With the upcoming revised "benefits" for Citi Cash Back Card, may I know what is the best card for petrol and groceries on weekdays now?

1. Annual Income: RM60-80k

2. Free Lifetime Annual Fee: Yes, but if can waive after spending a certain amount then I guess > 5k in a year should be ok.

3. Card required for: Good reward points and redemption stuff if possible. or cashback/discounts when spending for foods and shopping in malls and online would be great. (Spend a lot on food daily in mall because I work in a mall)

4. Existing credit cards (if any): CIMB Platinum Cash Rebate Card and Citibank Cash Back card. Planning to cancel either one of those. (New Citibank needs a min 1k spending per month in order to get 10% cashback while CIMB get a flat 2% rate, most probably cancelling my Citibank) - Planning to keep the existing one for petrol, new one for shopping and foods. - Currently using SHELL petrol.

5. Interested in CC from: No preference yet, but currently holding CIMB and Citibank.

6. Other: I used most of my cards during weekdays instead of weekend. (I think some habit can be changed for petrol but food wise I still need them on weekday)

Considering to get this for foods rebate though, any review?: https://www.imoney.my/credit-card/mach/visa-credit-card

This post has been edited by LovelyPotato: Feb 12 2018, 05:05 PM

Mach has been discontinued. Can check out PBB Quantum MasterCard 5% CB for dining and online spending max CB RM30/month or Maybank 2 card amex (weekend only) 5% CB max RM50 or Maybank FCB, 2% CB max RM50 + May and August 10% CB max RM100

Q: Which card collect points are the best for large purchase which cannot use AMEX?

MBB Ikhwan MC, UOB One, CIMB Cash Rebate

[quote=fly126,Feb 12 2018, 06:13 PM]
Q: Which card collect points are the best for large purchase which cannot use AMEX?


Bro, your answer like not answering my question haha. Refer to this article by GenX, https://genxgenygenz.com/airmiles/, best for local retail spend for Enrich for my income is CIMB Enrich Platinum which earns 1 mile per RM4. Is there any better ones? Also for overseas spend?

Do you have any recommendation to replace my CIMB 2% cash back for petrol in SHELL?

For petrol im not so sure... hahaha can use Amex 5% at weekend to pump... hmmm or maybe Maybank FC Barcelona 2% all transaction everyday max RM50 also... Citibank have a shell card?

Edited...

This post has been edited by fly126: Feb 13 2018, 04:00 PM

Beside 2Amex , Nope I don't think currently got any...

If your car tank can last for a week then use ikhwan mastercard on Fri and Sat get 5% cb cap at rm50.

Don't think shell got any good card, I don't drive/pump as much since only using it for work and some occasional weekend shopping. Saw some bonuslink card that get 3x or 5x pts (can't recall how many x), and with enough point can redeem for pumping voucher lol

Thanks! will check on ikhwan

This post has been edited by LovelyPotato: Feb 13 2018, 04:52 PM

Yes, I have it. But it's useless. Planning to cancel together with the CB cards.
https://www.citibank.com.my/english/credit-...credit-card.htm
https://www.citibank.com.my/shelltnc.pdf
First I thought everyday 8%.



After add card baru see this

Ya I saw this, I think if doing sales/long distance trip always then worth, otherwise for normal consumption not really worth it

Hi guys. Just wondering, are bonuses included for the annual income req. ?

any credit card is good for petrol?

annual fees = free or with minimum swipe per month / less than 1000 spend per month
petrol rebate = 5% on shell with no t&c of minmum spend

currently using citibank cashback platinum got 5% but will be revised next month.

anyone can recommend any card?

If you submit EA form to apply.

Maybank Ikhwan MasterCard - 5% cashback, Petrol (any brand) and Groceries. Spending on Fridays and Saturdays. Max capped CB RM50/month

1. Annual Income: RM 36,000 - RM 40,000

2. Free Lifetime Annual Fee: Yes

3. Card required for: Shopping (Online & in store), Cash Back/Rebate, Travel, Petrol

4. Existing credit cards (if any): none

5. Interested in CC from: Any

6. Others: Will be my first credit card, so would appreciate more detailed recommendation

This post has been edited by ZeneticX: Feb 14 2018, 09:54 PM

PbbQuantom2card , mbb2gold and mbb ikhwan mastercard.

this the pbb card?

https://www.pbebank.com/Personal-Banking/Ca...edit-Cards.aspx