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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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Croner
post Jan 23 2018, 09:53 PM

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Joined: Sep 2014
Annual Income: 96k

2. Free Lifetime Annual Fee: Yes please

3. Card required for: Online shopping, shopping, online payment for flight and bill etc

4. Existing credit cards (if any): Maybank double Gold card. Amex not using.

5. Interested in CC from: HSBC Signature or Maybank Signature

6. Others: nothing except i like to hold a better category of credit card. Was interested in HSBC because this bank had been giving me the impression of high income personnel banking since child. Wanted Maybank Signature because my bank account was Maybank and i can settle the bill very easy through apps.

But the problem is , HSBC offer Free annual fees for each stripe a month. While maybank must pay 550...so advice please many thanks


Thanks 


Croner
post Jan 24 2018, 01:27 PM

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QUOTE(fly126 @ Jan 24 2018, 01:41 AM)
How come You X use Your MBB 2 Cards: (2 Amex) the Card which offered the BEST Cash-Back Returns... hmm.gif

I) Maybank 2 Cards
» Click to show Spoiler - click again to hide... «


II) PBB Quantum 2Cards (Free for Life)
Quantum MC -  5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
You can Pay your bill thru Online to get Cash Back... icon_idea.gif
+ This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200.

III) Maybank FC Barcelona Visa Signature
* Lifetime Fee Waiver
* 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. brows.gif
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

THESE CARDS just a Normal or mid-level CC for the Average Income Earner, But They're ALL FREE for LIFE so No Worry with Annual Fees & Most Important thing these Cards will earn $$$ & it Save Us a lot...

So Called Glamour High-Earn Incomer Card, HSBC Visa Signature jz a pure Point / Air miles Collecting Card Earn you NO $$$ but Slap You an Expensive 600 Bucks Annual Fees .... sweat.gif
Perks,
• 8X Reward Points on Overseas Spend
• 8X Reward Points on Online Spend (Foreign currency)
• 5X Reward Points at Local Malls Spend
• 5X Reward Points on Online Spend  (Ringgit Malaysia)
• 1X Reward Points on Any Other Spend.
* COMPLIMENTARY LOUNGE ACCESS to Plaza Premium Lounge
https://sp.hsbc.com.my/vs?utm_source=INT_VI...HOM:1709:001:VS

FYI, I got HSBC VS also plus 10 more CC from Other Banks but seldom Use, it NEVER really Suit ME & I jz Keep it as a Backup whistling.gif 
MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards
*
Thank you very much for the info!

Croner
post Feb 9 2018, 09:29 PM

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Guys i need advice on Maybank American Express Platinum card, RM800 anual fees...is it good to use? Anyone got this card? Is it a metallic card?

Previously someone advice me to get FCB signature visa maybank and it's really beautiful. The card was metallic on the outside so nice.
Croner
post Feb 10 2018, 02:13 AM

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QUOTE(fly126 @ Feb 10 2018, 12:17 AM)
American Express Cash Back Gold Credit Card
- 1% Cash Back on local spend.
- 1.5% Cash Back on overseas spend.

Maybank FC Barcelona Visa Signature
* Lifetime Fee Waiver
* 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Other General Cards like, SCB CB Gold, HLB Essential, HLB Fortune
PBB Quantum 2Cards (Online & Dining, Entertainment & Departmental Stores) btw,You also can Pay your (UTILITIES) billing thru Online to get Cash Back.
NAY,  maybe Jz a few ppl here pay the 800 Bucks Annual Fees, get it for shiok sendiri whistling.gif This card is Non-expiring reward points Cards with more High Class ended looks which offered hotel dining privileges to cardholder, other than these it's Nothing special on this Particular Card... rolleyes.gif   
PBB Quantum 2Cards, Maybank FC Barcelona Visa Signature, Maybank 2Cards
*
Thanks a lot!

Croner
post Feb 10 2018, 02:05 PM

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QUOTE(chiahau @ Feb 10 2018, 08:47 AM)
If you’re talking about this one, it’s definitely good looking.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

For the platinum Maybank one, forget it. Not worth to pay 800 for laugh.gif
*
Yesssh thanks

 

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