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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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haziqnet
post Mar 15 2017, 06:06 PM

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I dun mind getting grilled...hehe...well maybe because when i said i know almost everything without explain actually i know how to calculate for asb financing not the asb facts or whatsoever hidden in make dasecret really think i'm knowledgeable about ASB.

Im just a consultant not an accountant or a fund manager. My job is like a salesman but selling investment product.

Anyway the question dasecret ask is a good one actually. It make me download the master prospectus and read it thoroughly one by one to find the answer. Hehe...

This post has been edited by haziqnet: Mar 15 2017, 06:09 PM
Vanguard 2015
post Mar 15 2017, 06:15 PM

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QUOTE(dasecret @ Mar 15 2017, 05:56 PM)

Boss, don't like that la. It's just one of those topics I like to kepo about; cos cannot get answer. How la a set of accounts without balance sheet. Accountant+Auditor OCD
*
No boss here. Kuli only. tongue.gif

Anyway all in the good spirits of a public forum to share information and gain knowledge. thumbup.gif
Ramjade
post Mar 15 2017, 06:30 PM

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dasecret, you are grilling the wrong guy. Ask the "insiders" whistling.gif but I think you get an answer as "it's trade secret". whistling.gif ph34r.gif tongue.gif

Think of it like a capital guaranteed way as demonstrated by this author
http://www.turtleinvestor.net/i-started-a-...io-for-my-wife/
TSAIYH
post Mar 15 2017, 07:35 PM

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QUOTE(haziqnet @ Mar 15 2017, 06:06 PM)
I dun mind getting grilled...hehe...well maybe because when i said i know almost everything without explain actually i know how to calculate for asb financing not the asb facts or whatsoever hidden in make dasecret really think i'm knowledgeable about ASB.

Im just a consultant not an accountant or a fund manager. My job is like a salesman but selling investment product.

Anyway the question dasecret ask is a good one actually. It make me download the master prospectus and read it thoroughly one by one to find the answer. Hehe...
*
Because there are quite a lot of salesman (not all) chasijg for sales only or recommend funds without considering risk and return

At the internet age and still the same commission structure, we expect more from agents than just operational procedure and infos that already publicly available

We wish and kinda expect agents know more than the average Joe's, especially explain to freshers like me and Ramjade innocent.gif
prince_mk
post Mar 15 2017, 09:09 PM

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QUOTE(haziqnet @ Mar 15 2017, 04:35 PM)
Asnb have many type of fund...one of it is asb
Asb are selling the unit at a fix price same with asb 2.

I dunno what u want to argue with. You seem know a lot about asb too. So why bother to ask? To know how much knowledge i have?
*
true. I also want to know the answer. mind share with us here.
haziqnet
post Mar 15 2017, 09:15 PM

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QUOTE(AIYH @ Mar 15 2017, 07:35 PM)
Because there are quite a lot of salesman (not all) chasijg for sales only or recommend funds without considering risk and return

At the internet age and still the same commission structure, we expect more from agents than just operational procedure and infos that already publicly available

We wish and kinda expect agents know more than the average Joe's, especially explain to freshers like me and Ramjade innocent.gif
*
Yes what u said is correct...but we all also are not expert in the field...yes we might know the formula to calculate NAV, asset value and so on...but actually we all only can make speculations and predicament analysis base on the facts available.

All the markets value either profit or not is not in our hands include the fund manager. They invest based on the available facts and forecast. The rest is the market itself. If it goes up than it will benefit to ours return profitable but if it goes down we cant avoid it.

Thats why i stick to this 4 rules

- dollar cost averaging
- invest regularly
- invest medium to long term
- diversifications

Ok la. Hope u guys understand. Im here to learn. Not to show off because im not expert in UT. Ok ✌

This post has been edited by haziqnet: Mar 15 2017, 09:16 PM
TSAIYH
post Mar 15 2017, 09:24 PM

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QUOTE(haziqnet @ Mar 15 2017, 09:15 PM)
Yes what u said is correct...but we all also are not expert in the field...yes we might know the formula to calculate NAV, asset value and so on...but actually we all only can make speculations and predicament analysis base on the facts available.

