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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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fruitie
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Dec 30 2016, 04:36 PM
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Rise and Shine
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QUOTE(Duckies @ Dec 30 2016, 04:34 PM) I remember I read somewhere last time, pay with Aeon then pay Aeon bill with other cards. I can't recall if it's CIMB Cash Rebate  Pay AEON via PosOnline using online transactions cash back cards but PosOnline has disabled credit card feature for more than a month now...
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fruitie
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Dec 30 2016, 04:52 PM
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Rise and Shine
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QUOTE(Duckies @ Dec 30 2016, 04:38 PM) Oh wow, I am outdated already. Hmmm any other cards that I can use to pay bills other than UOB Yolo? Else I'll give up and just pay it using any card. Don't really want to set auto debit/SI. Additional info, my annual income is not high enough for those card that requires 80k -120k  It's just YOLO that I can think of now. Try applying again or appealing to UOB.
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fruitie
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Dec 30 2016, 04:57 PM
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Rise and Shine
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QUOTE(Duckies @ Dec 30 2016, 04:53 PM) Yea I also can only think of that. I tried appealing once but still got rejected. They never gave me the reason though  CCRIS OK? Have you checked that part? Any PTPTN outstanding before this?
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fruitie
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Dec 30 2016, 05:00 PM
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Rise and Shine
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QUOTE(Duckies @ Dec 30 2016, 04:59 PM) Could be affected by PTPTN. I stopped paying a while and then started to pay every month since then. Could be the outstanding balance from PTPTN. Maybe UOB is very particular on PTPTN loans  Yes, then that's the case. Just make sure it is showing good consistent payment only start applying again. Not UOB particular with PTPTN loan, it is just that your CCRIS is not beautiful anymore. All banks will have the same evaluation anyway. This post has been edited by fruitie: Dec 30 2016, 05:01 PM
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fruitie
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Dec 30 2016, 10:20 PM
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Rise and Shine
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QUOTE(Duckies @ Dec 30 2016, 10:14 PM) But I could get credit cards from other banks such as Citibank, HSBC and PBB  Well, probably it's really UOB strict.
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fruitie
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Jan 2 2017, 07:38 PM
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Rise and Shine
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QUOTE(drbone @ Jan 2 2017, 07:31 PM) Maybank VS does not allow PPL access anymore, correct? Yes, no more. However, you quoted a long post. I have edited it to ease mobile users... Next time you can just remove whatever that's not relevant.
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fruitie
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Jan 3 2017, 05:15 PM
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Rise and Shine
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QUOTE(BacktoBasics @ Jan 3 2017, 11:04 AM) Why no longer have access. I received my card last 2 month and I used it 3 weeks ago. Err.. MBB VS already removed PPL access since March 2016. I hope you won't be charged in your bill later. It is already announced that time in MBB VS site. QUOTE(fly126 @ Jan 3 2017, 03:38 PM) Maybank Ikhwan Mastercard Gotta make sure at least RM 30k per annum.
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fruitie
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Jan 4 2017, 03:10 PM
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Rise and Shine
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QUOTE(rapple @ Jan 4 2017, 02:13 PM) 1. Annual Income: RM60k to RM80k 2. Free Lifetime Annual Fee: Preferably 3. Card required for: air ticket / travelling for maybe next year. 4. Existing credit cards (if any): Wise, Mach, New Aeon, Aeon Big, Ikwan Visa/Master, M2Card, CIMBCR 5. Interested in CC from: no idea. 6. Others: - I have only check citibank airasia cards but it comes with AF. UOB YOLO to purchase air ticket.
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fruitie
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Jan 5 2017, 11:49 AM
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Rise and Shine
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QUOTE(muhammadsiddiq @ Jan 5 2017, 11:22 AM) 1. Annual Income: 25.2k 2. Free Lifetime Annual Fee: Yes 3. Card required for: - utilities/petrol/groceries/ - plan to buy at senheng using installment. TV/refrigerator. 4. Existing credit cards (if any): nil. 5. Interested in CC from : maybank /cimb. recommend me. CIMB Cash Rebate then. It is a not too bad all rounder card. Maybank needs at least 30k per annum.
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fruitie
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Jan 5 2017, 11:58 AM
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Rise and Shine
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QUOTE(fly126 @ Jan 5 2017, 11:52 AM) ii) MBB Ikhwan Mastercard - 5% Cash-Back on Petrol & Groceries, every Fri/Sat. This needs RM 30k per annum.  Else, I would have suggested it as well.
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fruitie
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Jan 5 2017, 12:21 PM
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Rise and Shine
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QUOTE(muhammadsiddiq @ Jan 5 2017, 12:05 PM) thanks all, appreciate that, that MBB Ikhwan Mastercard gold rite, ill try to apply, mana tau nasib baik bole dapat . thanks again Yes, can try but this card has the highest rejection rate so far among other cards even if one fulfills the salary requirement.
