you can apply 0% BT from public bank or aeon

1. Annual Income:

2. Free Lifetime Annual Fee:

3. Card required for: anything else other than grocery, petrol, online

4. Existing credit cards (if any): pbb vs, ambank wmc, maybank master ikhwan, mach vs

5. Interested in CC from: cc that have cash back for all retail or banks that have good value points

6. Others: usually I use my mach vs for the everything else card. This card gives enrich miles. But lately, enrich miles value drop and drop, so better find a new card

This post has been edited by fly126: Jun 14 2017, 10:57 PM

fly126,
that scb cash back gold come with annual fees
can be waived?

Ya SCB card Annual fee can be Waive EZly with just a Call to CS & since 2011 having their cards NEVER Paid a single of AF before

Awesome. thanks

I'm interested to apply HSBC credit card, is there any agent here? Please PM me your contact number.

1. Annual Income: RM35k+

2. Free Lifetime Annual Fee: A Must/ swipe 12x

3. Card required for: Groceries, PTPTN, travel tix purchases, retail shopping.

4. Existing credit cards (if any): affin bank

5. Interested in CC from: any

6. Others: any

Hi guys, i really need your help. I have affin bank cc with me which i found it good as no AF imposed on it. However, no benefits other than travel insurance as said on their website.

I am looking for a cc that suits my needs which are; Groceries abt rm 300-400 monthly, travel tix purchases via travel apps like traveloka or etc & online tix purchases, ptptn, , unifi.

I'm thinking of ALLIANCE younique card but do they give cash back for travel tix purchases? Whereas, cimb cr also is a good choice. I am confused to which card suits me better.

Appreciate your kindness to provide me with suitable card as per above needs.

When in doubt, maybank 2 cards is always good.

5% cashback on all retail spending during weekends with the Amex card.

Some suggestions (all no annual fee):

PTPTN, Unifi, online transactions: Public Bank Quantum MasterCard (5% everyday)
Groceries: Maybank Ikhwan MasterCard (5% on Friday and Saturday), CIMB Cash Rebate (2% everyday)
Traveloka: Maybank 2 Card AMEX (5% on Saturday and Sunday)

This post has been edited by imnotabot: Jun 18 2017, 06:32 AM

Which cc offer the best sign up free cash credit now?

SCB giving free 150rm now

free cash without spending requirements?

I see hsbc got 688 cashback from their booth at mall. better read and understand the t&c to obtain that cashback.

This post has been edited by cybpsych: Jun 18 2017, 10:58 AM

ocbc 365 credit card annual fee, is it easy to waive?

without spending requirements. only need activate the card.

Sign up and get RM150 cashback when you activate your card within 45 days from card approval date.
https://www.sc.com/global/av/my-tnc-cash-ba...17-jun-2017.pdf

until 30 Jun 2017 only.

1. Annual Income:

2. Free Lifetime Annual Fee: A Must

3. Card required for: pay insurance premium. e.g. AIA

4. Existing credit cards (if any): Maybank2Card, Maybank Ikhwan, Cimb Cashback Reward, New AeonBig Gold , New Aeon Gold

5. Interested in CC from: any financial institute

6. Others: I'm Malaysian.

SCB Just One Plat. (via Auto Debit).

OR
PB-AIA Visa Gold Credit Card
https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx

This post has been edited by fly126: Jun 19 2017, 12:23 AM

thanks ! seems like i will have to stick to pbb AIA for 2% cashback

However, 2% Cash Rebate for AIA Insurance Premiums with a maximum cash rebate amount of RM350 p.a. Applicable for AIA transaction acquired by PBB at AIA branches and auto-debit. AIA transaction made via internet or e-commerce is excluded. The 2% cash rebate earned will be accumulated over 12 months and ONLY credited directly to the Card Account on the 13th month, upon anniversary of the Card membership.

https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx

This post has been edited by fly126: Jun 19 2017, 08:04 AM

ouch ... thanks for the information once again Mr fly126

PBB Visa Signature ? - 6% CB on Groceries, Dining, Online Spend + 3 x Complimentary Access to Plaza Premium Lounge Malaysia It's a Lifetime Fee Waiver Card with 12x Swipes p.a.