Hello, which card to get?

1. Annual Income: RM 36k ~ 40k

2. Free Lifetime Annual Fee: Yes (or if can waive annualy by swipes)

3. Card required for: petrol / installment

4. Existing credit cards (if any): NIL

5. Interested in CC from: Any

6. Others: Just graduate and start working, want to have my first cc. Know nothing about cc.
Thanks

anyone can recommend a card best for overseas spending in terms of low conversion fee, and best reward points, and without annual fee.

the amex for Maybank 2C is good but if not mistaken their FX fee is higher, correct me if I'm wrong.

Annual Income: RM80k

Thanks

Yup, 5% CB with PBB Quantum MC on Online or e- Commence  transaction.
PBB 2 Quantum Doesn't have CB on Petrol, Your may Consider other Card for Petrol...

PETROL - MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB One, Citi CB Card, MBB Visa Signature.

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Utilities, Groceries, Cash Back/Rebate Only, Online Transactions, Overseas Transactions

4. Existing credit cards (if any): MBB 2 cards gold, MBB Petronas Visa

5. Interested in CC from: Maybank preferred but open to others.

6. Others: Pay amount due with M2U, want cash back & reward points if possible.

Tq

It's card looks like this: Petronas Maybank Visa, so I don't think it's Ikhwan. Where can I read more about cc application quota? Tried to google but didn't find anything.
I meant, cards that I can just pay using the M2U website.
Would an EPF statement suffice?
Yes, I currently hold these Maybank credit cards.

Wow, thank you for telling me about the PBB Quantum 2 Cards. Especially the MC one.

I do online transactions a lot. Rarely petrol & groceries.

Say I have RM1600 bill.
I can split it, pay RM1k using MBB Amex to get max rm50 cashback.
Then RM600 use PBB Quantum MC to get max RM30 cashback.

Is that how it goes?

Can I register the PBB card on M2U, and pay the statement bill there? Any charges?

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must/Can Wave

3. Card required for: AirMiles, Overseas Transactions, Free Lounge Access, Buy air tickets

4. Existing credit cards (if any): UOB One Platinium, Maybank 2 Gold Cards, RHB Smart Value Visa Card

5. Interested in CC from: Any

6. Others: I am looking for a credit card can access premium lounge for free

Haha. I applied online thru maybank2u. Uploaded my ic and latest payslip showing 4.1k salary include ot & allowance.

40 minutes later received email my application is unsuccessful / rejected. Pity me.

Then i checked my ctos report. Got 580 for ctos score. Got a car loan and ptptn loan. Always paid on time. All 0. But maybe i just worked for 9 months la. This is my 1st job.

Feel frustrated my application was rejected after 40minutes of application. Malu weh. So sad

Any other bank / credit card that is so easy to apply like maybank2u? Just fill in the application online, submit document, 40minutes later received the status.

I dont really like to receive call from agent or go to the counter / booth  or apply manually. I want to apply online for the ease at my finger.

Can re-apply again at the card centre? I mean, no need to wait after 6 months?

Thanks.

Any other banks offer fully online application like maybank2u??

1. Annual Income:

2. Free Lifetime Annual Fee: Preferably free annual fee

3. Card required for: Petrol, Cashback, Earn Points

4. Existing credit cards (if any): Maybank 2 Cards Visa and Amex.

5. Interested in CC from: Citibank

6. Others:

    I already have M2C Visa and Amex so I am looking for a Mastercard credit card. Interested in credit cards from Citibank but they don't have Mastercard credit card, only Visa.  The closest one that fits my needs is Maybank Islamic MasterCard Ikhwan. But I already have credit cards from Maybank. Prefer to have one from another bank. Thanks.

I am leaving Msia for another country and living there.

Between these 2 credit cards

CIMB Cash Rebate Platinum & PB Quantum Visa/Mastercard

which should I keep? Should I keep both?

anyone here is self-employed, so do you apply with your salary or your company's income? anyone can share? thank you

Hi All, is it the safest to apply based on basic salary only or bonus also should be disclosed for credit card approval?

Thanks!

Thanks! So bank refer to basic only or together with bonus or allowance ?

because i go to petrol station like 2 or 3 times in a week.. do u think cimb cash rebate or mbb ikhwan better?

then bonus not included? because my bonus quite high, around 7.5 months of my basic salary last year, but if EA form then got show

1. Annual Income: RM 50k

2. Annual Fee: Free / Waived by meeting certain criteria

3. Card required for: Petrol on Friday (no other spending required)

4. Existing credit cards (if any): No, its my first CC.

5. Interested in CC from: Any bank
New petrol rate revise every Friday, so preparing a card that gives best rebate for Friday.

Currently I have MBB Amex for Petrol on weekend, MBB Visa Barcelona for weekdays..

i apply during lunch time, share existing card limit, approval received and collection done in the evening same day. superfast.

"At any instance" include payment to govt/mobile like tnb, tmb, syabas, assessment, quit rent, maxis redone etc, be it online or no?

1. Annual Income: RM36K

2. Free Lifetime Annual Fee: Yes or minimum swipes

3. Card required for: Mainly for petrol & online purchase

4. Existing credit cards: Non

5. Interested in CC from: Any banks that offer such card.

6. Others: Just started hire purchase and no record on CTOS.

Tried PB Quantum & HSBC Amanah and got rejected. Is thinking about Maybank Islamic MasterCard Ikhwan Gold Card or Maybank Islamic Petronas. Monthly petrol expenses less than rm450 and  shopping/ dining less than rm300. Please advice.