1. Annual Income: RM50K (base)

2. Free Lifetime Annual Fee: Preferably

3. Card required for: General spending (preferably unconditional)

4. Existing credit cards (if any): MBB 2 Gold, PBB 2 Quantum

5. Interested in CC from: Visa/Master

6. Others: Looking for a card with high miles conversion when I'm unable to use my MBB 2 Gold AMEX as AMEX sometimes not accepted, current best cards for miles conversion is unavailable for me due to insufficient annual income, annual income to increase to above RM60K above this year - is there any cards worth waiting for?

What is the best CC for earning miles (analysing RM/mile for Enrich/Krisflyer/Asia Miles) with minimum income requirement of RM60k below for:
1. Overseas spend (non-AMEX)
2. General local spend (non-AMEX)

I would like to get a card to earn miles while not able to use M2C Amex and not able to apply for Maybank Visa Infinite or RHB Premier Visa Infinite

[quote=fly126,Feb 12 2018, 06:13 PM]
Q: Which card collect points are the best for large purchase which cannot use AMEX?


Bro, your answer like not answering my question haha. Refer to this article by GenX, https://genxgenygenz.com/airmiles/, best for local retail spend for Enrich for my income is CIMB Enrich Platinum which earns 1 mile per RM4. Is there any better ones? Also for overseas spend?