QUOTE(unfished @ Jun 8 2017, 11:40 PM)
1. Annual Income: RM 60k
2. Free Lifetime Annual Fee: A Must
3. Card required for: Petrol , online shopping , groceries, pay bills
4. Existing credit cards (if any): Maybank2cards
5. Interested in CC from: Any
6. Others:
tq for help
i) PETROL - MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB One, Citi CB Card, MBB Visa Signature.
» Click to show Spoiler - click again to hide... «
MBB Ikhwan Mastercard - 5% Cash-Back on
Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month.
ii) GROCERIES - MBB Ikhwan MC, CIMB CR Mastercard, MBB Visa Signature, PBB VS, UOB One, Citi CB Card.
iii) DINING - PBB Quantum MC, HLB Mach, MBB 2Cards, UOB Yolo, PBB Visa Signature.
» Click to show Spoiler - click again to hide... «
PBB Quantum MC - 5% Cash Back on
Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
iv) ONLINE - PBB Quantum Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB Yolo.
v) BILLING - CIMB CR Mastercard, SCB Just One Plat.
(via Auto Debit).
» Click to show Spoiler - click again to hide... «
CIMB Cash Rebate Mastercard* 2% CB on Utility, Mobile Bill Payments via Standing Instruction/Auto Debit
(TNB, Gas Malaysia, SESCO, Maxis, Digi, Celcom, U Mobile, YES) * 2% CB for Petrol, Groceries
* 5% CB for E-Commerce/Online Spend (Max. CB RM30.00/ month)
NO CB on Flight Tickets Booking
* 0.2% CB on Other Retail Spend
With Total Maximum CB capped at RM50/month
https://forum.lowyat.net/topic/3988506OR SCB JustOne Platinum MasterCard
Now come with Better Cashback Benefits, you will get up to
15% CashBack on Auto Bill Payments, eCommerce and Petrol. (except Government & Charities ).
| Spend (RM) per month | Rebate on Petrol, eCommerce & Auto bill | Other spend | Capping per month (RM) |
| 1,000 to 1,499.99 | 5% | 0.2% | 12 |
| 1,500 to 2,499.99 | 10% | 0.2% | 28 |
| Above 2,500 | 15% | 0.2% | 85 |
* Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, eCommerce, Auto Bill Payments and other categories.
The Cash Back is accumulated on a monthly basis and is based on the following selected MCC:
a) Petrol MCC: 5541, 5542
b) Auto Billing: (via Auto Debit)I. All insurance MCC: 5960, 5968, 6300
II. All Telco spend MCC in 4814, 5968
III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional
c) eCommerce/Online spend: For all online transactions made with “Transaction Mode = M, D, S and U”
* Cashback earned will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via
https://360rewards.standardchartered.com/my/rewards_homeBtw, SCB JusOne Plat. Annual fee can be Waive EZly with just a Call to CS

vi) MISC. Spend - Alliance You:nique, HLB Essential, MBB 2Cards, SCB Cash-Back Gold.
» Click to show Spoiler - click again to hide... «
i) HLB Essential: 0.6% on 1st RM5000 spend or any Insurance Transaction, 1% cash back on Subsequent spend,
NO cashback on Petrol Transaction.
ii) SCB Cashback Gold: 2 - 5% CB with min spend $500,
NO CB for Petrol, Insurance Transactions. However, It's
Good on PTPTN Payment.
https://www.sc.com/my/credit-cards/goldcard/gold-card.htmliii) Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending, & also
Good for PTPTN.
http://www.alliancebank.com.my/younique The Cards that Highlighted is Free For Life or EZ Fee Waiver & Come with a Decent Cash Back...
This post has been edited by fly126: Jun 9 2017, 01:02 AM