All the markets value either profit or not is not in our hands include the fund manager. They invest based on the available facts and forecast. The rest is the market itself. If it goes up than it will benefit to ours return profitable but if it goes down we cant avoid it.

Thats why i stick to this 4 rules

- dollar cost averaging
- invest regularly
- invest medium to long term
- diversifications

Ok la. Hope u guys understand. Im here to learn. Not to show off because im not expert in UT. Ok ✌
*
That's why we learn together and help each other in hope to benefit the public smile.gif

I see many of my peers are not aware of their investment option, even my seniors, who devote all their savings in FD but spend luxurious items only without a plan to make their money grow more

They still have the mindset that mutual funds SC are expensive (it is still anyway despite the online platform option) and forgo their diversification option in mutual funds

Peace smile.gif

This post has been edited by AIYH: Mar 15 2017, 09:25 PM
haziqnet
post Mar 15 2017, 09:26 PM

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QUOTE(AIYH @ Mar 15 2017, 09:24 PM)
That's why we learn together and help each other in hope to benefit the public smile.gif

I see many of my peers are not aware of their investment option, even my seniors, who devote all their savings in FD but spend luxurious items only without a plan to make their money grow more

They still have the mindset that mutual funds SC are expensive (it is still anyway despite the online platform option) and forgo their diversification option in mutual funds

Peace smile.gif
*
Yes i agree with u. Anyway thanks for understand.

prince_mk
post Mar 15 2017, 09:31 PM

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QUOTE(haziqnet @ Mar 15 2017, 09:15 PM)
Yes what u said is correct...but we all also are not expert in the field...yes we might know the formula to calculate NAV, asset value and so on...but actually we all only can make speculations and predicament analysis base on the facts available.

All the markets value either profit or not is not in our hands include the fund manager. They invest based on the available facts and forecast. The rest is the market itself. If it goes up than it will benefit to ours return profitable but if it goes down we cant avoid it.

Thats why i stick to this 4 rules

- dollar cost averaging
- invest regularly
- invest medium to long term
- diversifications

Ok la. Hope u guys understand. Im here to learn. Not to show off because im not expert in UT. Ok ✌
*
But do you know this is DIY platform ?? in future, there might be less people using agent services and more on diy investing.

even for me, I m not switching to DIY when investing in shares and stop contacting my remisier. No wonder he called me so frequently lately. But I didn't tell him I m into online investment rather than using agent / remisier services.
prince_mk
post Mar 15 2017, 09:32 PM

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QUOTE(haziqnet @ Mar 15 2017, 09:15 PM)
Yes what u said is correct...but we all also are not expert in the field...yes we might know the formula to calculate NAV, asset value and so on...but actually we all only can make speculations and predicament analysis base on the facts available.

All the markets value either profit or not is not in our hands include the fund manager. They invest based on the available facts and forecast. The rest is the market itself. If it goes up than it will benefit to ours return profitable but if it goes down we cant avoid it.

Thats why i stick to this 4 rules

- dollar cost averaging
- invest regularly
- invest medium to long term
- diversifications

Ok la. Hope u guys understand. Im here to learn. Not to show off because im not expert in UT. Ok ✌
*
But do you know this is DIY platform ?? in future, there might be less people using agent services and more on diy investing.

even for me, I m now switching to DIY when investing in shares and stop contacting my remisier. No wonder he called me so frequently lately. But I didn't tell him I m into online investment rather than using agent / remisier services.

