Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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 Jun 19 2017, 02:31 PM
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Junior Member
286 posts Joined: Nov 2007 From: Digiworld  
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1. Annual Income: RM60K
2. Free Lifetime Annual Fee: A Must 3. Card required for: BT 0% 4. Existing credit cards (if any): maybank2cards 5. Interested in CC from: - 6. Others: MY |
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Jun 19 2017, 02:47 PM
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Junior Member
531 posts Joined: Oct 2016
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QUOTE(rainbird @ Jun 19 2017, 01:46 PM) PBB Visa Signature ? - 6% CB on Groceries, Dining, Online Spend + 3 x Complimentary Access to Plaza Premium Lounge Malaysia It's a Lifetime Fee Waiver Card with 12x Swipes p.a. I don't think he qualifies for PBB Visa Signature. His annual income is only RM35k+. |
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Jun 19 2017, 02:47 PM
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Junior Member
531 posts Joined: Oct 2016
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Double post
This post has been edited by imnotabot: Jun 19 2017, 02:47 PM |
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Jun 19 2017, 03:57 PM
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Senior Member
764 posts Joined: Jan 2003 From: Home of 'The Old Lady'
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QUOTE(imnotabot @ Jun 19 2017, 02:47 PM) I don't think he qualifies for PBB Visa Signature. His annual income is only RM35k+. Oh I see.Any Public bank cc roadshow and sign up gift? This post has been edited by rainbird: Jun 19 2017, 03:58 PM |
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Jun 19 2017, 09:33 PM
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Senior Member
4,404 posts Joined: Jun 2012  
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QUOTE(jfarm86 @ Jun 19 2017, 02:31 PM) 1. Annual Income: RM60K I think PBB & Aeon got 0% BT for 6 months... 2. Free Lifetime Annual Fee: A Must 3. Card required for: BT 0% 4. Existing credit cards (if any): maybank2cards 5. Interested in CC from: - 6. Others: MY  PBB Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. |
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Jun 20 2017, 03:27 AM
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Junior Member
58 posts Joined: Jun 2012
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orang tamak here looking for advice: 1. Annual Income: RM60k range 2. Free Lifetime Annual Fee: free annual or with limited swipes to waive 3. Card required for: all kind of retail purchase not include petrol/telco  4. Existing credit cards (if any): maybank dual amex+master 5. Interested in CC from: cash back on retail 6. Others: dont mind for points, just want cash back or other benefit? currently have maybank dual with 5% cash back on amex, petrol/telco/anything accept amex still under capped limit every month, just think of getting a 2nd card for alternative/ backup use with.. cash back for non amex  |
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Jun 20 2017, 07:10 AM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(moon'prong @ Jun 20 2017, 03:27 AM) orang tamak here looking for advice:1. Annual Income: RM60k range 2. Free Lifetime Annual Fee: free annual or with limited swipes to waive 3. Card required for: all kind of retail purchase not include petrol/telco 4. Existing credit cards (if any): maybank dual amex+master 5. Interested in CC from: cash back on retail 6. Others: dont mind for points, just want cash back or other benefit? currently have maybank dual with 5% cash back on amex, petrol/telco/anything accept amex still under capped limit every month, just think of getting a 2nd card for alternative/ backup use with.. cash back for non amex  This post has been edited by DarReNz: Jun 20 2017, 07:10 AM |
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Jun 20 2017, 05:51 PM
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Junior Member
58 posts Joined: Jun 2012
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QUOTE(DarReNz @ Jun 20 2017, 07:10 AM) you can go for the next dual quantum cards by public bank But i rarely online shopping and go departmental store  Mostly spent on retails |
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Jun 20 2017, 08:28 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(moon'prong @ Jun 20 2017, 05:51 PM) But i rarely online shopping and go departmental store well there isn't just one card that covers everything perhaps you can consider SCB Cashback Gold, take note of the min spend of $500 Mostly spent on retails  This post has been edited by DarReNz: Jun 20 2017, 08:28 PM |
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Jun 20 2017, 09:58 PM
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Junior Member
58 posts Joined: Jun 2012
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QUOTE(DarReNz @ Jun 20 2017, 08:28 PM) well there isn't just one card that covers everything perhaps you can consider SCB Cashback Gold, take note of the min spend of $500 will take big note on that card hehe. tq. i know im greedy |
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Jun 20 2017, 10:50 PM
Show posts by this member only | IPv6 | Post
#771
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Senior Member
1,939 posts Joined: Apr 2007
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1. Annual Income: 70k
2. Free Lifetime Annual Fee: Must. 3. Card required for: Petrol(mostly caltex now), Insurance, Bills (Maxis, TM, Tnb etc.) 4. Existing credit cards (if any): Maybank mastercard gold. 5. Interested in CC from: - 6. Others: Sometimes for shopping (include online). Need have subcard also (for wife). Still using mbb cause easy do payment from mb2u. Advise if need keep mbb for backup or can just potong. |
