Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
343 Pages « < 85 86 87 88 89 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

views
     
chiahau
post Feb 10 2018, 08:47 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(Croner @ Feb 9 2018, 09:29 PM)
Guys i need advice on Maybank American Express Platinum card, RM800 anual fees...is it good to use? Anyone got this card? Is it a metallic card?

Previously someone advice me to get FCB signature visa maybank and it's really beautiful. The card was metallic on the outside so nice.
*
If you’re talking about this one, it’s definitely good looking.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

For the platinum Maybank one, forget it. Not worth to pay 800 for laugh.gif
Croner
post Feb 10 2018, 02:05 PM

Getting Started
**
Junior Member
222 posts

Joined: Sep 2014
QUOTE(chiahau @ Feb 10 2018, 08:47 AM)
If you’re talking about this one, it’s definitely good looking.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

For the platinum Maybank one, forget it. Not worth to pay 800 for laugh.gif
*
Yesssh thanks
KahHoong
post Feb 10 2018, 08:56 PM

Getting Started
**
Junior Member
124 posts

Joined: Sep 2011
Hi guys, I swipe like almost 6k averagely per day on weekdays, how Can I benefit from this?

1. Annual Income: Self employed, 4K per month on paper.

2. Free Lifetime Annual Fee: Must or Waivable

3. Card required for: daily swipe stock purchase, Petrol (1k per month), less than 500 groceries, 3k online spending per month.

4. Existing credit cards (if any): mbb 2card, scb onecard, scb platinum, rhb myeg, citi rewards vs. (Please help me realign, which to keep which to let go)
fly126
post Feb 10 2018, 09:33 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(KahHoong @ Feb 10 2018, 08:56 PM)
Hi guys, I swipe like almost 6k averagely per day on weekdays, how Can I benefit from this?

1. Annual Income: Self employed, 4K per month on paper.

2. Free Lifetime Annual Fee: Must or Waivable

3. Card required for: daily swipe stock purchase, Petrol (1k per month), less than 500 groceries, 3k online spending per month.

4. Existing credit cards (if any): mbb 2card, scb onecard, scb platinum, rhb myeg, citi rewards vs. (Please help me realign, which to keep which to let go)
*
Amex Cash Back Gold Credit Card, RHB Business Plat., HLB Essential, Alliance You:nique, HLB Fortune, MBB FC Barcelona VS, SCB Cash Back Gold MC.

You Should Utilize your SCB Jz One Plat. to get full $85 CB/month.
SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce (Online) & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver
» Click to show Spoiler - click again to hide... «


Then, Can consider to cut RHB myeg, Citibank becos not very Useful & got Annual Fee.

This post has been edited by fly126: Feb 10 2018, 09:49 PM
ngaisteve1
post Feb 11 2018, 12:02 AM

Software Engineer
*******
Senior Member
6,779 posts

Joined: Dec 2005
From: Kuala Lumpur
If pay for wedding dinner using card, example RM12000, which card got unlimited cash back? OCBC titanium 1%?
SzeMeng76
post Feb 11 2018, 12:14 AM

Look at all my stars!!
*******
Senior Member
2,318 posts

Joined: Dec 2012
QUOTE(ngaisteve1 @ Feb 11 2018, 12:02 AM)
If pay for wedding dinner using card, example RM12000, which card got unlimited cash back? OCBC titanium 1%?
*
1% OCBC Titanium only for online spending.
For retail spending suggest Hong Leong Essential.

First 5k - RM 30 (RM 5k x 0.6%)
7k - RM 70 (RM 7k x 1% unlimited)
Total RM 100.
ngaisteve1
post Feb 11 2018, 12:23 AM

Software Engineer
*******
Senior Member
6,779 posts

Joined: Dec 2005
From: Kuala Lumpur
QUOTE(SzeMeng76 @ Feb 11 2018, 01:14 AM)
1% OCBC Titanium only for online spending.
For retail spending suggest Hong Leong Essential.

