17 Feb 2013: EPF declares 6.15% dividend for 2012.

16 Feb 2014: EPF declares 6.35% dividend for 2013.

7 Feb 2015: EPF declares 6.75% dividend for 2014.

20 Feb 2016: EPF declares 6.4% dividend for 2015.

18 Feb 2017: EPF declares 5.7% dividend for 2016.

10 Feb 2018: EPF declares 6.9% (Conventional) and 6.4% (Shariah) dividend for 2017.

16 Feb 2019: EPF declares 6.15% (Conventional) and 5.9% (Shariah) dividend for 2018.

22 Feb 2020: EPF declared 5.45% (Conventional) and 5.0% (Shariah) dividend for 2019.

27 Feb 2021: EPF declared 5.20% (Conventional) and 4.9% (Shariah) dividend for 2020.

This post has been edited by techie.opinion: Mar 15 2021, 10:05 PM

Read the news:

http://thestar.com.my/news/story.asp?file=...2137&sec=nation

Vey happy,double my FD rates.
Cheked my account online and already credited in.
Very efficient.

techie,

As a friendly feedback, if you would like to share something, please provide the link so that it ease us to read it and get the information. it is not a wise move if you just share it without a links, please do just like David83.

This post has been edited by adolph: Feb 17 2013, 04:22 PM

I wish every year is an election year

possible - election held again for hooping MP.

Unfortunately this is the wish of immaturity.....to feed off the politicians....similarly to the BR1M.....

Handouts and handouts galore.........grovelling at the feet of them politicians while they make
their millions and crash the country

When that happpens, how much is your RMs in the EPF worth?

0.15% higher than last year. But don't know the upward trend will happen on next year not...

hmmm....anyone know how to calculate the dividend amount? Just multiply 0.0615 with the amount?? any admin fee deduction?? When I calculated the amount credited...it's only 5.8% Why??

I think it is calculated based on balance left each month up till 31 Dec. Meaning you cannot use 31Dec2012 balance to calculate.

I never without my EPF for property. Whether to withdraw out from the account 2 or use my money in bank?

This post has been edited by charlie39: Feb 22 2013, 06:20 PM

very happy retiree

i'm no finance expert..but both has it's own advantages and disadvantages

take from epf:
- you have more cash to move around in the near future (the time where u r not yet 55), so u might be able to do investment/buy another property that is higher than epf dividend
-very good for those who dun have cash to buy their first house (higher and higher house cost, majority situation reach to capital growth if buy house rather than keep in epf)

remain money from epf:
-higher dividend that fixed deposit and other investment if u don't really know how to invest
-but u can only get after age 55
-u dunno what will happen with our goverment and country (example: greece)

This post has been edited by cempedaklife: Feb 23 2013, 02:36 PM

i like your professional statement mr. prophetjul.

It should be the December amount multiplied with 6.15%, it SHOULD NOT be 5.80% only. There is a problem here.

I believe the formula is not that straight forward. I believe it's using pro-rated formula.

Refer to this: http://1-million-dollar-blog.com/how-to-ca...e-epf-dividend/

Let me resolve this once and for all:

Take
Dec-11 balance x 6.15%
Jan-12 contribution x 6.15% x 11/12 (assuming contribution is credited into EPF account at mid-month)
Feb-12 contribution x 6.15% x 10/12
Mar-12 contribution x 6.15% x 9/12
...
Dec-12 contribution should get nothing

U should roughly get the amount, plus and minus some rounding.

This post has been edited by Pink Spider: Feb 24 2013, 05:22 PM

any predictions for 2013 epf dividend rates???

i would say...

6.05%

should be 5 to 6%