Just pay directly then. Not an issue.

not many card give cb for e-wallet.
You may consider Affin DUO.

Same je with ambank.. 3%

which card? open for application?

1. Annual Income: >RM200k

2. Free Lifetime Annual Fee: Yes or can waive with spending/swipes

3. Card required for: Cashback on utilities/phone bills/grab food... or cashback card that have high RM cashback ceiling without many diff categories

4. Existing credit cards (if any):
RHB Visa Cashback (using this for utilities/groceries/grab food, but too many categories and only RM10 cashback per category) - willing to cancel if can find something better
CIMB Petronas Visa Infinite (for petrol/cigarettes and dining) - something like this card for utilities/phone/grab food would be great
Maybank Ikhwan Amex Platinum (for shopee/spaylater)
Maybank 2 Premier - planning to cancel this before my next card anniversary date

5. Interested in CC from: Open to any... Polished bank app would be a plus, my prev experience using Stan Chart app felt very clunky.

Edit: Monthly credit card spending usually around RM8-10k per month (excluding occasional/emergency spending). CIMB card requires RM4k min monthly spend, Maybank Amex requires around RM600+ spend to get full cashback, so roughly have around another RM4k spend to use on another card.

Thanks

This post has been edited by Gaza: Sep 18 2025, 03:04 PM

Ah just knew ewallet topup is not eligible anymore..😔
Its ambank true visa anyway..

https://www.ambank.com.my/cards/credit-card...-true-visa-card

Downgrade your MBB 2C to Platinum, then for the Amex (5% cb cap at RM50 for weekend spend) you can do utilities / phone bills > POS Online > Spaylater > Amex (just pay early on weekend).

For card that don't have many diff categories, can consider Affin DUO+ (just activate Visa), 3% cb cap at RM50 for any contactless (wave at terminal without pin) spend.

Or Bank Islam Visa Platinum, 3% cb cap at RM30 for any spend on online (eg grab) / auto-bill / groceries / dining each calendar month, min spend RM500 per calendar month.

May consider this new Muamalat EON Visa Infinite-i Look nice

nice!

i wonder if >250 with PIN input (contactless entry mode), would be eligible for cb or not.

Quite interesting. Does online count as contactless? or need to tap at terminal?

Yes I think M2P will be my fall back option, can use across categories and only limitation is weekend which is quite easy to do. would be great if they just allowed the amex card without the visa card.

only problem I've been having with spaylater recently is when I scan merchants QR it doesn't allow me to pay with spaylater anymore (last time can), only option is shopee wallet.

No idea as I haven't got this new card yet.

Contactless is defined as waving the card at the payment terminal. I don't think online is considered contactless.

apply at branch? because i tried website cannot select eon vs

This post has been edited by alexwsk: Sep 21 2025, 05:01 PM

supposedly mass market launch in Oct

maybe by that time, web form listed the new card.

at the mean time, try the qr code and leave your contact for callback see see

u guys are just amazing, even before mass launch already knew about it

Interesting. Hard to see a card that offer both CB and reward points. Need to see if there is any min spending req for the contactless CB

Stumbled upon this credit card database website, the info seems pretty up to date compared to the usual ones like RP and LS.. https://duitgain.com/

Would like to know which credit card is the best in terms of points or cash back for e-wallet reload like tn'go ?

Appreciate any advise and recommendations.

This post has been edited by johnseamus: Sep 22 2025, 11:17 AM

Went to branch to inquire about this card. Still no details