It is a bit strange to me that when it not performing you are not doing anything about it but when doing better you want to trim it.

Consider this thus, if you withdraw from KGF from your KWSP-MIS, it goes back to KWSP first. Then if you withdraw again from there to another UTMC, you will be levied another round of sales charge. Not a smart move! 

This is what I have highlighted before and that is for KWSP - MIS participation, Kenanga is a poor option because amongst it KWSP-MIS approved UTF, only KGF is worthy of investment and not the other. As such Kenanga is a one trick pony and that is why I am reluctant to participate in it, even though KGF is a good fund. Sometimes we have to see in totality and not myopically.

Best option, stick with KGF. For fresh fund consider eastspring, AHAM, CIMB or RHB because they have greater options. Like a buffet dinner, macam-macam ada.

Xuzen

p/s My personal preference is Eastspring because it has a good mix of equity, balanced and fixed income fund available to KWSP-MIS participants.

Yes.go for it  you dont hv global fund in yr portfolio..do have a note on its US %....for you hv GTF......in short taje note of its total weightage

I would personalky use the epf as fi fund

Right now, I only know of 2 ways to open account with them. Once these 2 ways are closed, there's no more way of opening account in SG. There used to be 3 ways. Now there are only 2 ways left. Of course if you are a priority customer, they will welcome you with open arms.  

Interesting choice from FSM. This is one fund that I have love hate relationship with. The volatility is higher than most asia pac EQ funds. Everytime it's down I'd vow to sell it, after I sell some it would go back up. At the moment my IRR is 8.6 %; held for almost 4 years. Bought this fund same time as RHB Asian Income Fund; much prefer AIF's stability; and my IRR for AIF is 10.4%

way too much on KGF bro. diversify further by topping up develop markets and Asia ex Japan

Asnb have many type of fund...one of it is asb
Asb are selling the unit at a fix price same with asb 2.

I dunno what u want to argue with. You seem know a lot about asb too. So why bother to ask? To know how much knowledge i have?

Yes what u said is correct...but we all also are not expert in the field...yes we might know the formula to calculate NAV, asset value and so on...but actually we all only can make speculations and predicament analysis base on the facts available.

All the markets value either profit or not is not in our hands include the fund manager. They invest based on the available facts and forecast. The rest is the market itself. If it goes up than it will benefit to ours return profitable but if it goes down we cant avoid it.

Thats why i stick to this 4 rules

- dollar cost averaging
- invest regularly
- invest medium to long term
- diversifications

Ok la. Hope u guys understand. Im here to learn. Not to show off because im not expert in UT. Ok ✌

Yes what u said is correct...but we all also are not expert in the field...yes we might know the formula to calculate NAV, asset value and so on...but actually we all only can make speculations and predicament analysis base on the facts available.

All the markets value either profit or not is not in our hands include the fund manager. They invest based on the available facts and forecast. The rest is the market itself. If it goes up than it will benefit to ours return profitable but if it goes down we cant avoid it.

Thats why i stick to this 4 rules

- dollar cost averaging
- invest regularly
- invest medium to long term
- diversifications

Ok la. Hope u guys understand. Im here to learn. Not to show off because im not expert in UT. Ok ✌

LOL. This is a really a world of varieties. Different people sure have different views.

So what are going to do with the money trimmed from those funds ?

I think in your case certainly make sense to sell some MY equity and load up on Asiapac equity

Ponzi two fund manager not cun oso!

We should top up based on the cun'ess of the fund manager.

Xuzen