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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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degionz
post Jun 14 2017, 11:12 PM

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fly126,
that scb cash back gold come with annual fees
can be waived? hmm.gif
degionz
post Jun 14 2017, 11:52 PM

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QUOTE(fly126 @ Jun 14 2017, 11:48 PM)
Ya SCB card Annual fee can be Waive EZly with just a Call to CS & since 2011 having their cards NEVER Paid a single of AF before nod.gif
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Awesome. thanks smile.gif
degionz
post Jun 23 2017, 07:01 PM

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QUOTE(low_pokk @ Jun 23 2017, 05:48 PM)
Hi looking for advice:
1. Annual Income: RM35-40k range

2. Free Lifetime Annual Fee: free annual or with limited swipes to waive

3. Card required for:  1st priority Petrol rebate

Thank you
*
Maybank 2 Cards (Good on PTPTN)
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer (including Supp Card member) per month.
or
MBB Ikhwan Mastercard - 5% Cash-Back on Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month.
degionz
post Jun 26 2017, 10:25 PM

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QUOTE(MrAvatar @ Jun 26 2017, 09:57 PM)
Hi all, looking to apply my first CC soon, would like to get some ideas here, hope you all can help.

1. Annual Income: RM32k- 35K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, groceries, makan makan/ entertainment

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Prefer MBB or Public Bank

6. Others: Would prefer cash back CC more than those treat points  notworthy.gif
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Maybank 2 Cards (Good on PTPTN)
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer (including Supp Card member) per month.
degionz
post Sep 8 2017, 12:36 PM

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QUOTE(dakkuwos @ Sep 8 2017, 11:40 AM)
hi, if per annum minimum 40K
what card is suitable to pay bills,get cashback,rebate, and shop online?
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Maybank 2Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. 
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back 😉


PBB (Quantum 2 Cards) 
Cash Back & VIP Point 
Quantum MasterCard 
5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. 
Quantum Visa 
5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. 
• 1x VIP Point for other retail spend (local) 
• 2x VIP Points for other retail spend (overseas) 

This post has been edited by degionz: Sep 8 2017, 12:41 PM
degionz
post Sep 8 2017, 04:25 PM

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QUOTE(dakkuwos @ Sep 8 2017, 03:17 PM)
oh thank you for the info

MBB or PBB?which one is better  unsure.gif
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Depend on you
For me i prefer mbb because mbb amex can earn anything you spend on weekend + x5 treatpoints for every ringgit you spend😄
degionz
post Jun 3 2018, 05:22 PM

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QUOTE(fairylord @ Jun 3 2018, 05:17 PM)
Which card and bank could be tried to apply if income less than 20k?
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At least 24k if below 20k hard to apply but you can go for pledge fd cc

This post has been edited by degionz: Jun 3 2018, 05:22 PM
degionz
post Jun 3 2018, 05:28 PM

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QUOTE(fairylord @ Jun 3 2018, 05:25 PM)
CC with condition putting an FD with them? Sis dont mind if they open such offer, thinking to apply MBB 2 Cards Amex. Any lobang? notworthy.gif
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Maybank 2 card you can pledge 5k fd but once you lift it the card will terminate it.
degionz
post Jun 3 2018, 05:40 PM

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QUOTE(fairylord @ Jun 3 2018, 05:33 PM)
Many thanks for info.

Means i have to stick with lousy rate after it mature if i wish to hold the cards?

Any idea how about the FD to pledge if wish to apply Barcelona (require 48k income) and Petronas Ikhwan Visa (require 36k income)?
I see. thanks will see which card is the lower requirement (easier) and its benefit.
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You wan maybank 2 cards and barcelona is converntional you can try pledge 5k fd or higher you can try ask the bank officer and ikhwan islamic is different it wont share credit limit on conventional so you must pledge minimun 1k for ikhwan islamic.

Yes you need to stick which the rate bank offer.

This post has been edited by degionz: Jun 3 2018, 05:41 PM
degionz
post Jun 9 2018, 09:51 PM

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QUOTE(mchuey @ Jun 9 2018, 08:14 PM)
1. Annual Income: RM24K to RM28K

2. Free Lifetime Annual Fee: Yes or waive with swipes

3. Card required for: Petrol, Utilities, Cash Back/Rebate, General expenses.

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Any

6. Others: I'm looking for a CC to build my credit score (too clean >.<), since I have no any other commitments. Got rejected by CIMB cash back, Allianze, and AmBank because 'no other cards or loan before' >.< Any suggestion is much appreciated. Thank you!
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If you are too clean no point you keep applying try go for pledge fd cc 5k maybank 2 cards.
degionz
post Jun 9 2018, 11:27 PM

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QUOTE(mchuey @ Jun 9 2018, 11:19 PM)
Thank you! Will try that! Didn't know can pledge FD for Cc. Wasted a lot of time trying to apply.
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But rmb once you lift the money the card is terminate.

 

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