First 5k - RM 30 (RM 5k x 0.6%)
7k - RM 70 (RM 7k x 1% unlimited)
Total RM 100.
*
Thanks bro icon_rolleyes.gif
KahHoong
post Feb 11 2018, 04:08 AM

Getting Started
**
Junior Member
124 posts

Joined: Sep 2011
QUOTE(fly126 @ Feb 10 2018, 09:33 PM)
Amex Cash Back Gold Credit Card, RHB Business Plat., HLB Essential, Alliance You:nique, HLB Fortune, MBB FC Barcelona VS, SCB Cash Back Gold MC.

You Should Utilize your SCB Jz One Plat. to get full $85 CB/month.
SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce (Online) & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver
» Click to show Spoiler - click again to hide... «


Then, Can consider to cut RHB myeg, Citibank becos not very Useful & got Annual Fee.
*
Thanks for summarising! Yes, I did fully claim the rm85 cap from scb just one. Among your recommendation, I think it’s just Rhb platinum business and hlb essentials have unlimited cb, Amex cb gold have how much cap? I will be swiping around 120k per month, currently use mbb 2card Amex x5point, very limited tp outlet spend.
fly126
post Feb 11 2018, 07:04 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(KahHoong @ Feb 11 2018, 04:08 AM)
Thanks for summarising! Yes, I did fully claim the rm85 cap from scb just one. Among your recommendation, I think it’s just Rhb platinum business and hlb essentials have unlimited cb, Amex cb gold have how much cap? I will be swiping around 120k per month, currently use mbb 2card Amex x5point, very limited tp outlet spend.
*
American Express Cash Back Gold Credit Card Also Unlimited Cash Back. No minimum spend. No rebate cap.
1% Cash Back on local spend.
1.5% Cash Back on overseas spend.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

HLB Essential:
• 0.6% unlimited cash back on insurance transactions Or Other retail transactions, NO CB for Petrol transaction
• 0.6% cash back on RM5,000 spend (tier 1)
• 1% unlimited cash back on subsequent spend (tier 2)
https://www.hlb.com.my/content/dam/hlb/my/d...d%20Updates.pdf

RHB Business Plat.
Unlimited 1% cashback on all your retail purchases (petrol, government fees, and charitable donations excluded).
https://www.rhbgroup.com/products-and-servi...ess-credit-card
cybpsych
post Feb 11 2018, 08:39 AM

---------------------
*********
All Stars
65,306 posts

Joined: Jan 2003
QUOTE(KahHoong @ Feb 11 2018, 04:08 AM)
Thanks for summarising! Yes, I did fully claim the rm85 cap from scb just one. Among your recommendation, I think it’s just Rhb platinum business and hlb essentials have unlimited cb, Amex cb gold have how much cap? I will be swiping around 120k per month, currently use mbb 2card Amex x5point, very limited tp outlet spend.
*
not to forget to get high CL for your daily/monthly swipes
hauzhi001
post Feb 11 2018, 02:01 PM

New Member
*
Junior Member
28 posts

Joined: Aug 2009
1. Annual Income: RM 36,000

2. Free Lifetime Annual Fee: Prefer Liftetime free/can call CS to waive

3. Card required for: Cashback on top of existing cards

4. Existing credit cards (if any):UOB ONE card / UOB YOLO CARD (to be cancelled)

5. Interested in CC from: Any

6. Others: To have higher cashback on ALL retail purchase (not the typical 0.2%) and online shopping bonus to complement or substitute UOB ONE, would be better if the online bonus is applicable for Google Play Store/Steam purchase.

This post has been edited by hauzhi001: Feb 11 2018, 02:17 PM
joevo2
post Feb 11 2018, 03:42 PM

Casual
***
Junior Member
422 posts

Joined: Nov 2007
QUOTE(hauzhi001 @ Feb 11 2018, 02:01 PM)
1. Annual Income: RM 36,000

2. Free Lifetime Annual Fee: Prefer Liftetime free/can call CS to waive

3. Card required for: Cashback on top of existing cards

4. Existing credit cards (if any):UOB ONE card / UOB YOLO CARD (to be cancelled)

5. Interested in CC from: Any

6. Others: To have higher cashback on ALL retail purchase (not the typical 0.2%) and online shopping bonus to complement or substitute UOB ONE, would be better if the online bonus is applicable for Google Play Store/Steam purchase.
*
Maybank 2 card, the AMEX card get 5% CB on all transaction on weekend max RM50/month good for purchase up to RM1000. Steam support Amex, play store not super sure.

hauzhi001
post Feb 11 2018, 04:50 PM

New Member
*
Junior Member
28 posts

Joined: Aug 2009
QUOTE(joevo2 @ Feb 11 2018, 03:42 PM)
Maybank 2 card, the AMEX card get 5% CB on all transaction on weekend max RM50/month good for purchase up to RM1000. Steam support Amex, play store not super sure.
*
Hi, according to few of my friends who used Amex on Play Store, they said they didn't really receive any discount for it and its only applicable for retail purchasing. Is there any other good alternative?