This post has been edited by prince_mk: Mar 15 2017, 09:35 PM
haziqnet
post Mar 15 2017, 09:45 PM

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QUOTE(prince_mk @ Mar 15 2017, 09:31 PM)
But do you know this is DIY platform ?? in future, there might be less people using agent services and more on diy investing.

even for me, I m not switching to DIY when investing in shares and stop contacting my remisier. No wonder he called me so frequently lately. But I didn't tell him I m into online investment rather than using agent / remisier services.
*
Yes i know. Well i like to learn...any new knowledge especially investment i want to explore more. I use to invest in forex but i stop it because i cant hold myself. Now im more into UT because its less risk if we know what we r doing. If im loss, i will not loss everything. Thats the best of it. Plus i dun need to invest by my own, an expert in this field will invest for me.

Past performance will not indicates the future performance. But still the past performance is the key for us to invest in the fund or not. Hehe ok la...anyway hope we all can learn more about UT. ✌
pisces88
post Mar 15 2017, 11:00 PM

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thought i was in wrong thread, see so many asb asb.. smile.gif

Ponzi 1.0 at +40.5%

Ponzi 2.0 at +30%

kidsave finally back to black after so long..


eugene88
post Mar 15 2017, 11:57 PM

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QUOTE(Avangelice @ Mar 11 2017, 09:07 AM)
Good luck k with having 20% into Reits when I am looking at a down turn time for REIT funds. my AmAsia has been  stubbornly going down
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My AmAsia top up during August last year less than 1% return tongue.gif
Ramjade
post Mar 16 2017, 12:03 AM

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QUOTE(Avangelice @ Mar 11 2017, 09:07 AM)
Good luck k with having 20% into Reits when I am looking at a down turn time for REIT funds. my AmAsia has been  stubbornly going down
*
Just to add salt to the wound,
Amasia from 0.52 > 0.53 yawn.gif dry.gif puke.gif
Manulife from 1.97 > 2.07 thumbup.gif

0.52 and 1.97 was on 13/3 while 0.53 and 2.07 was on 16/3 rolleyes.gif
shankar_dass93
post Mar 16 2017, 02:07 AM

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Fed raises its benchmark rates to 0.75%-1%
haziqnet
post Mar 16 2017, 07:10 AM

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QUOTE(pisces88 @ Mar 15 2017, 11:00 PM)
thought i was in wrong thread, see so many asb asb.. smile.gif

Ponzi 1.0 at +40.5%

Ponzi 2.0 at +30%

kidsave finally back to black after so long..
*
How long ? Mind to share?

Looking at the fund fact sheet the graph for ponzi 2.0 are looking quite good since established. Long term always uptrend.

This post has been edited by haziqnet: Mar 16 2017, 07:13 AM
puchongite
post Mar 16 2017, 07:30 AM

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QUOTE(shankar_dass93 @ Mar 16 2017, 02:07 AM)
Fed raises its benchmark rates to 0.75%-1%
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US Stock market rallies to the close as Fed hikes interest rates

http://www.marketwatch.com/story/us-stocks...news-2017-03-15

We shall see what's the Asian Market reaction.
fense
post Mar 16 2017, 07:50 AM

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Is there an option in Fundsupermart website for our investment chart like in Apps?

For who work in Fundsupermart, why there is no function or chart for ROI and IRR in website? since the formula is ready in this forum excel.
puchongite
post Mar 16 2017, 07:59 AM

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QUOTE(fense @ Mar 16 2017, 07:50 AM)
Is there an option in Fundsupermart website for our investment chart like in Apps?

For who work in Fundsupermart, why there is no function or chart for ROI and IRR in website? since the formula is ready in this forum excel.
*
IRR produces a much smaller figure, particularly when you to DCA or VCA. FSM does not want you to get discouraged. LOL.

Anyway it will be also go haywire when you sell.

This post has been edited by puchongite: Mar 16 2017, 08:01 AM
fense
post Mar 16 2017, 08:03 AM

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QUOTE(puchongite @ Mar 16 2017, 07:59 AM)
IRR produces a much smaller figure, particularly when you to DCA or VCA. FSM does not want you to get discouraged. LOL.

Anyway it will be also go haywire when you sell.
*
ya. now my excel file already cannot handle my data, too much funds.

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