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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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CommodoreAmiga
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 Jun 4 2023, 03:50 PM
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QUOTE(nexona88 @ Jun 4 2023, 02:44 PM) If the rate like 4.3% Probably it's correct but 5.3% is wayyyy over & higher..... Than rest of the banks... They not doing charity 😁 Those did the placement.... Wish good luck on claiming the 5.3% 🤞 Saw like 3.x% earliar. No way Maybank will give over 4%. It's against the law of nature. |
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nexona88
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Jun 4 2023, 05:37 PM
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QUOTE(CommodoreAmiga @ Jun 4 2023, 03:50 PM) Saw like 3.x% earliar. No way Maybank will give over 4%. It's against the law of nature. I know... Maybank rate really not competitive at all... That's why don't bother with their FDs 🙏 |
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EDD-ed
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Jun 4 2023, 05:59 PM
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New Member
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Hi, does anyone know which bank is offering the highest 1 Month FD rates ?
I saw Maybank is 2.7% & Bank Rakyat is 3%
Any better options ?
Thank you
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samsungXP
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Jun 5 2023, 03:35 AM
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QUOTE(EDD-ed @ Jun 4 2023, 05:59 PM) Hi, does anyone know which bank is offering the highest 1 Month FD rates ? I saw Maybank is 2.7% & Bank Rakyat is 3% Any better options ? Thank you del This post has been edited by samsungXP: Jun 5 2023, 04:13 AM |
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samsungXP
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Jun 5 2023, 04:13 AM
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any penalty for fixed deposit early withdraw ?
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romuluz777
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Jun 5 2023, 08:17 AM
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QUOTE(samsungXP @ Jun 5 2023, 05:13 AM) any penalty for fixed deposit early withdraw ? You will get back your principal only. No interest at all. |
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samsungXP
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Jun 5 2023, 10:11 AM
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QUOTE(romuluz777 @ Jun 5 2023, 08:17 AM) You will get back your principal only. No interest at all. u mean if i put 1 month then only 26 days i take back then no interest at all ? |
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Human Nature
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Jun 5 2023, 11:38 AM
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QUOTE(samsungXP @ Jun 5 2023, 10:11 AM) u mean if i put 1 month then only 26 days i take back then no interest at all ? Ya, lose the interest |
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romuluz777
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Jun 5 2023, 11:40 AM
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QUOTE(samsungXP @ Jun 5 2023, 11:11 AM) u mean if i put 1 month then only 26 days i take back then no interest at all ? Yep, all forfeited. No such thing as pro-rated interest since you didnt complete the full tenure. |
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BWassup
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Jun 5 2023, 01:20 PM
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MBSB promo rates expired on 31 May. Anyone knows what their promo rates are now, if any?
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CommodoreAmiga
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Jun 5 2023, 01:47 PM
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QUOTE(samsungXP @ Jun 5 2023, 10:11 AM) u mean if i put 1 month then only 26 days i take back then no interest at all ? If 1 mth, why don't go for KDI Save or similar? |
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samsungXP
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Jun 6 2023, 12:42 AM
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QUOTE(CommodoreAmiga @ Jun 5 2023, 01:47 PM) If 1 mth, why don't go for KDI Save or similar? KDI Save is ? |
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bcombat
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Jun 6 2023, 01:52 AM
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QUOTE(samsungXP @ Jun 6 2023, 12:42 AM) https://forum.lowyat.net/topic/5243436 |
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raulxiver
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Jun 6 2023, 10:39 AM
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BI 4.5% still available?
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ALEX_L1M P
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Jun 6 2023, 10:59 AM
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New Member
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Hi guys,
The BI 4.5% for 12 months FD, is it safe to put more than 250k as PIDM only protected up to 250k. First time use BI, so feel a bit insecure. Anyone put more than 250k?
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CommodoreAmiga
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Jun 6 2023, 11:26 AM
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QUOTE(ALEX_L1M @ Jun 6 2023, 10:59 AM) Hi guys, The BI 4.5% for 12 months FD, is it safe to put more than 250k as PIDM only protected up to 250k. First time use BI, so feel a bit insecure. Anyone put more than 250k? If scare don't put lah more than RM250k, what so susah. Nobody can guarantee you anything. |
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dudester
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Jun 6 2023, 11:30 AM
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QUOTE(ALEX_L1M @ Jun 6 2023, 10:59 AM) Hi guys, The BI 4.5% for 12 months FD, is it safe to put more than 250k as PIDM only protected up to 250k. First time use BI, so feel a bit insecure. Anyone put more than 250k? PIDM protection is like a fallback incase shit happens. I am sure many would not let this be a determining factor. EPF also can go missing if the country collapse. |
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nexona88
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Jun 6 2023, 11:35 AM
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QUOTE(ALEX_L1M @ Jun 6 2023, 10:59 AM) Hi guys, The BI 4.5% for 12 months FD, is it safe to put more than 250k as PIDM only protected up to 250k. First time use BI, so feel a bit insecure. Anyone put more than 250k? Feels insecure... Then don't deposit more than 250k Simple as that.... Spread out to others banks.... Like MBSB or BSN.. which give quite okay rates too.... Just don't place in tiger bank... Their rate really sucks big time... |
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joeduff22
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Jun 6 2023, 11:38 AM
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New Member
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Hi guys, just want to check with you any promotion rate for Bank Rakyat now? Thanks
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joeduff22
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Jun 6 2023, 11:38 AM
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New Member
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Hi guys, just want to check with you any promotion rate for Bank Rakyat now? Thanks
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