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Original FD Thread
Fixed Deposit Rates in Malaysia v2
Fixed Deposit Rates in Malaysia v3
Fixed Deposit Rates in Malaysia v4
Fixed Deposit Rates in Malaysia v5
Fixed Deposit Rates in Malaysia v6.1
Fixed Deposit Rates in Malaysia v7
Fixed Deposit Rates in Malaysia v8
Fixed Deposit Rates in Malaysia v9
Fixed Deposit Rates in Malaysia v10
Fixed Deposit Rates in Malaysia v11
Fixed Deposit Rates in Malaysia v12
Fixed Deposit Rates in Malaysia v13
Fixed Deposit Rates in Malaysia v14

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as at 3 March 2018.

Bank	1 month	3 months	6 months	12 months	Remarks
Affin Bank	3.25%	3.30%	3.40	4.05%
Alliance Bank	3.20%	3.25%	3.30%	3.35%	FD Gold 12 months 3.45% (Interest paid monthly)
AmBank	3.15%	3.20%	3.30%	3.35%
Citibank	2.90%	2.90%	2.95%	2.95%
CIMB Bank	3.20%	3.25%	3.30%	3.35%
Hong Leong Bank	3.05%	3.10%	3.15%	3.15%
HSBC Bank	2.85%	3.00%	3.00%	3.15%
Maybank	3.15%	3.20%	3.30%	3.35%
OCBC Bank	2.90%	3.00%	3.15%	3.25%
RHB Bank	3.20%	3.25%	3.30%	3.35%
Public Bank	3.20%	3.25%	3.30%	3.35%	PB Golden 50 Plus 12 months 3.45%
Standard Chartered Bank	2.90%	3.05%	3.15%	3.25%
UOB Bank	2.95%	3.05%	3.15%	3.25%

Fixed / Time Deposit and Savings Account Promotions 2019.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

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Alliance Bank. Minimum Fresh Fund RM30K

Terms & Conditions





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Bangkok Bank. Minimum Fresh Fund RM5K. Valid until 12 February 2019

3 months - 3.85% p.a.
6 months - 3.90% p.a.
9 months - 3.90% p.a.
12 months - 4.20% p.a.



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Hong Leong Bank Berhad’s FD Promotion (For Astro subscribers only). Minimum Fresh Fund RM10K. Valid until 28 February 2019

Terms and Conditions



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Hong Leong Bank Berhad’s CNY FD Promotion. Minimum Fresh Fund RM10K. Valid until 28 February 2019

eFixed Deposit/-i Terms & Conditions | Fixed Deposit Terms & Conditions | Fixed Deposit/-i Terms & Conditions



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RHB Islamic 5 Months CMD-i Promotion 2019. Minimum Fresh Fund RM10K. Valid until 28 February 2019

CMD‑i Tenure	Promotional Rate
5 months	4.25% p.a

Terms And Conditions



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3 Months e-CMD-i Promotion 2019. Minimum Fresh Fund RM5K. Valid until 31 March 2019

3 months - 4.00% p.a.

Terms And Conditions



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OCBC Fixed Deposit Deals. Minimum Fresh Fund RM10K. Valid until 19 February 2019

12 months - 4.15% p.a.

Terms & Conditions (OCBC Fixed Deposit Deal) | Terms & Conditions (OCBC Al-Amin Fixed Deposit Deal) | Terms & Conditions (OCBC Fixed Deposit Deal with Mi FD/Mi FD-i) | Terms & Conditions (OCBC Fixed Deposit Deal with Mi FD-i)

This post has been edited by Ah SiAnG: Jan 29 2019, 10:10 PM

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Report from Members:-

This post has been edited by Ah SiAnG: Feb 1 2019, 07:53 PM

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Report from Members:-

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BANK RAKYAT - NOT Eligible for PIDM

If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.

Thanks to all members who highlighted that deposit more than RM5K with BR is now eligible for monthly dividend. However, please note that many members here reported that their monthly dividends were not be credited monthly but they have to call up BR staff to have it done manually every month!!!
Special thanks to bbgoat for reporting the tenure to be eligible for monthly dividend:-



eFD or eTD.Contributed by Nom-el



Contributed by ikanbilis


Bank Rakyat introduces Xclusive membership card - New added by okuribito on 20 November



Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank

Bank that non-voluntary credit interest unless appeal
Public Bank (Need to complain to BNM then only pay interest)

New IBG Transfer Timing - Updated by gchowyh on 16 December 2014



List Of Banks With Survivorship Clause - Updated by magika on 16 November 2014
1. OCBC
2. RHB
3. Alliance
4. Ambank
5. Cimb
6. Hlb
7. Affin
8. MBB



A simple FD calculator to help you - by Human Nature on 13 January 2015
http://www.miniwebtool.com/fixed-deposit-calculator/

This post has been edited by Ah SiAnG: Feb 8 2019, 08:45 PM

This thread is strictly for discussion on Fixed Deposit Rates, for EPF related discussion please proceed to this thread --> https://forum.lowyat.net/topic/2705461.

