Read the product details, when the cash back will be credited. Some follows calendar month, some follows statement month.

well, u should contact customer service for clarification
y did they charge u service tax RM 25 x 2? did you spend with the right card

Hi, need suggestion

1. Annual Income: RM80000

2. Free Lifetime Annual Fee: Preferable, unless able to call and waive

3. Card required for: Cashback

4. Existing credit cards (if any): Maybank Ikhwan, Uob one Rhb world master

5. Interested in CC from: Any banks

6. Others ;

Spending on monthly as below

Petrol Rm100 -Rm150
Grab Rm150 - Rm250
Grocery Rm400 - Rm 800

Have a look at RHB-Shell Visa, since you are already a RHB Card user.

is your uob one classic or platinum?
have you maxed out the cashback from maybank ikhwan and uob one?
those 2 cards (if maybank ikhwan mastercard & uob one classic) should cover your needs adequately

This post has been edited by 1mr3tard3d: Mar 30 2025, 01:24 PM

Classi.
Yeah, i think this is the best so far

hi all,

looking for 2-3 credit card where can earn points for miles; major usage on
- car insurance renewal(3k a month)
- renew roadtax (many cards seem doesnt give any points)
- month retails usage 10k-20k


dont mind paying annual fee if i can get earn good points.

Using personal card for company expenditure.

1. Annual Income: <RM110000

2. Free Lifetime Annual Fee: Yes, preferrable. Unless can call to ask for waiver or can be waived if certain amount of transaction made

3. Card required for: Insurance payment (autodebit), online transactions, groceries, ewallet, dining, petrol

4. Existing credit cards (if any): Maybank Ikhwan Amex, Affin Duo+ Visa (master not activated)

5. Interested in CC from: Bank Islam Visa Platinum-i

6. Others: Planning to hold max 2 cards. Currently the Maybank Ikhwan Amex not supported on some online platforms, insurance

Please recommend which better card I can replace with to best fulfil my needs. Thank you.

Hi there,i need some cc suggestions;

1. Annual Income: RM34k

2. Free Lifetime Annual Fee: waived if possible

3. Card required for: mostly for petrol and traveling.

4. Existing credit cards (if any): BIMB Gold (terminated 2017)

5. Interested in CC from: Maybank coz already an account holder so convenient, but I'm ok with other banks as well

6. Others: would love: Cashback, point that can be converted to airmiles if possible, Easy payment plan options. Estimated monthly CC usage around RM1-2k. Apple Pay is a must

Thanks in advance.

This post has been edited by juruteknikmuda89: Apr 4 2025, 11:48 AM

looking for 2nd card to cater for utilities (500-800 per month).

currently got cimb petronas infinite for petrol, grocs & dining.

Check out Maybank Ikhwan Amex? You can get 8% cashback for paying utility bills like Unifi through lazada.

I am looking for credit cards that have promotion on the biggest spend and will win some prizes. Do you guys know any credit cards have such promotion?

Maybank Ikhwan Amex 8% cb has very good ROI.
Affin Duo+ Visa 3% cb capped at RM50 on contactless transactions is flexible.
Adding Bank Islam Visa Platinum-i 3% cb capped at RM30 on online, auto-billing, grocery, dining should cover all your bases.

It's hard to find 2 cards that cover all your needs.
Maybe consider RHB Shell Visa 12% cb on Shell capped at RM50, 5% cb on e-wallet, online, groceries, utilities capped at RM50, min spend RM2500. (effective 4% cb)

UOB One Classic used to be THE recommendation for your use case. But it apparently was not open for new application anymore.

From Maybank, consider:
Maybank Islamic Petronas Ikhwan Visa Gold - 8% cb for spending at PETRONAS stations on Saturday & Sunday and 1% cb for spending at PETRONAS stations from Monday till Friday, capped at RM50 per month
Maybank Islamic Ikhwan Mastercard Gold - 5% cb on petrol and groceries on Friday and Saturday, capped at RM50 per month
Maybank 2 Gold - Amex 5% cb for all purchases (except for government bodies and utilities) on weekends, capped at RM50 per month

Also for Maybank, both Maybank 2 Gold and Ikhwan are considered as two entities - conventional and Islamic. Hence, for income below RM 36k per annum can only apply for two issuing banks. In this case, if apply for both of these cards, they are not able to apply for another bank until the income exceeds RM 36k per annum.

can explain how to do this?

Go to bill payments on Lazada or Shopee, choose UniFi and pay directly with AmEx Ikhwan.

what is the best card to pay monthly subscription in foreign currency? e.g chatgpt, claude, baidu.

All right guys, since the Maybank VI devaluation its hard to get KF points since its only RM6 - 1KF.

what are the alternatives?


1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: Not necessary

3. Card required for: Krisflyer Points

4. Existing credit cards (if any): Maybank Visa Infinite, CIMB Travel world elite. Maybank KF Platinum Amex

5. Interested in CC from: any card that gives me RM4~ spend.

6. Others: What's the consensus on the best card available? I spend around 80k per month for my business on my card but I can only use Visa/Mastercard (as they dont take AmEx).


This post has been edited by ballsofsteel: Apr 8 2025, 04:36 PM

Hi all, for time broadband.
I have cimbprtronas vi
Rhb shell
Mbb 2 Amex gold
HSBC live+
Any procedure to pay in order bill?