Thank you.
fruitie
post Feb 11 2018, 06:33 PM

Rise and Shine
Group Icon
Staff
72,815 posts

Joined: Sep 2005
From: KUL
QUOTE(hauzhi001 @ Feb 11 2018, 04:50 PM)
Hi, according to few of my friends who used Amex on Play Store, they said they didn't really receive any discount for it and its only applicable for retail purchasing. Is there any other good alternative?

Thank you.
*
If AmEx is supported and transacted on weekends, for sure will get cash back. It covers everything.
hauzhi001
post Feb 11 2018, 08:38 PM

New Member
*
Junior Member
28 posts

Joined: Aug 2009
QUOTE(fruitie @ Feb 11 2018, 06:33 PM)
If AmEx is supported and transacted on weekends, for sure will get cash back. It covers everything.
*
Okay, thank you =D
JJKTP
post Feb 11 2018, 08:40 PM

Look at all my stars!!
*******
Senior Member
4,155 posts

Joined: Apr 2010
QUOTE(joevo2 @ Feb 11 2018, 03:42 PM)
Maybank 2 card, the AMEX card get 5% CB on all transaction on weekend max RM50/month good for purchase up to RM1000. Steam support Amex, play store not super sure.
*
All transaction? Even online like Lazada etc?

Thank you in advance.
!@#$%^
post Feb 11 2018, 09:01 PM

Safe Trader
********
All Stars
17,500 posts

Joined: Feb 2006
From: KL
QUOTE(JJKTP @ Feb 11 2018, 08:40 PM)
All transaction? Even online like Lazada etc?

Thank you in advance.
*
yes all transactions. but lazada doesnt accept amex.
joevo2
post Feb 11 2018, 10:06 PM

Casual
***
Junior Member
422 posts

Joined: Nov 2007
QUOTE(JJKTP @ Feb 11 2018, 08:40 PM)
All transaction? Even online like Lazada etc?

Thank you in advance.
*
Yup all transaction but Lazada doesn’t support Amex. Can try 11street instead. MBB 2 card Amex is really good with 5% CB max RM50/month on all transaction on weekend. Only downside is it being Amex which is not widely accepted in Malaysia. But in case you wonder it comes with an additional visa/MasterCard but only good for 1x point collection. Oh did I mention Amex also include 5x points on top of the CB. On weekday Amex only got points no CB

Another card to recommend is public bank quantum card with 5% CB for online and dining (check PBB forum for full list of merchant/eligible website) but max RM30/month good for RM600 spending

PBB Quantum MasterCard

This post has been edited by joevo2: Feb 11 2018, 10:08 PM
JJKTP
post Feb 11 2018, 10:54 PM

Look at all my stars!!
*******
Senior Member
4,155 posts

Joined: Apr 2010
QUOTE(alexanderclz @ Feb 11 2018, 09:01 PM)
yes all transactions. but lazada doesnt accept amex.
*
Oh too bad they don't accept amex.
AirKM
post Feb 11 2018, 11:11 PM

New Member
*
Newbie
16 posts

Joined: Jan 2018
What is the best CC for earning miles (analysing RM/mile for Enrich/Krisflyer/Asia Miles) with minimum income requirement of RM60k below for:
1. Overseas spend (non-AMEX)
2. General local spend (non-AMEX)

I would like to get a card to earn miles while not able to use M2C Amex and not able to apply for Maybank Visa Infinite or RHB Premier Visa Infinite
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

343 Pages « < 85 86 87 88 89 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0189sec    0.43    6 queries    GZIP Disabled
Time is now: 8th December 2025 - 08:48 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.