You knew that you are off topic and yet you still posted?

Can't you understand simple English: "Strictly for FD discussion only"?

There is a dedicated thread for Bitcoin and other Cryptocurrencies discussion.

You can post your question there. This thread is only meant for FD discussion.

Alternatively you can create your thread to post your queries but not in my thread.

RHB Term Deposit. Minimum Fresh Fund RM25K. Valid until 30 September 2017

Promotional Rate (with CASA balances less than RM10,000)

7 months - 3.95% p.a.
11 months - 4.10% p.a.

Promotional Rate (with CASA balances RM10,000 and above)

7 months - 4.00% p.a.
11 months - 4.15% p.a.

Terms & Conditions - CMD-i (Eng) | Terms & Conditions - CMD-i (Eng) (BM) | Terms & Conditions - FD (Eng) | Terms & Conditions - FD (BM)

This post has been edited by Ah SiAnG: Jul 3 2017, 08:30 PM

Maybank eIFD-i Campaign. Minimum Fresh Fund RM10K. Valid until 15 July 2017

6 months - 3.69% p.a.
12 months - 3.83% p.a.

Campaign FAQs | Campaign Terms & Conditions | Process flow to ‘Place eIFD-i Campaign' | Process flow to ‘View Campaign Rate'


This post has been edited by Ah SiAnG: Jul 3 2017, 08:34 PM

From the reading of it, only conventional eFixed Deposit has been fully utilised. eIslamic Fixed Deposit still available.

Maybe you can try to make a placement and share the outcome with us?

Please read the terms and conditions from HLBB's website: https://www.hlb.com.my/en/personal-banking/...ingles-day.html

2. The Promotion is open to individuals who are the accountholders of a HLB Current or Savings account / HLISB Current or Savings account-i (“CASA / CASA-i”) and who have registered for Hong Leong Connect (“Customers”).

6. For the purpose of this Promotion, all placement(s) of deposits must be from fund transfers from other banks via Financial Process Exchanges (“FPX”). FPX is a secure and real time online payment method that facilitates interbank transfer of funds. FPX is not owned by HLB / HLISB. FPX is facilitated by Malaysian Electronic Clearing Corporation (“MyClear”), a wholly-owned subsidiary of Bank Negara Malaysia. Further details can be viewed at http://www.myclear.org.my/personal-fpx.html

You would be able to see the participating banks when you try to place the e-FD tomorrow. It supports most of the major banks.

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RHB Bank Fixed Deposit Promotion. Valid until 31 March 2018

3 months - 3.80% p.a. (Minimum Fresh Fund RM10K)
13 months - 4.25% p.a. (Minimum Fresh Fund RM25K with CASA/CASA-i balances more than RM20K)

Terms And Conditions for 3.80% p.a. | Terms And Conditions for 4.25% p.a.

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OCBC Bonus on Bonus Campaign. Valid until 17 February 2018

Deposit Amount RM50K and above (Fresh Funds)

6 months - 4.00% p.a.
15 months - 4.10% p.a.

Deposit Amount RM 10,000 to RM49,999 (Fresh Funds)

6 months - 3.80% p.a.
15 months - 3.90% p.a.

Terms & Conditions

Meaning the balance in your RHB Current and Savings Account (CASA/-i) is more than RM20K.

Why do you keep on repeating the same question over and over again? If there is no clear answer maybe you can take up the initiative to call the Bank and share with us your finding?

This post has been edited by Ah SiAnG: Jan 7 2018, 10:46 PM

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Hong Leong ““Online Fixed Deposit / Online Fixed Deposit-i Chinese New Year Special”. Minimum Fresh Fund RM800. From 1 February 2018 to 28 February 2018

Terms & Conditions (English)



This post has been edited by Ah SiAnG: Jan 30 2018, 08:23 PM

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Hong Leong Bank Berhad’s Fixed Deposit Promotion. Minimum Fresh Fund RM10K. Valid until 30 April 2018

Terms & Conditions (English)|Terms & Conditions (BM)|Terms & Conditions (Mandarin)

Do contribute some new promotions which are not listed on page 1 and I will update accordingly.

You may direct this question to Bank Negara Malaysia directly. Tq.

How many times you want ask the same question?

This post has been edited by Ah SiAnG: Feb 5 2019, 05:23 PM