1. Annual Income: 52k

2. Free Lifetime Annual Fee: yes

3. Card required for: cash back or petrol

4. Existing credit cards (if any): 
Maybank 2 gold

@underscore_lee

The normal Maybank AMEX is generally a cash back card, not to collect points.

Their Maybank Islamic Ikhwan AMEX is getting an upgrade next month, worth your consideration:
https://www.maybank2u.com.my/maybank2u/mala...s-revision.page

got new signup promo later, why not wait?

Hold it till Jan, otherwise you pay SST for Fiscal year 2022.

wait for signup t&c

maybe it's NTP instead of NTB

1. Annual Income: RM92k

2. Free Lifetime Annual Fee:  Preferable free or waivable. Or not too expensive per year (<200)

3. Card required for: Cashback (Groceries/Retails, Petrol, Utilities, E-wallet, online shopping and dining) (CC that commonly support 36 months installment is preferred), Insurances, Airmiles (If got lounge benefits better).

4. Existing credit cards (if any): Been long time Maybank 2 Gold cards user. Plan to change for better reward.

5. Interested in CC from: Maybank is preferred due to existing TREATS points accumulated, or any card that support apple pay also will do (lazy to bring out card from wallet) [i.e Ambank / HSBC / Maybank / Standard Chartered].

6. Others: Looking to get better cashback epecially together with ewallet usage (TnG, Boost, Grab Pay).

Thank you in advance for your recommendation.

Looking for new option for cash back card since today only noted PB Quantum card had change the criteria for cash back  

1. Annual Income: >RM150K

2. Free Lifetime Annual Fee: waivable would be the best

3. Card required for: E-wallet (for paying all my bill and PTPTN) and online transaction

4. Existing credit cards (if any):
- Maybank 2 card - for all purchase on Sat & Sun with AMEX
- Maybank Islamic Petronas Platinum - for grocery and petrol on Fri and Sat
- UOB Yolo - for e-wallet (too bad capped RM15 cash back per month)
- PB Quantum - planning to abandoned it since all cash back must more than RM100 per transaction

5. Interested in CC from: up to suggestion

6. Others: I want cash back only, not into reward points or airport lounge.

Hi, which credit card do you guys recommend to have for my mother mainly for cash rebate.

-Monthly income: RM3800
-Monthly spend amount: less than RM1000
-Standing instruction on insurance (yearly basis)
-Petrol: about RM40 (2 or 3 monthly)
-Retail spending on supermarket
-No online purchase & no utility bill payment

TIA

Both the suggested cards are reward point based. Only the Affin Duo Visa is cash rebate but only applicable for online transaction & ewallet reload.

Are you refer to Maybank 2 Platinum Cards? If yes, minimum yearly income is RM60K.

However.
Is Amex card widely accepted by retail merchant?
Can request for SST waiver by calling the CS?

1. Annual Income: RM 130k

2. Free Lifetime Annual Fee: Possible free without any condition

3. Card required for: Airport lounge access worldwide without condition

4. Existing credit cards (if any): None

5. Interested in CC from: As long as fulfill above requirement

6. Others: Sub card required to access lounge as well. so the benifits must entitle for sub card

Thank you CC sifu in advanced.

1. Annual Income: RM200k

2. Free Lifetime Annual Fee: Free lifetime or waived through number of swipes

3. Card required for: Maybank 0% installment, backup card

4. Existing credit cards (if any): StanChart Visa Platinum, Maybank Shopee

5. Interested in CC from: Maybank (i find more merchants accept 0% installment and can get up to 36 months repayment)

6. Others: Looking to replace my Maybank Shopee card since i dont shop online much compared to pandemic era. My monthly spending on that card is around RM2-3k. Unsure whether prefer cashback and points card.

Thanks

1. Annual Income: RM80k

2. Free Lifetime Annual Fee: Free lifetime or waived through number of swipes

3. Card required for: Bill payment, e-wallet top up, insurance, petrol(direct or through setel app is fine), grocery, dining, retail

4. Existing credit cards (if any): Maybank 2 Gold (Amex, Visa), Alliance Visa Infinite, Ambank Bonuslink Visa Signature, Standard Chartered Visa Platinum

5. Interested in CC from: Anywhere, as long as i can accumulate the most TBR and convert to AirMiles

6. Others: Currently maximising spending on Alliance to get TBR, maybank 2 gold and SC seems redundant at the moment(first card i got 8 years back), Ambank Bonuslink I applied for club mariott benefits but can cancel if it doesn't get extended next year.
  Please advise if any of these cards i should cancel as well.

