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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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fly126
post Jun 8 2017, 02:42 PM

Lousy One
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4,404 posts

Joined: Jun 2012



QUOTE(sepet @ Jun 8 2017, 02:24 PM)
1. Annual Income: RM33912

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol (main priorities), groceries

4. Existing credit cards (if any): bank islam

5. Interested in CC from:

6. Others: plan to do balance transfer from bank islam to new CC
tq for help!
*
Maybank 2 Cards (Good on PTPTN)
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer (including Supp Card member) per month.
or
MBB Ikhwan Mastercard- 5% Cash-Back on Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month.
unfished
post Jun 8 2017, 11:40 PM

New Member
*
Junior Member
12 posts

Joined: Apr 2011
1. Annual Income: RM 60k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol , online shopping , groceries, pay bills

4. Existing credit cards (if any): Maybank2cards

5. Interested in CC from: Any

6. Others:
tq for help
fly126
post Jun 9 2017, 12:55 AM

Lousy One
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Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(unfished @ Jun 8 2017, 11:40 PM)
1. Annual Income: RM 60k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol , online shopping , groceries, pay bills

4. Existing credit cards (if any): Maybank2cards

5. Interested in CC from: Any

6. Others:
tq for help
*
i) PETROL - MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB One, Citi CB Card, MBB Visa Signature.
» Click to show Spoiler - click again to hide... «

ii) GROCERIES - MBB Ikhwan MC, CIMB CR Mastercard, MBB Visa Signature, PBB VS, UOB One, Citi CB Card.

iii) DINING - PBB Quantum MC, HLB Mach, MBB 2Cards, UOB Yolo, PBB Visa Signature.
» Click to show Spoiler - click again to hide... «

iv) ONLINE - PBB Quantum Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB Yolo.

v) BILLING - CIMB CR Mastercard, SCB Just One Plat. (via Auto Debit).
» Click to show Spoiler - click again to hide... «

vi) MISC. Spend - Alliance You:nique, HLB Essential, MBB 2Cards, SCB Cash-Back Gold.
» Click to show Spoiler - click again to hide... «


The Cards that Highlighted is Free For Life or EZ Fee Waiver & Come with a Decent Cash Back... nod.gif

This post has been edited by fly126: Jun 9 2017, 01:02 AM
renjiv2
post Jun 11 2017, 12:18 AM

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Joined: May 2009
wanna apply my 1st cc. plz recommend

1. Annual Income: RM50k

2. Free Lifetime Annual Fee: yes

3. Card required for: Petrol, online, insurance(great eastern), TNB, TM

4. Existing credit cards (if any): nop

5. Interested in CC from: maybank2cards & CIMB Cash Rebate Platinum MasterCard.

6. Others: prefer cash back instead of reward point. btw wonder got any cc can be use to auto-credit pay car loan? the loan is frm maybank.

if got other card suit or better thn maybank & cimb card tat mentioned above plz recommend. thanks notworthy.gif
fly126
post Jun 11 2017, 01:14 AM

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4,404 posts

Joined: Jun 2012



QUOTE(renjiv2 @ Jun 11 2017, 12:18 AM)
wanna apply my 1st cc. plz recommend

1. Annual Income: RM50k

2. Free Lifetime Annual Fee: yes

3. Card required for: Petrol, online, insurance(great eastern), TNB, TM

4. Existing credit cards (if any): nop

5. Interested in CC from: maybank2cards & CIMB Cash Rebate Platinum MasterCard.

6. Others: prefer cash back instead of reward point. btw wonder got any cc can be use to auto-credit pay car loan? the loan is frm maybank.

if got other card suit or better thn maybank & cimb card tat mentioned above plz recommend. thanks notworthy.gif
*
Maybank 2 Cards, SCB Just One Plat. & Others... rclxs0.gif
Pls refer to the Post #723 above yours for the Recomendation, TQ nod.gif
https://forum.lowyat.net/index.php?showtopi...post&p=85223037

FYI, You Can't Pay any Bank Loan with Credit Card. However, You can Pay your PTPTN - Perbadanan Tabung Pendidikan Tinggi Nasional by Login to your Penyata Baki and pay using credit card. Most of the Insurance Provider Don't Accept Amex for Payment.

This post has been edited by fly126: Jun 11 2017, 01:18 AM
renjiv2
post Jun 11 2017, 12:02 PM

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» Click to show Spoiler - click again to hide... «


noted. will do the reseach again. thanks notworthy.gif
ccheng0085
post Jun 11 2017, 12:19 PM

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Junior Member
123 posts

Joined: Sep 2008
1. Annual Income: RM 120K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol ,groceries

4. Existing credit cards (if any): Citibank cash back platinum.

5. Interested in CC from: Any
fly126
post Jun 11 2017, 01:13 PM

Lousy One
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Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(ccheng0085 @ Jun 11 2017, 12:19 PM)
1. Annual Income: RM 120K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol ,groceries

