Why no longer have access. I received my card last 2 month and I used it 3 weeks ago.

Nope they didn't allow free ppl access when I was in Langkawi 6 weeks ago.

Greetings all,

I have been using Debit Card all these while. Now looking for a credit card for better security. I might not need the best savings (eg: apply 2 cards, use Card A for Petrol and change to Card B for online billing), I am prefer to stick with one card for transactions.

Thank you for your recommendations.

Just saw HSBC offering 25k air Asia points when applying selected HSBC credit cards and spending accumulated 1k spending within 60 days from the date of Welcome letter :

https://sp.hsbc.com.my/aab/25k?WABFormEntry...&utm_medium=cpc

Question is whether can I get this promo and the Rm300 Lazada voucher promo at the same time? Lol

Hey guys can recommend any credit card for me based on my needs and qualification below?

1. Annual Income: RM36K

2. Free Lifetime Annual Fee: No

3. Card required for: Petrol, Cash Back/Rebate-Shopping/Dining

4. Existing credit cards (if any): Nil.

5. Interested in CC from: UOB One Card

6. Others: Nil

I will feel CIMB CR is a better generic card minus dining expenses. Not specific for this case.

1. Annual Income: RM42k

2. Free Lifetime Annual Fee: Yes/ 12 swipes

3. Card required for: groceries (prefer @ giant)

4. Existing credit cards if any: MBB petronas al ikhwan (use for petrol rebate)

5. Looking at CC from: Any bank

6. Others:
Any other option aside from the ordinary MBB al ikhwan?

1. Annual Income: RM125K

2. Free Lifetime Annual Fee: A Must

3. Card required for: shopping, Cash back

4. Existing credit cards (if any):
CIMB CB/VS/WMC
RHB WMC
PB VS
MBB 2 cards
HSBC visa platinum

5. Interested in CC from: MACH by HLBB

looking for card with CB that are not cover by PBB VS n CIMB CB

Hi all,

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must / Free for life with minimum swipe condition is also acceptable.

3. Card required for: Cash Back/Rebate, AirMiles, Free airport Lounge Access (if possible)

4. Existing credit cards (if any): UOB One card and Maybank Ikhwan Gold card

5. Interested in CC from: Public bank ONLY

6. Others: - Please recommend the credit card as of current date because I am going to apply it in these few days.

Thank you very much to all sifus

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: Preferred Free for Life or Conditional

3. Card required for: Cash Back only. Use for dining/retail/online shopping. No need for petrol

4. Existing credit cards (if any): MBB Card 2 Card

5. Interested in CC from: Any

6. Others: Basically looking for a card free for maintenance. No need to monitor minimum spending per month. I reside outside Malaysia and return for shopping every 2-3 month. Any card that give solid cash back without meeting any requirement will be great.

1. Annual Income: RM80K

2. Free Lifetime Annual Fee: Preferred Free for Life or Conditional

3. Card required for: Cash Back, petrol, utilities, groceries.

4. Existing credit cards (if any): AMBANK + PB GOLD

5. Interested in CC from: Any

6. Others: N/A

Thank you 

hi, may i know if u applied for credit card but never activate it.. do u still need to pay the yearly charges?

Hi All,

I'm planning to sign up for  AmBank Visa Platinum mainly for the PPL access.
However, i would like to clarify something about the TnC.

In ringgitplus website, they mentioned that the PPL access comes with TnC as below (3 swips overseas required):

"All you got to do is swipe your AmBank Visa Platinum overseas while you're travelling at least 3 times and a free access to 17 international airports premium lounges will yours. There's a little catch to it, all 3 swipes must be made within 30 days before or after your visit to the lounge and the free access will also expire within 30 days from your first swipe."
However, by referring to ambank website, it seems that there are no TnC for the access.
Appreciate clarification from forumers

recommend for a friend

1. Annual Income: around RM36K

2. Free Lifetime Annual Fee: yes.. a must

3. Card required for: List all your needs. Gadgets, flight and hotel, travel

4. Existing credit cards (if any): none

5. Interested in CC from: Maybank 2 card (i will have both card or only 1)

6. Others: get point rewards,

they come in pair. so how to use it? both need swipe?   

Hi

1. Annual Income: RM36K to RM50K.

2. Free Lifetime Annual Fee: Yes (preferably).

3. Card required for: (in terms of priority) 1. Petrol, Cash Back/Rebate, Groceries; 2. Online Shopping/Utilities/Mobile/Dining; 3.Others/Entertainment/Departmental Stores.

4. Existing credit cards (if any): CIMB Cash Rebate Platinum MasterCard; Maybankard 2 Gold Cards.

5. Interested in CC from: All banks

6. Others: N/A

I'm looking at the Maybank Islamic MasterCard Ikhwan Gold Card atm. Is there any other card that I should be aware of? Appreciate the responses.

Also I'm not sure if this is the appropriate place to ask, will the credit card application be subjected to my DSR/CCRIS records? I have been paying my credit cards bills and all other relevant loans in full, but I'm worried that due to my very high DSR I'll not be able to be successful in my cc application. I just wish to get another card to fit my requirements so that I can maximise my savings.

I was just scrolling through reading some info and found this which caught my attention.

Do you mean if we pay TNB and water bill using 2Amex via M2U on weekends can get 5% CB ?

What about Astro, TM, Telco (Celcom, Maxis, etc) ?

My Petronas Ikhwan just got approved and after reading this, somehow I'm regretting didn't ask here first.

Well, I should have applied this instead.

Is it possible to apply for M2Cards despite just got approved for Ikhwan ?

1. Annual Income: RM130K

2. Free Lifetime Annual Fee: Yes / Waived with spending

3. Card required for: All other spending except for Petrol, Dining, Online which I already have cashback from other cards. Rewards on spending in this priority: cashback, earning points for vouchers and air miles. Good points earning rate.

4. Existing credit cards (if any): MBB VS, MBB 2card, PBB VS

5. Interested in CC from: Ambank WMC/VI

6. Others: Airport lounge access for principal and supplementary cardholders

What about MBB VI? I was considering that also.
Ambank VI supp cardholder can get unlimited airport lounge access? What is the fastest way to apply?

Hi,

1. Annual Income: RM60K to RM70K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Online installment, Cash Back/Rebate Only, AirMiles, Overseas Transactions, Free LCCT Lounge Access

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Maybank

6. Others:
I am a foreigner, would like to get more cash back for food promo or any other, but for the mean time, don't need any petrol cashback (I'm not driving here)
I am more on online transaction

Thank you in advance