haha cant decide which to enter

woooo so confidence. later become like end may lol

Small cap stocks got pushed up quite heavily yesterday.

Waiting the nice excel...... 😃

Me too, hope don't waiting too long 😁

High Risk, High Returns Belief For Young Investors Is Questioned.

No doubt, in comparison to the elder investors, the youngsters have a relatively longer investment horizon which enable their investment capital to ride out the market waves, but it does not simply mean that they should blindly take on more risk for their investment. Here’s why.
Author : Jerry Lee Chee Yeong June 8, 2018

https://www.fundsupermart.com.my/main/resea...uestioned--9848

TAGTF and China funds are all going up lately, anyone start selling to keep the profit?

!!!THIS IS A PRE-RELEASE TESTING VERSION!!! The main objective is to collect feedback/suggestions before a stable version is released.
sample report

Change log (high level) :
- supports FSM Malaysia, FSM Singapore, and FSM Hong Kong (note: sg not tested)
- supports Cross currency transaction, cross currency NAV, and group currency consolidated reporting. Max 10 currency for now. MYR is the base currency.
- support dynamic decimal places calculation (FSM my uses 2 decimal, HK uses 4 decimal)
- leveraged pivotchart for most part to ensure maximum compatibility / easy to use / flexibility
- updated charts

For those that are curious / good with excel / want to help out, please see below the latest excel (pre-release) with incomplete functionalities. Some of them are still being developed (i.e. MAC compatibility within same excel; auto currency table update; codes tweaking/cleaning, etc.) so do expect some bugs in this version. The conversion tool is also updated to cater to this new excel version so that you can either (a) import from FSM Malaysia or (b) import from previous stable excel (v2.2)

Since this is a pre-release test version, only the conversion tool has complete step-by-step instruction/guides... for now.
LYN Portfolio IRR calculator - pre-release - 3.0-alpha.xlsm
polarzbearz Spreadsheet Conversion Tool - FSM-to-Excel, Excelv2.2-to-v3.0.xlsm


One of the biggest manual activity is to update the 'fund snapshot date' due to an oversight in previous version. But good thing is, albeit painful in the beginning, you will retain all of your historical data instead of starting from scratch. The problem in previous v2.2 design is the inconsistencies of date usage.
- In "Portfolio Snapshot", it is capturing the date when snapshot happens
- but in the "Fund Snapshot", it is capturing the date when the fund was last updated in FSM.

This may give some problem in the charting section. Below are the simplified steps:


!!!EXPECT BUGS - THIS IS A PRE-RELEASE TESTING VERSION!!! You have been warned

This post has been edited by polarzbearz: Jun 10 2018, 12:14 AM

Boss, can make it support public mutual too?
Suggest only, if can't just ignore 😙😁

Its in my to-do list along with the few items mentioned above but not yet
They use traditional table (similar with HLA's fund) hence the reason I didn't look into it yet. Many manual steps/codes

Good effort man..

For me since my UT investment only confine to FSM, I am more interested to create a "crystal ball" than creating a tracking excel. I planning to do something that can "advice" me when to top up and when to stay put. I also need to study more on each fund interaction relative to each other n would like to be able to help me understand how to create a better portfolio. I might try to extend that same study for each country index as well. Much idea not enough skill n time to do it.

FSM managed portfolio final abandon most of the EMB bond fund!! Left around 1-2 % to the port itself.

Should we add negative correlated fund into out UT portfolio ?

Walao, the PRS incentive is delayed this year. sigh.

Only if your investment objective is short and near term... when you not only take the profit off the table, but take everything off the table.

The mini rally that began on 31st May already fizzled out last Friday. For most funds, the peak was in January... thus in many investors' portfolios, there was hardly any profits to trim.

Why do you want to do that?

The current funds you have bought and selected are for their expected growth. Negative correlation means the fund would go in the opposite direction to the funds you are holding. It means the fund is a bad fund, or the fund is moving in a different cycle.

It would be better (and easier to find) to have a fund that has a slightly above zero correction - fixed income and bond funds, if you think your port is too volatile, and its daily drop is too much stress to have peace of mind.

Which means don't buy too much equity funds... but usually we are kiasu and greedy for growth in market uptrend, and were then caught in a downtrend, and now feeling scared and kiasi.

DCA is too often under appreciated. It is often askew to be a stastitical means of lowering the average cost of buying, when it is actually a way to keep the investor to keep on buying and investing bit by bit over a long period for long term growth.

===========

If you take some time and think what above implies... yes, the "bestest" fund theory... find a fund that has the best growth potential and keep buying it.

A balanced and diversified port is a matured port and a destination. It is NOT necessary to begin building a nest egg with a balanced port.

Some percentages loss in an invested amount of several thousands or tens of thousands is insignificant to a targeted nest egg of half a million or so.

In other words, the invested amount is only 5% or 20%... still got another 80% or so to go and continue the purchases.

Yes you have a point there. Thanks

why they sell it?

I sold globaltech at +33%. Plan to transfer to something more undervalued.

depending on when one bought and what is his intention and reason for selecting it....

the app 30% gains cycle just keeps repeating and piles up....when is it going to be really "overvalued"?

no right or wrong .....just for discussion sake....

This post has been edited by MUM: Jun 11 2018, 07:17 PM


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