4. Existing credit cards (if any): Citibank cash back platinum.

5. Interested in CC from: Any
*
Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer monthly.
Or
MBB Ikhwan Mastercard- 5% Cash-Back on Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month.
JustForCheonging
post Jun 11 2017, 04:38 PM

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Joined: May 2013


Bro, appreciate it if anyone can share which CC offers free Big Point for new applicant.
fly126
post Jun 11 2017, 05:46 PM

Lousy One
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4,404 posts

Joined: Jun 2012



QUOTE(JustForCheonging @ Jun 11 2017, 04:38 PM)
Bro, appreciate it if anyone can share which CC offers free Big Point for new applicant.
*
HSBC...
https://sp.hsbc.com.my/big30k
fly126
post Jun 11 2017, 05:46 PM

Lousy One
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Joined: Jun 2012



Edited...

This post has been edited by fly126: Jun 11 2017, 05:55 PM
JustForCheonging
post Jun 11 2017, 06:30 PM

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215 posts

Joined: May 2013


QUOTE(fly126 @ Jun 11 2017, 05:46 PM)
thanks bro, looks like this is the only CC offers free AirAsia big point. gonna approach them tomorrow.
sepet
post Jun 12 2017, 09:37 AM

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148 posts

Joined: May 2005
QUOTE(fly126 @ Jun 8 2017, 02:42 PM)
Maybank 2 Cards (Good on PTPTN)
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer (including Supp Card member) per month.
or
MBB Ikhwan Mastercard- 5% Cash-Back on Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month.
*
Already apply maybank but rejected due less than 3k & myb high komitmen...
fly126
post Jun 12 2017, 10:03 AM

Lousy One
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Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(sepet @ Jun 12 2017, 09:37 AM)
Already apply maybank but rejected due less than 3k & myb high komitmen...
*
How about UOB One Card & Citibank Cash-Back Card ...? However, Both Cards do Come with AF... sweat.gif
» Click to show Spoiler - click again to hide... «
sepet
post Jun 12 2017, 10:33 AM

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Joined: May 2005
QUOTE(fly126 @ Jun 12 2017, 10:03 AM)
How about UOB One Card & Citibank Cash-Back Card ...? However, Both Cards do Come with AF... sweat.gif
» Click to show Spoiler - click again to hide... «
i will try apply both card.. both can do balance transfer right?

btw can u suggest other islamic card?
fly126
post Jun 12 2017, 10:59 AM

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4,404 posts

Joined: Jun 2012



QUOTE(sepet @ Jun 12 2017, 10:33 AM)
i will try apply both card.. both can do balance transfer right?

btw can u suggest other islamic card?
*
Due to your income Requirement tiada banyak Pilihan in Islamic CC, only left RHB, Ambank, PBB. Even apply HSBC Amanah Credit Card-i will need min. Income of RM36,000 p.a.

https://www.rhbgroup.com/products-and-servi...e-credit-card-i

This post has been edited by fly126: Jun 12 2017, 11:00 AM
sepet
post Jun 12 2017, 11:33 AM

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148 posts

Joined: May 2005
QUOTE(fly126 @ Jun 12 2017, 10:59 AM)
Due to your income Requirement tiada banyak Pilihan in Islamic CC, only left RHB, Ambank, PBB. Even apply HSBC Amanah Credit Card-i will need min. Income of RM36,000 p.a.

https://www.rhbgroup.com/products-and-servi...e-credit-card-i
*
those card can apply online?
fly126
post Jun 12 2017, 11:46 AM

Lousy One
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Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(sepet @ Jun 12 2017, 11:33 AM)
those card can apply online?
*
It's Depends, some can some not, U can details from their Website.
For RHB they have Instant Card Issuance or You can apply Online.
https://www.rhbgroup.com/products-and-servi...t-card-issuance

Other than that u may walk in to the Bank for Submission.
chiahau
post Jun 12 2017, 01:59 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(fly126 @ Jun 12 2017, 11:46 AM)
It's Depends, some can some not, U can details from their Website.
For RHB they have Instant Card Issuance or You can apply Online.
https://www.rhbgroup.com/products-and-servi...t-card-issuance

Other than that u may walk in to the Bank for Submission.
*
Just a heads up

Instant issuance only for Platinum and above.

I tried once for a lower level card, they told me they don't have stock for the card at the center.

tongue.gif

Not sure if it changed already or not.
daniel2006
post Jun 13 2017, 02:31 PM

Getting Started
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Junior Member
173 posts

Joined: Feb 2013
Annual Income: RM80,000
2. Free Lifetime Annual Fee: A Must

3. Card required for: Balance Transfer (0% main purpose)

4. Existing credit cards (if any): MBB 2cards platinum

5. Interested in CC from: any...

6. Others:
( i just read MBB offer BT... eg: if my outstanding is 5k, and my limit is 13k. can request for BT to enjoy lower %interest within the same card?)

*any suggestion to pay less interest... monthly pay more than minimum payment.

This post has been edited by daniel2006: Jun 13 2017, 02:40 PM

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