It is just what people say "the cycle". Maybe the cycle starts earlier this year in 2018? No one really knows.

Just invest when you have the money. If you want more safer options, ASNB, and FD is for you.

portfolio at +21.87 as of today. nthg much changed, skipped dca in may

thinking to topup more on dividend, reits funds this month. have some funds parked in CMF ready to deploy

noted with thanks.
reits funds..... might as well you cont to top up your reits counter.
which dividend fund you holding?

reits counter is still a big part of my stocks portfolio, but now i only specifically topup on mall reits in klse.

Affin Hwang Select Asia Pacific (Ex Japan) Dividend Fund - MYR
Affin Hwang Select Dividend Fund
TA Asian Dividend Income Fund

have these 3 dividend funds.

for reits, i have AmAsia Pacific REITs - Class B (MYR).

oh... I didn't know got REITs fund.

Got any specifically for Singapore or HK??

Manulife reit is focus in SG. Even better, if you have a SG brokerage, you can buy 3 types of reit etf.

Indeed manulife reit is 60+% in sg. May diversify into this fund. Good option to invest in sg reits

Reits fund underperform very much.

And for dividen fund, whats the diff between normal eq fund?

I sometime don't find dividen fund stable or appealing also...

Difference? One is dividend oriented, the other more to capital appreciation? I had a quick look, affin dividend +5% for past 6 months, ponzi 2.0 is 3%+ for the same period.

Dividene funds does have its advantages.. Hehe

This post has been edited by pisces88: Jun 6 2018, 08:54 PM

Isnt dividend for UT is just calculated back into the NAV? so got what different between capital appreciation ?

yea lo... how it works arrr?

I tot in UT dividen is use hole cover hole? no?

Apparently you still have much to learn.

Precisely. Most likely they invest in companies which pay good or increasing dividend.


Dividend in unit trust is useless but for a fund which invest in dividends stocks are good as companies must have real cash to payout dividends (they can borrow to pay dividends but that's for fund manager to filter). Got different. The fund manager can invest in companies which are super stingy or are able to return some profit to shareholders.

For me I prefer the company return some cash to me rather than hoard everything. Of course if the boss in charge is warren buffet, it's a different thing.

Each fund have different uses. Dividend funds perform better in a down environment as mentioned: companies must have real cash to pay dividends.

This post has been edited by Ramjade: Jun 6 2018, 09:10 PM

Im not 100% sure, but i think u misunderstood the 'dividend fund'.. dividend fund invests in equities which give out consistent and high dividend. this is how they gain profit..

on the other hand, eq funds invest in equities which has potential upside, not necessary need to have dividend as criteria. The fund's profit is mainly from capital appreciation.

Dividend fund and giving out dividends to holders are 2 different things


simple illustration = reit fund invest in reits, equity funds invest in equity, dividend fund invest in dividend stocks


Correct me if wrong

Correction equity can mean dividend oriented companies. Equities is basically another fancy name for stocks. So is entirely up to the fund manager to decide which path he/she/they chooses. They can choose dividend paying companies (with track record of increasing dividends yearly), or they can go for those companies which hoard all cash to themselves or mixture.

Betul betul hehe

owh..

I confused on the "dividend oriented"

Not much free time recently due to busy works , but made some adjustments again. Hopefully can get more time to finish up the excel

Can zoom in/out from YEAR down to WEEK, plus added legends to see the fund at overview chart. Values are hidden for obv reasons
 My_Portfolio_IRR_calculator_DEV___Latest.pdf ( 1.68mb ) Number of downloads: 149

Greater China's doing pretty well



This post has been edited by polarzbearz: Jun 6 2018, 11:10 PM

Don't you wish you had top up more last Wednesday?

Since then, and including another "green" day today, my port's YTD lost of 2% is completely erased.

Hope uptrend will continue a few more days before the holidays next week.

Mr Trump, please don't cancel your trip to Singapore.

currently all up. hope can maintain. hehe.

for trump.....

the mintscoin also up for sale, he better don't wayang. but the content of summits are very important.

I top-up KGF today Go go go..

My port back to end 2017 profit. But not ROI due to me average down some funds.