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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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eddievh
post Oct 16 2017, 02:26 PM

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What is the require income for mbb visa signature fc Barcelona ?
eddievh
post Nov 19 2017, 06:25 PM

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QUOTE(lkeithl @ Nov 18 2017, 11:46 PM)
Hi, Pls suggest me a cc that comes with cash rebate, petrol, installment.

Annual income : Rm24k - Rm30k

Free lifetime annual fee : No

Card Require for : Cash rebate, Petrol, Installment, Groceries.

Existing CC : Nil
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CIMB Cash Rebate Platinum Credit Card , https://www.cimbbank.com.my/en/personal/pro...mastercard.html
eddievh
post Dec 22 2017, 03:24 PM

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QUOTE(piggy_007 @ Dec 22 2017, 02:48 PM)
1. Annual Income: RM36K

2. Free Lifetime Annual Fee: Preferred or with min usage

3. Card required for: Petrol (Caltex), utilities, grocery

4. Existing credit cards (if any): nil

5. Interested in CC from: Any

Any recommendation?
thanks in advance
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M2c,MBB ikhwan MasterCard.
eddievh
post Jan 24 2018, 12:33 AM

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QUOTE(maxgenesis @ Jan 23 2018, 10:26 PM)
Hi all, any other card other then UOB give cashback on petrol? want to terminate that non-waiver card.
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Ambank carz plat give 2 % all day. Free for life.
eddievh
post Jan 26 2018, 07:48 AM

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QUOTE(da drummer @ Jan 26 2018, 07:26 AM)
1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: no

3. Card required for: petrol, groceries, installment at senQ

4. Existing credit cards (if any): none

5. Interested in CC from: pls suggest me

6. Others: im looking for card that can make installment for gadget without interest for at least 12@24 month
note: im totally new in credit card..already read the first page.tq notworthy.gif
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Maybank 2 cards and MBB ikhwan mastercard.
eddievh
post Feb 13 2018, 03:59 PM

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QUOTE(LovelyPotato @ Feb 13 2018, 03:24 PM)
Do you have any recommendation to replace my CIMB 2% cash back for petrol in SHELL?
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If your car tank can last for a week then use ikhwan mastercard on Fri and Sat get 5% cb cap at rm50.
eddievh
post Feb 14 2018, 10:12 PM

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QUOTE(ZeneticX @ Feb 14 2018, 09:42 PM)
1. Annual Income: RM 36,000 - RM 40,000

2. Free Lifetime Annual Fee: Yes

3. Card required for: Shopping (Online & in store), Cash Back/Rebate, Travel, Petrol

4. Existing credit cards (if any): none

5. Interested in CC from: Any

6. Others: Will be my first credit card, so would appreciate more detailed recommendation
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PbbQuantom2card , mbb2gold and mbb ikhwan mastercard.
eddievh
post Feb 14 2018, 11:09 PM

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QUOTE(ZeneticX @ Feb 14 2018, 10:31 PM)
Yes.
eddievh
post Mar 1 2018, 09:20 AM

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QUOTE(prescott2006 @ Mar 1 2018, 09:11 AM)
1. Annual Income: RM67k

2. Free Lifetime Annual Fee: Don't care

3. Card required for: Pump petrol from Monday to Thursday

4. Existing credit cards (if any): Maybank 2 kad, barcelona, maybank petronas, ikhwan, uob yolo, ambank carz, citibank cash back, just one, hsbc amanah, aeon big, alliance younique, hong leong essential, mach

6. Others: -
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Your Carz gold or platinum ? Monthly petrol expenses how much RM?
eddievh
post Mar 1 2018, 11:03 AM

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QUOTE(prescott2006 @ Mar 1 2018, 10:19 AM)
Gold and Platinum also got. Gold is conventional, platinum is islamic. RM100 per month.
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For Carz Platinum with correct method you can get effective cash back rate ranging around 3.5%-4.95% . The method are:
a)100% use it for petrol only.
b)Pay on Statement date and leave a balance of Rm5.01

This post has been edited by eddievh: Mar 2 2018, 05:26 AM
eddievh
post Mar 1 2018, 11:11 AM

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QUOTE(prescott2006 @ Mar 1 2018, 11:07 AM)
Hi, can clarify for the two points? Why need 100% used for petrol only? Why RM5.01? hmm.gif
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Leave Rm5.01 so that platinum rebate becomes 5%,if rm5.00 and below the rate is only 2%. Only use it for petrol because other purchased the interest also calculated already so not worth it.
eddievh
post Mar 1 2018, 11:32 AM

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QUOTE(prescott2006 @ Mar 1 2018, 11:21 AM)
Oh, I kinda understand now. So in conclusion, in order to get 5% rebate, the amount I need to bring forward is "5% * petrol_transaction + 0.01"?

