..
In June I also think that US tech stock are high enough the bubble is gonna burst but as you see now what happen.
Just go for it , still 2 more months before us election
CSW1990
post Aug 30 2020, 12:32 PM

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QUOTE(coolguy99 @ Aug 30 2020, 10:29 AM)
Which gold fund did you enter?
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Am precious metal securities
CSW1990
post Aug 31 2020, 08:05 PM

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QUOTE(YoungMan @ Aug 31 2020, 01:01 PM)
Still can't decide to enter gold or not. Currently holding  Affin Hwang Select Asia (Ex Japan) and Principal Greater China,. The rest 50% in FI.
Completely leave US since Feb this year, otherwise if topup during April will gain steady profit already.
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I entered RHB gold fund on 31/7 and up to date is -5.35%.
Entered Am metal securities in early July, and now is 1.30%
Before that I never go into gold or metal fund... but is ok lah as need to see long term return
CSW1990
post Sep 3 2020, 05:02 PM

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QUOTE(GrumpyNooby @ Sep 3 2020, 04:56 PM)
Principal Asia Pacific Dynamic Income Fund benchmark is 8% pa
Principal Asia Pacific Dynamic Growth Fund benchmark is 9% pa

As mentioned several posts earlier, fund manager strategy and stance has changed for Principal Asia Pacific Dynamic Income Fund even though its mandate and benchmark retains.

If it is no longer fits your portfolio, as recommended just switch to its younger sibling fund. thumbsup:
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thanks for sharing.. now only i know there are two Dynamic fund one is Growth one is Income sweat.gif
the name so similar i thought only Dynamic Income fund available...


p/s: FSM recommended fund is Principal Asia Pacific Dynamic Income Fund bangwall.gif

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