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Jun 21 2017, 12:35 AM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(+ @ Jun 20 2017, 10:50 PM) 1. Annual Income: 70k SCB Just One Plat. (via Auto Debit).2. Free Lifetime Annual Fee: Must. 3. Card required for: Petrol(mostly caltex now), Insurance, Bills (Maxis, TM, Tnb etc.) 4. Existing credit cards (if any): Maybank mastercard gold. 5. Interested in CC from: - 6. Others: Sometimes for shopping (include online). Need have subcard also (for wife). Still using mbb cause easy do payment from mb2u. Advise if need keep mbb for backup or can just potong. » Click to show Spoiler - click again to hide... « |
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Jun 21 2017, 07:02 AM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(+ @ Jun 20 2017, 10:50 PM) 1. Annual Income: 70k since you have existing maybank card, you can also get m2cards 2. Free Lifetime Annual Fee: Must. 3. Card required for: Petrol(mostly caltex now), Insurance, Bills (Maxis, TM, Tnb etc.) 4. Existing credit cards (if any): Maybank mastercard gold. 5. Interested in CC from: - 6. Others: Sometimes for shopping (include online). Need have subcard also (for wife). Still using mbb cause easy do payment from mb2u. Advise if need keep mbb for backup or can just potong.  |
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Jun 21 2017, 11:13 AM
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Staff
72,807 posts Joined: Sep 2005 From: KUL 
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QUOTE(Awakensoul @ Jun 21 2017, 11:11 AM) Anyone here Maybank agent?? If shitty CCRIS, it will not be approved... Guess you will need to go through FD option.I want apply Maybank 2 Gold Cards. I have an existing HP car with Maybank. Repayment very sexy and beautiful. Only issue is my shitty CCRIS. But I'm doing monthly repayments through Direct Debit. Got any freegifts?? |
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Jun 21 2017, 01:21 PM
Show posts by this member only | IPv6 | Post
#775
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(Awakensoul @ Jun 21 2017, 01:18 PM) CCRIS confirm shitty. PTPTN is a bad ass. But ya, been doing direct debit monthly repayments. Can anyone help me with it? I doubt anybody can help you with it.Agents don't have power to override the case for you. FD route is the best to go. |
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Jun 21 2017, 01:21 PM
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Senior Member
2,318 posts Joined: Dec 2012
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QUOTE(Awakensoul @ Jun 21 2017, 01:18 PM) CCRIS confirm shitty. PTPTN is a bad ass. But ya, been doing direct debit monthly repayments. Can anyone help me with it? nowadays every bank so strict on CCRIS part especially PTPTN. The only way is can just wait until your CCRIS become nice back. |
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Jun 21 2017, 02:36 PM
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Staff
72,807 posts Joined: Sep 2005 From: KUL
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QUOTE(SzeMeng76 @ Jun 21 2017, 01:21 PM) nowadays every bank so strict on CCRIS part especially PTPTN. The only way is can just wait until your CCRIS become nice back. Nice also won't get. I already prepaid 18 months and my new applications still not approved. Luckily I have a lot of existing cards, gotta wait till October (1 year since my PTPTN adjustment) if that will help. |
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Jun 21 2017, 02:47 PM
Show posts by this member only | IPv6 | Post
#778
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(fruitie @ Jun 21 2017, 02:36 PM) Nice also won't get. Join the club. I already prepaid 18 months and my new applications still not approved. Luckily I have a lot of existing cards, gotta wait till October (1 year since my PTPTN adjustment) if that will help.CCRIS cantik but outstanding damn high for Maybank due to BT Even PBB quantum kenot approve  |
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Jun 21 2017, 02:47 PM
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Senior Member
2,318 posts Joined: Dec 2012
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QUOTE(fruitie @ Jun 21 2017, 02:36 PM) Nice also won't get. Haha... depend on some bank. my CCRIS record also haven't passed for 12 mths, like only up to 10 months back to good record. so still some card approved, some rejected. Really don't know assessment of bank. I already prepaid 18 months and my new applications still not approved. Luckily I have a lot of existing cards, gotta wait till October (1 year since my PTPTN adjustment) if that will help. |
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Jun 21 2017, 02:50 PM
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Staff
72,807 posts Joined: Sep 2005 From: KUL
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QUOTE(chiahau @ Jun 21 2017, 02:47 PM) Join the club. Yes, I also tried Quantum before putting in application for my PBB VS but unfortunately that was rejected too. CCRIS cantik but outstanding damn high for Maybank due to BT Even PBB quantum kenot approve  QUOTE(SzeMeng76 @ Jun 21 2017, 02:47 PM) Haha... depend on some bank. my CCRIS record also haven't passed for 12 mths, like only up to 10 months back to good record. so still some card approved, some rejected. Really don't know assessment of bank. Luckily I don't have any cards that I wanted now except for VS but knowing PBB, they even rejected me when my CCRIS was good two years ago... |
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