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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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synical
post Nov 24 2022, 05:19 PM

On my way
****
Junior Member
655 posts

Joined: Jul 2008
From: PJ


Hi guys,

Thinking of cutting the Stan Chart JOP before it changes to Simply Cash next month.

1. Annual Income: RM30K to RM36K - RM 50K

2. Free Lifetime Annual Fee: Yes, or at least easy to get AF waiver

3. Card required for: Cash Back/Rebate, overseas Transactions, online, e-wallet, entertainment tickets, auto debit (mostly insurance premiums), bills...along that vein

4. Existing credit cards (if any): Maybank 2 Gold cards, SC Smart (should I get rid of this too?), HSBC Amanah MPower Platinum

5. Interested in CC from: OCBC (any good or worth it)? Open to other bank suggestions

TIA

Edited to tweak annual income

This post has been edited by synical: Nov 24 2022, 07:37 PM
synical
post Nov 24 2022, 07:34 PM

On my way
****
Junior Member
655 posts

Joined: Jul 2008
From: PJ


QUOTE(ClarenceT @ Nov 24 2022, 05:42 PM)
Surprisingly you have credit cards from more than 2 banks?
Are you sure your annual income <RM36000?
*
So am I, to be honest. Okla, maaaybbe a bit over 36K then (but not by much la) hmm.gif
synical
post Sep 22 2025, 10:42 AM

On my way
****
Junior Member
655 posts

Joined: Jul 2008
From: PJ


Stumbled upon this credit card database website, the info seems pretty up to date compared to the usual ones like RP and LS.. https://duitgain.com/

 

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