Outline ·
[ Standard ] ·
Linear+
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
|
ericlaiys
|
 Aug 28 2023, 02:01 PM
|
|
QUOTE(CommodoreAmiga @ Aug 28 2023, 12:29 PM) QUOTE(AVFAN @ Aug 28 2023, 12:39 PM) yes, there is pressure now on BNM to lower rates as economic growth is slowing, borrowers squeezed. at the same time, the RM continues to be weak at 4.652, not far from all time low of 4.695. it will be the lesser of 2 evils. my bet is a small rate cut (just to show "we care") is coming. i plan to quickly renew my deposits next week!  QUOTE(CommodoreAmiga @ Aug 28 2023, 12:41 PM) I have a lot maturing next month...kanasai...maybe too late. if opr go down, malaysia currency vs usd will be worse. we can see USD1=RM5 if they go down |
|
|
|
|
|
ericlaiys
|
Aug 29 2023, 10:50 AM
|
|
|
QUOTE(imceobichi @ Aug 29 2023, 10:16 AM) very long lock period for just 4% |
|
|
|
|
|
ericlaiys
|
Aug 30 2023, 01:18 PM
|
|
|
QUOTE(oldkiasu @ Aug 30 2023, 11:32 AM) On the short 3m and 6m, CIMB TIA rise too late and not attractive enuf. HL TIA dropped from 3.99 % for 3m and 6m to 3.85 % and 3.95%. Now CIMB up 6m from 3.85% to 3.95%. !2m still at 3.9% but why take if 6m is better? CIMB rise is not even good enough to beat HL previous drop. So where got attraction, unless say already overloaded in HL TIA? dont forget HL TIA is 85:15 ratio. So u getting lesser than 3.85% |
|
|
|
|
|
ericlaiys
|
Sep 4 2023, 08:29 PM
|
|
|
QUOTE(CoffeeMiloTea @ Sep 4 2023, 08:28 PM) I notice that adding required additional sign up which is a turn off for me. As for bank Islam mostly not related to non-Malay. Now just left with Ambank. rize now 5% for 5K. subsequent is 4%. no lock in. just put in saving and get interest at the end of the month valid till end of dec |
|
|
|
|
|
ericlaiys
|
Sep 9 2023, 01:43 PM
|
|
|
QUOTE(BWassup @ Sep 9 2023, 07:51 AM) Yeah, do open truesaver account. It is one of the permitted accounts for bundling how about e-fixed rate? |
|
|
|
|
|
ericlaiys
|
Sep 9 2023, 04:26 PM
|
|
|
QUOTE(BWassup @ Sep 9 2023, 04:00 PM) Sorry, what is e-fixed rate? You mean e-fd?  yes. sorry using wrong term |
|
|
|
|
|
ericlaiys
|
Sep 16 2023, 05:50 PM
|
|
|
QUOTE(nexona88 @ Sep 16 2023, 04:42 PM) India biggest problem is their unstable policies... keep changing.... politically too issues... Your high risk taker... then u welcome to dump $$ into their banks FD... yeah… that what happened to investor. they can pump money in but hard to take out from the country |
|
|
|
|
|
ericlaiys
|
Sep 22 2023, 04:00 PM
|
|
|
QUOTE(CommodoreAmiga @ Sep 22 2023, 11:23 AM) Just to share. Have MBSB combo promo matured yesterday. A bit funny how their system works. On maturity date, your Principal and interest all goes back to Saving account. However, the locked cash in savings account is still unavailable until today. So for the locked cash part, it's maturity day + 1, then only become available balance. mbsb fd is like that...sometimes i waited few days for it to mature. the countdown on days is inaccurate |
|
|
|
|
|
ericlaiys
|
Sep 24 2023, 05:57 PM
|
|
|
