Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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 Jan 2 2017, 07:31 PM
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#1
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Senior Member
1,754 posts Joined: May 2011 
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QUOTE(hye @ Dec 30 2016, 09:49 AM) If you are looking for a card that gives you 5% cash back for Petrol and Groceries PLUS FREE 5X entries to Plaza Premium Lounges nationwide without any conditions, click here to read my review of the Maybank Visa Signature. Maybank VS does not allow PPL access anymore, correct? This post has been edited by fruitie: Jan 2 2017, 07:37 PM |
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Jan 2 2017, 07:51 PM
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#2
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Senior Member
1,754 posts Joined: May 2011
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Good point
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Jan 3 2017, 10:08 PM
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#3
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Senior Member
1,754 posts Joined: May 2011
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QUOTE(BacktoBasics @ Jan 3 2017, 11:04 AM) Why no longer have access. I received my card last 2 month and I used it 3 weeks ago. Nope they didn't allow free ppl access when I was in Langkawi 6 weeks ago. |
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Jan 16 2017, 11:36 AM
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#4
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Senior Member
1,754 posts Joined: May 2011
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1. Annual Income: RM 170K-RM200K
2. Free Lifetime Annual Fee: A Must 3. Card required for: Marriage expenses this year and uses of the recommended card/s is/are gonna be for wedding preparations and booking of hall, etc., so would like to garner as much cash back as possible. 4. Existing credit cards (if any): CIMB Preferred VI , CIMB CR Platinum, AmBank WMC, PBVS, Aeon Gold Mastercard, RHB VI, MBB VS 5. Interested in CC from: Any bank This post has been edited by drbone: Jan 16 2017, 11:39 AM |
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Jan 16 2017, 08:52 PM
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#5
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Senior Member
1,754 posts Joined: May 2011
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QUOTE(fly126 @ Jan 16 2017, 11:52 AM) HLB Essential, Alliance You:nique, SCB Cash Back Gold. So among these 3, if there is a monthly expenditure of , let's say, RM 2000 which isn't inclusive of petrol, groceries, or insurance payments , SCB cash back would be the best among these 3? |
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Jan 17 2017, 10:51 AM
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#6
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Senior Member
1,754 posts Joined: May 2011
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QUOTE(fly126 @ Jan 16 2017, 11:45 PM) i) SCB Cash Back Gold - The way to maximize the Cash-back % is by spending exactly (RM) 500, 833 or 1500 (Not Petrol & Insurance) & You will get either 2%, 3% or 3.33% effective cash back. Thanks for the informative summary. https://www.sc.com/my/assets/pws/pdf/CashBa...Product-TnC.pdf ii) Alliance You:nique - RM3000 (Spend) = RM (1000 x 0.5%) + (1000 x 1.5%) + (1000 x 3%) = 5 + 15 + 30 = Max. RM50 CB, & after RM3k it's Only 0.3% (No Cap).
iii) HLB Essential • 0.6% Unlimited cash back on insurance transactions Or Other retail transactions, NO CB on Petrol transaction • 0.6% cash back on RM5,000 spend (tier 1) • 1% Unlimited cash back on subsequent spend (tier 2) https://www.hlb.com.my/main/assets/files/ne...and-updates.pdf Courtesy of donhue, BeastX |
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Aug 31 2017, 01:04 AM
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#7
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Senior Member
1,754 posts Joined: May 2011
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QUOTE(cybpsych @ Aug 29 2017, 07:46 PM) just a quick one: So this maybank card is probably better than HLB essential, correct? Since HLB essential warrants above RM 5K to be eligible for the 1% cash rebate. Also, the downside of this maybank card is that it's AMEX and not all merchants accept this card.OCBC cards http://ocbc.com.my/personal-banking/Cards/index.html recently-launched Maybank American Express Cash Back Gold Credit Card http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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Sep 5 2017, 08:24 AM
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#8
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Senior Member
1,754 posts Joined: May 2011
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Can't seem to find anywhere whether there is no CB for government transactions for SCB cashback gold MasterCard. I did see the clause for JustOne Platinum card.
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Sep 5 2017, 10:05 AM
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#9
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Senior Member
1,754 posts Joined: May 2011
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QUOTE(SzeMeng76 @ Sep 5 2017, 09:21 AM) Yes. Government transaction entitle cash back for SCB cash back gold. I tried. For that card, only petrol and insurance transaction excluded. Great, thanks for that info. |
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Oct 11 2017, 10:14 PM
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#10
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Senior Member
1,754 posts Joined: May 2011
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Need to pay RM 6500 for repairs for my wife's car this week. The workshop accepts AMEX however they will charge 2.5% extra. So am gonna use AMEX 2 cards to max out the cashback (RM1000) there, then will use SCB gold cashback to pay RM 1500 to max out the RM 5 CB too , and the remainder might use HLB essential card. Sadly, will only have to get 0.6% CB from that card.
If only I had the new MBB FC Barca card, then I will be able to enjoy 2% CB. This post has been edited by drbone: Oct 11 2017, 10:14 PM |
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Feb 19 2018, 03:52 PM
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#11
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Senior Member
1,754 posts Joined: May 2011
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Which credit card can be used currently to maximise the online cashback to enjoy full online benefit to pay for TNB bill? I used to use shopee but now they do not have TNB payment option anymore.
This post has been edited by drbone: Feb 19 2018, 03:52 PM |
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Feb 19 2018, 04:58 PM
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#12
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Senior Member
1,754 posts Joined: May 2011
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QUOTE(cybpsych @ Feb 19 2018, 04:09 PM) there are sellers in shopee doing tnb payment, just NOT publicized as TNB Okay thanks for that. Looks like need to look for options that state pay bills with discount. |
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