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fruitie
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Jan 6 2017, 11:18 AM
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Rise and Shine
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QUOTE(xiaojie88 @ Jan 6 2017, 11:08 AM) For HLB Wise Card, need to spend at least RM2k to get the 10% cash back. "10% cash back all year round. Maximize your returns with the highest, fixed cash back in town. Enjoy 10% cash back on your chosen spend categories all year round. Use it when you want it, where you want it. Just make a minimum of RM2,000 posted retail spend in a calendar month, you’ll get to enjoy the 10% cash back on your spending in the selected categories of your choice." source: https://www.hlb.com.my/main/personal/cards/WISE-cardAnd then? Nothing new for HLB Wise.
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fruitie
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Jan 15 2017, 02:31 PM
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Rise and Shine
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QUOTE(blitzbullet @ Jan 15 2017, 11:24 AM) 1. Annual Income: RM36K to RM60K 2. Free Lifetime Annual Fee: A Must 3. Card required for: List all your needs. Petrol 4. Existing credit cards (if any): Nil 5. Interested in CC from: Maybank petronas ikhwan card or Maybank2card for the AMEX card 6. Others: Please be specific: I am travelling by car over 120km everyday, so i am looking for card with the most points reward or cash rebate. Please recommend the best solution. Thank you. Maybank Ikhwan MasterCard and Petronas Visa.
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fruitie
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Jan 16 2017, 12:42 AM
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Rise and Shine
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QUOTE(blitzbullet @ Jan 15 2017, 08:52 PM) Anyway, I have another random question, does using maybank zing card (linked to amex) will give you points for reload? I suspect not lol. I supposed yes for the Zing card. I don't see why it's not. QUOTE(-kytz- @ Jan 16 2017, 12:29 AM) Don't see any good HSBC card for cashback (the Amanah one is meh, need to spend over 2k to get 8% CB) just to take advantage of the RM300 Lazada voucher  Nothing interesting with HSBC cards. One of the banks which I have banned. Got tricked by them to sign up. When signed up told me after I spent x amount I will get a tablet which I did, called CS and they told me I'm not eligible as it's over. I should be entitled for Cerruti 1881 watch instead but at the end still didn't get anything because they told me both also not eligible. I was so silly that time I didn't complain to BNM.
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fruitie
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Jan 16 2017, 01:05 AM
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Rise and Shine
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QUOTE(CP88 @ Jan 16 2017, 12:47 AM) You're not silly. Just being "newbie".  Maybe but didn't cross my mind that time, I still remember I was on assignment in Beijing. I was so pissed off and called to cancel immediately. That time already 4th year using CC.
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fruitie
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Jan 17 2017, 04:13 PM
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Rise and Shine
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QUOTE(inquiries @ Jan 17 2017, 04:04 PM) Greetings all, I have been using Debit Card all these while. Now looking for a credit card for better security. I might not need the best savings (eg: apply 2 cards, use Card A for Petrol and change to Card B for online billing), I am prefer to stick with one card for transactions. Thank you for your recommendations. CIMB Cash Rebate Plat then but it will not give cash back for your dining.
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fruitie
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Jan 17 2017, 05:03 PM
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Rise and Shine
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QUOTE(inquiries @ Jan 17 2017, 04:53 PM) Thanks a bunch for your quick reply! Speaking of which, may I just ask (out of curiousity), what happened to OCBC Titanium Cash Back card? I searched lowyat.net for credit card recommendation long time ago (I can't really remember my previous ID - had to create new account now)... Back then everyone was recommending OCBC Titanium, and now it vanished from threads. Something changed? No longer useful. Kinda useless these days after their benefits were revised for few times.
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fruitie
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Jan 18 2017, 02:19 PM
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Rise and Shine
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QUOTE(fly126 @ Jan 18 2017, 12:31 PM) MBB Ikhwan Mastercard: 5% CB on Petrol, Groceries spend every Fri/Sat Or pump in Petronas - Maybank Ikhwan Petronas Visa - 8% on Saturdays and Sundays.
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fruitie
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Jan 18 2017, 03:03 PM
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Rise and Shine
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QUOTE(Xmatrix @ Jan 18 2017, 03:01 PM) any cashbacks on weekdays other than friday ? Other cards like CIMB CR, UOB One Plat. CIMB CR - 2% cash back, UOB One Plat - Weekdays 2% / Weekends 5% cash back but comes with Annual Fees.
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fruitie
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Jan 19 2017, 04:31 PM
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Rise and Shine
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QUOTE(-kytz- @ Jan 19 2017, 04:28 PM) Is Hong Leong Mach the best cinema and dining card? I know there's Maybank 2 combo card but Amex is not always accepted in most eateries as compared to VISA.. I've already got Maybank Ikhwan Gold and Petronas card for TouchnGO and petrol respectively..  Yes, for dining. There is another one PBB VS but income requirement is 100k p.a.
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