Thank you

1. Annual Income: > RM300K

2. Free Lifetime Annual Fee: good if can get waiver by spending certain amount

3. Card required for: Expense incur for (Business) Overseas Travel, eg flight ticket, hotel, transport, dining, shopping etc

4. Existing credit cards (if any): Maybank Visa Signature

5. Interested in CC from: Any bank will do.

6. Others: 

Company want me to start business travel. Mainly Asia Pacific regions. Quite frequent, expect 2 - 3 times a month.
Look for card that useful for - eg reward points from oversea spend, air miles, airport lounge access, etc.

Thank you.

1. Annual Income: RM60K

2. Free Lifetime Annual Fee: A must

3. Card required for: ewallet (tng & bigpay), online bill payments, groceries.. need cashback cc

4. Existing credit cards (if any): mbb ikhwan islamic, grab cc

5. Interested in CC from: no preferences

6. Others: cancelled pbb quantum, mbb grab cc benefit RIP. now looking for replacement. heavily use for toll topup, internet & telco payment & groceries..

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: If possible, if not, can swipe 12x to get rebate also fine.

3. Card required for: General purchases (groceries, dining, retail purchases, utilities, medical etc.) and e-wallet topup (TNG ewallet and Shopeepay)

4. Existing credit cards (if any): Maybank 2 Gold Amex and PB Visa Signature

5. Interested in CC from: Any bank is fine as long I can maximise cashback.

6. Others: Been using Maybank 2 Gold Amex and PBVS for ages (Malaysian). Mostly Amex for purchases on weekend (groceries, utilities, dining etc.) and PBVS for purchases over RM100 to maximise cashback (now usely for topup TNG). Both Amex and PBVS currently maxed out every month. Now looking for CC which can help with another RM1-2k purchases per month to maximise CB. Looking for e-wallet topup (TNG or Shopeepay) to maximise CB.

Also, I just recently returned back to corporate work (previously was doing freelancing for few years hence didnt apply any new CC).
Does applying for CC now require 3 month payslip or EPF statement for approval like buying car or more loose restrictions?

Thank you in advance.

Im looking for a credit card that can give me higher credit limit by 3-8x of my monthly income.

I cant decide between Ambank Infinite and Hong Leong Infinite, which one should I pick?

Or is there other credit card you guys can recommend?

Annual Income: 150k-200k
Current: Maybank Platinum Visa and Amex
Prefer annual fee waived forever

Maybank refused to increase my credit limit so Im searching for elsewhere

Most of the cc out there don't give cashback for insurance, hospital, dental. Furthermore, nowadays 1% is considered good already given that you don't need to hit any minimum amount per month to be entitled with the cashback.

What's the best or top 3 credit cards which gives cashback for e-wallet reload now? Thank you!

What I know is Alliance Visa Infinite and Affin Duo, both got capped monthly also. Any other cards out there? thank you!

Hi both cmxPIE tkokweng

For Malaysian working in SG, will become non tax resident in Malaysia right, still eligible to apply for CC ah?

1. Annual Income: RM150K

2. Free Lifetime Annual Fee: Must

3. Card required for: Cash Back/Rebate for Others Spend

4. Existing credit cards (if any): MBB FC Barcelona, MBB 2 Amex, PBB VS, Citi Cashback, HSBC Visa Signature

5. Interested in CC from: ?

6. Others: Wish to cancel some existing cards, reduce the number, less headache. Understand there is no 1 card for all, many premier cards are collect points.
Cancelled MBB VS, Amex, CIMB VI / Cash Rebate / Petronas , SCB WorldMiles, RHB VS, HSBC Amanah, HLB Essential..........
Many banks keep changing the rules........ just to save RM50, assume 1% rebate from RM5,000 expenses.
Some need to hit RM2,500 or RM4,000 only eligible to get the high cash back.
While some need to hit example RM60,000 or RM80,000 annual in order to waive Annual Fees.