What about the next month, let say I use again RM100, how much I should pay?

Is there any risk for this trick? Like the outstanding amount will keep increase the interest or get penalty for not pay in full?
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Next month let say statement date is 3 march and the amount is rm300. On 4 march pay up RM 294.99 will be ok
eddievh
post Mar 1 2018, 12:02 PM

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QUOTE(prescott2006 @ Mar 1 2018, 12:00 PM)
I'm confused again. So the RM5.01 is fixed for this trick regardless or the amount of petrol I pumped? Is it Ambank stated RM5 is the minimum outstanding need to bring forward in order to enjoy 5%?
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Yes. Ambank stated need to have balance 5 and above only get rebate 5% Whatever statement amount just pay balance 5.01 will earn 5% minus interest the nett % ranging 3.5- 4.95

This post has been edited by eddievh: Mar 2 2018, 05:27 AM
eddievh
post Mar 13 2018, 02:24 AM

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QUOTE(ccc8910 @ Mar 13 2018, 01:00 AM)
Hi i m looking for a credit card that have the best cash back or benefits to shop at marketplace like lazada, shopee, 11 street...i shop online at marketplace average at rm10k per month for business purposes...may i know which credit card best suit my requirement? thanks
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Mbb2 amex, hlb essential and alliance younique,ocbc titanium

This post has been edited by eddievh: Mar 13 2018, 05:00 AM
eddievh
post Mar 16 2018, 11:30 AM

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QUOTE(celciuz @ Mar 16 2018, 11:26 AM)
1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: Must (by swipe is fine)

3. Card required for: Cash Back/Rebate Only especially for Petrol to compliment PB VS

4. Existing credit cards (if any): PB VS, HSBC VS, HSBC Platinum and OCBC Titanium (plan to cancel both the HSBC Platinum and OCBC Titanium)

5. Interested in CC from: MBB 2 Card for the weekend 5% cash back on AMEX

6. Others: Please be specific. Example: Looking for credit card for cashback to compliment the PB VS.
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Mbb2cards and MBB vs
eddievh
post Apr 3 2018, 07:37 PM

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QUOTE(JJKTP @ Apr 3 2018, 07:31 PM)
Is the 5% only applicable for the AmEx? What about the other card that come with the package?
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Other card keep inside drawer sleeping. Just a normal card with rm1=1tp .
eddievh
post Apr 18 2018, 01:38 PM

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QUOTE(taiko8148 @ Apr 18 2018, 01:15 PM)
Thanks for yout suggestion.

But SCB 1 plat cb cap $ 12 only if usage 1k-1.5k. (If 50x30 days)
Currently using MBB C2 amex & Ikhwan but cash back only avail on friday-sunday.
Now seaching for weekday fuel purchase rebate.
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MBB VS, but got AF .
eddievh
post Jun 6 2018, 08:08 PM

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QUOTE(donhay @ Jun 6 2018, 04:13 PM)
Free Lifetime Annual Fee: YES

Card(s) required for: petrol/groceries

Existing credit cards (if any): Maybank 2 cards Platinum, Maybank FC Barcelona VISA

Interested in CC from: Maybank Petronas card
I was wondering which Maybank Petronas card should I get to pay for my car fuel. At the moment I use my Maybank 2 cards Amex for fuel and utilities bill on weekend, and it always reach the MAX cash rebate RM50.

I used Maybank FC Barcelona Visa for dining, insurance, children's tution, shoppings and always max cash rebate

Now I like a fuel card. THanks smile.gif
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Ikhwan MasterCard good for fuel and groceries too. Fri and sat get 5% rebate.
eddievh
post Jun 14 2018, 04:01 PM

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QUOTE(DrZan @ Jun 14 2018, 02:55 PM)
Wouldn't it be better to get Maybank 2 Card Gold?
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Get both la,
eddievh
post Jun 22 2018, 11:41 PM

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QUOTE(whatsayyou @ Jun 22 2018, 09:24 PM)
1. Annual Income: RM180K and above.

2. Free Lifetime Annual Fee: Preferable.

3. Card required for: Weekend dining. Free lounge access is a bonus.

4. Existing credit cards (if any): HSBC M-Power Plat.

5. Interested in CC from: Any bank

6. Others: Working in SG. Only use the card during weekends when in JB. Thinking of closing HSBC account, hence looking for new cc.
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PBB VS ,PBB quantom mc and Mbb2card

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