Yes.

both of them seems quite similar to me in terms of benefits. Mbb is amex + master card while pbb is visa + master

any specific reason that I should go for either of them?

they are suited for different needs. i would recommend that you go for both of them, since there is no annual fee.

my petrol cant last for one week to only pump at fri & sat

you didn't say how is your petrol spending behavior, so this is the suggestion.

if you need all-day petrol spending, then perhaps others can propose any other cards for Shell pump. maybe uob one?

haha ok thanks anyway, btw i check uob one the rebate % is low too

Maybank FC Barcelona then? 2% flat.

he want 5% petrol cb with Shell

1. Annual Income: RM 85k to 90k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Shopping (Online & in store), Cash Back/Rebate, Travel, Petrol

4. Existing credit cards (if any): CIMB cash rebate platinum

5. Interested in CC from: Maybank or anything better than current card

6. Others: would like to try other banks

PBB Quantum 2 Cards, MBB FC Barcelona VS, MBB 2Cards

1. Annual Income: RM 40,000 - RM 60,000

2. Free Lifetime Annual Fee: Yes

3. Card required for: Shopping (Online & in store), Cash Back/Rebate, Travel, Petrol, 2 cards or 1 main and 1 free supplementary

4. Existing credit cards (if any): none

5. Interested in CC from: CIMb or Maybank

6. Others: Will be my first credit card, so would appreciate more detailed advice

Which credit card can be used currently to maximise the online cashback to enjoy full online benefit to pay for TNB bill? I used to use shopee but now they do not have TNB payment option anymore.

This post has been edited by drbone: Feb 19 2018, 03:52 PM

there are sellers in shopee doing tnb payment, just NOT publicized as TNB

Okay thanks for that. Looks like need to look for options that state pay bills with discount.

1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: Preferred, but willing to negotiate for waiver every year

3. Card required for: Use is primarily for dining, shopping, petrol, online purchases. Looking for a CC with good lounge benefits worldwide and would like the option of converting airmiles too (prefer Emirates / AirAsia if possible, don't really use MAS). Also looking for highest tier Visa credit card (Infinite, etc) unless there is a big disadvantage of going down this route.

4. Existing credit cards (if any): Maybank 2 Platinum Cards

5. Interested in CC from: Prefer Maybank as all my accounts are with Maybank but willing to try other banks if there is a big difference in perks

6. Others: Please be specific. Example: Interest rate not important as I always pay my credit card bills in full monthly. Looking for cashback, lounge and air miles benefits (a card covering most of these would be nice). Hotel benefits not necessary as I rarely stay in branded hotels during my travels (prefer AirBnBs).

1. Annual Income:

2. Free Lifetime Annual Fee: Yes or auto waive after x swipe etc

3. Card required for: Mainly for petrol due to the no longer usefull citi cash back. Would welcome if there are additional benefits.

4. Existing credit cards (if any): PBB VISA signature (6% online and grocery), Maybank 2 card plat (5% weekend)

5. Interested in CC from: No special preference

6. Others: I dont spend a lot monthly on credit cards, looking for a card to replace citi cash back for its petrol cashback. Normally fuel up at wednesday during price change, my car petrol can last more than a week.

AmBank VISA Infinite Card /AmBank World MasterCard


MBB FC Barcelona VS, MBB Ikhwan MC, UOB One

1. Annual Income: RM100K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Mainly for petrol, any day any time.

4. Existing credit cards (if any): PBB VISA Platinum, HSBC Visa Platinum

5. Interested in CC from: MBB, CIMB

6. Others: Need a credit card that provide cash rebate, 0% balance transfer

The only card that met your requirements above is MBB FC Barcelona Visa Signature.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

https://forum.lowyat.net/topic/4067746

Thank you!