Yes for TnG

Just want to confirm one more time before i submit my application.
Bank Islam Visa Infinite Credit Card-i - TnG / ShopeePay topup is eligible for the **online payment cashback** , am i right ?

Thanks a lot.

1. Annual Income: RM72K

2. Free Lifetime Annual Fee: Yes or with minimal amt of spendings

3. Card required for: (i) Travel as I travel average once monthly domestic for work, for lounge access or Golden Lounge (ii) Anymore good cashback card?

4. Existing credit cards (if any):
UOB One Card (max cb already)
Affin Duo Card (max cb already)
Public Quantum
HSBC Amanah Visa

5. Interested in CC from: Preferably none from the banks above, but if same banks I guess also possible

Hopefully can get sifus here for recommendations, the plethora of cards out there can be very confusing. Thx so much

Can consider Bank Rakyat Platinum Explorer
5% cb for all airlines and hotel spend. cap at RM1k per year.
3x access per year to all PPL in Malaysia

For cb card, can consider Bank Islam Visa Platinum
3% cb for online, auto billings, grocery, dining. cap at RM30 per month
min spend RM500 per month for cb.

Also MBB Ikhwan Visa - 8% cb for online spend, cap at RM50.
MBB 2C Amex - 5% cb for weekend spend, cap at RM50.

This post has been edited by nexus2238: Sep 8 2025, 08:09 AM

Annual Income: > RM 200k

Free Lifetime Annual Fee: Waivable is acceptable

Card required for: Online shopping (Taobao, Lazada top-ups), dining, monthly spend around RM8K–12K

Existing credit cards (if any): Maybank 2 Platinum

Interested in CC from: Preferably premium looking (black + gold), better rebate than M2Card

Others: Working for local Sdn Bhd, only 3 months salary history, want a cool/premium looking card

Maybank World Elite Mastercard
Look and feel (metal so heavier) much better than M2 Platinum cards (plastic).
AF RM800 will be waived if based on your monthly spend RM8k.

This post has been edited by ClarenceT: Sep 10 2025, 10:40 AM

I see Bank Islam Visa card has Auto Bill, does this cover insurance eg. GE? I don't see insurance being excluded from TnC below.

https://www.bankislam.com/wp-content/upload...ACK-PROGRAM.pdf

Yes, it is eligible

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link is here
simple credit card filter website

After being so outdated in cc cashback, i'm here to seek opinions on my existing cards.

Annual Income: > RM 100k

Free Lifetime Annual Fee: Waivable is acceptable

Card required for: Online shopping (90% spaylater), ewallets topup, dining, petrol

Looking for: Cashback, not into air miles

Existing credit cards (if any):
1) MBB M2 Amex - 5% on weekend max RM50
2) MBB Amex Ikhwan - 8% online (mainly spaylater) max RM50
3) MBB FCB VS - 1% (mainly insurance auto debit, around 4-5k/yr, enough to cover tax and earn little )
4) Aeon Big Visa Gold - 2% online max RM15
5) PBB Islamic Visa - 2% online max RM15 (planning to cancel b4 next anniversary)
6) PBB Quantum Master (mainly for PBB promo, enough to cover tax)
7) PBB Visa Signature - 2% online max RM30
8) UOB One Master and Visa - Grab reload, petrol, dining (RM30 per month each but going to cancel b4 next anniversary due to AF)

Any recommendation to replace my cards (especially #3, #5 and #8) above based on same spending pattern? TIA

This post has been edited by alexwsk: Sep 16 2025, 03:29 PM

affin duo and duo+
uob evol

used to hv uob evol but cut dy
will have a look at affin duo and duo+, thx

1. Annual Income: min rm60k

2. Free Lifetime Annual Fee: yes

3. Card required for: Cashback = spending 70% on shopee, 30% on grocery

4. Existing credit cards (if any): no

5. Interested in CC from: maybank shopee

6. Others: sole proprietor (means income not fix), have Form B ready, 'empty' CCRIS report because never get loan / cc before. My question: I actually want the Maybank shopee credit card. Do you think i should apply that first (with fd pledge) even it'll most probably be rejected? Or should I just start with other bank which is less strict? which card should i start?

Thank you so much.

actually you can just activate the visa cards of both duo and duo+, i did that since the first day i got the cards

i didn't see it disallowed in the T&C for Alliance VS, reload into ewallet is applicable for cashback as well?

Eligible for Shopeepay

new chart for quick reference:

cash back rank

Enrich rank

KrisFlyer rank

If you are looking for cb from shopee shopping, maybe consider:
Maybank Ikhwan Amex Platinum - 8% cb cap at RM50 for online spend, ie spend RM625 get RM50 cb.

As others has posted, apply directly with Maybank Card Centre. Apply via Maybank website has higher chance of getting rejected.

This post has been edited by nexus2238: Sep 18 2025, 08:26 AM

Does cashbacm include ewallet topup?

No.

Aigoo.. Just been approved of this card thinking to totally replace ambank true card..