QUOTE(chinkw1 @ Sep 24 2023, 04:38 PM) FD rate seems going uptreand... downtrend...only for LT like 12m is up |
|
|
|
|
|
ericlaiys
|
Sep 30 2023, 03:40 PM
|
|
|
QUOTE(Matchy @ Sep 30 2023, 02:27 PM) Normally those RM0 debit card is only for basic saving account. (BNM requirement?) too basic saving account without any benefit. |
|
|
|
|
|
ericlaiys
|
Oct 16 2023, 09:24 PM
|
|
|
QUOTE(paramdav @ Oct 16 2023, 09:22 PM) Hi All Any onyone know the latest MBSB fd offer? I call the bank and they said it 3.4% for 12 mths :-( that cant be true promo end already. so move out when fd rate not attractive |
|
|
|
|
|
ericlaiys
|
Oct 27 2023, 04:53 PM
|
|
|
QUOTE(blackjoker @ Oct 27 2023, 03:45 PM) @verbatin Im amazed that u're willing to invest in MYR. Even if u earn high interest from the bank, i doubt u can even gain any profit based on currency exchange rate. true also. first i heard people put money fd in MY. My friend prefer to put SGD FD. more higher than MY |
|
|
|
|
|
ericlaiys
|
Nov 5 2023, 07:55 PM
|
|
|
QUOTE(HolyCooler @ Nov 5 2023, 07:32 PM) Enjoy exclusive promo rates up to 3.85% p.a. with e-Islamic Fixed Deposit-i
Watch your money grow to new heights when you make a min. placement of RM1,000 from other banks via the Maybank2u web today. Don’t miss out and apply online now! T&C apply.
Campaign period: 16 October 2023 - 5 November 2023*https://www.maybank2u.com.my/maybank2u/mala...E8aAoaLEALw_wcBToday is the last day. They FD placement ends time of the day is 10pm if i am not mistaken. already closed. no longer can place order |
|
|
|
|
|
ericlaiys
|
Nov 11 2023, 12:31 PM
|
|
|
QUOTE(umboy @ Nov 11 2023, 12:45 AM) Today I went to UOB to put FD, the staff counter frowned and scowled, she said she prefer all the customers to borrow and transfer out money, the bank flushed with money. I was so dismayed. UOB FD not high. so dont waste time. Just use UOB One - 6% better |
|
|
|
|
|
ericlaiys
|
Nov 11 2023, 04:41 PM
|
|
|
QUOTE(BWassup @ Nov 11 2023, 03:59 PM) 6% for savings account? Need to meet other conditions? refer https://www.uob.com.my/personal/save/saving...ount-index.html |
|
|
|
|
|
ericlaiys
|
Nov 13 2023, 09:25 PM
|
|
|
QUOTE(eddie2020 @ Nov 13 2023, 08:50 PM) erm, mbb FD got time limitation? I tried apply FD from mb2u. It mention service unavailable... I tried since Saturday. it only work during office hour. else error after office hour |
|
|
|
|
|
ericlaiys
|
Nov 23 2023, 02:41 PM
|
|
|
3 month - 3.88% [hlb]
6 month - 3.9%
just placed fd
|
|
|
|
|
|
ericlaiys
|
Nov 23 2023, 10:07 PM
|
|
|
now mbb raised to 3.85%
|
|
|
|
|
|
ericlaiys
|
Dec 7 2023, 11:51 AM
|
|
|
QUOTE(download88 @ Dec 7 2023, 11:45 AM) Seems like mbsb efd no longer giving 4.25% during latest renewal. It changed to 3.2% for 6 months yup. i withdrawn out |
|
|
|
|
|
ericlaiys
|
Dec 8 2023, 12:46 PM
|
|
|
QUOTE(kiddokitt @ Dec 8 2023, 12:42 PM) If I have 50k , should I open an e-FD or an FD over the counter instead? Depend u want easy or not. I prefer efd as fed up long queue at bank.not to forget find parking and time. Efd can do anytime |
|
|
|
|
Quote
0.0575sec
0.67
7 queries
GZIP Disabled