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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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bcombat
post May 4 2022, 02:25 PM

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those who prefer not to have lock in period, can try kenanga digital save, 3% per annum.

https://digitalinvesting.com.my/save/

This post has been edited by bcombat: May 4 2022, 02:28 PM
bcombat
post May 13 2022, 11:08 PM

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https://www.winrayland.com/2022/05/FixedDep...5m3H9s-iNyw&m=1

So low
bcombat
post May 25 2022, 01:37 PM

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RM0 UOB J.Tengah:Enjoy 12mths FDPlus of 2.80%pa with min RM10k new funds.

Visit us on 280522 (10am-2.30pm).Call 03-80907366 for info.T&Cs apply: go.uob.com/satfd .

As a reminder, UOB will never direct you to a website asking for your personal banking details, including OTP or Card PIN.
bcombat
post May 25 2022, 07:37 PM

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QUOTE(oldkiasu @ May 16 2022, 11:44 AM)
Some FD rates after Malaysian OPR 0.25% increase on 11 May 2022

AFFIN ISLAMIC BANK
Online eTerm Deposit-i, minimum 10k, payment on maturity

3m 2.25, 6m 2.45, 9m 2.55, 12m 2.85

OTC Invikta customers, minimum 50k, from 13 May to 7 June 2022

1m 1.85, 3m 2.35, 6m 2.55, 9m 2.65

12 to 18m 2.9, 19 to 24m 2.95, 25 to 35m 3.00, 36m 3.25

Payment on maturity if 1 year or less, 6 mth interest payment for longer periods.
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any link on this?
bcombat
post May 26 2022, 01:33 PM

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QUOTE(bcombat @ May 25 2022, 01:37 PM)
RM0 UOB J.Tengah:Enjoy 12mths FDPlus of 2.80%pa with min RM10k new funds.

Visit us on 280522 (10am-2.30pm).Call 03-80907366 for info.T&Cs apply: go.uob.com/satfd .

As a reminder, UOB will never direct you to a website asking for your personal banking details, including OTP or Card PIN.
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Just call the number. Only valid for Tuesday and Thursday. Other days is 2.75%. Must walk into the branch.


bcombat
post Jun 1 2022, 12:24 PM

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QUOTE(BoomChaCha @ Jun 1 2022, 09:52 AM)
UOB FD Promo, 2.8% for 12 months, 4 days only

TERMS AND CONDITIONS
United Overseas Bank (Malaysia) Bhd (Company Reg No. 199301017069 (271809-K)) (“UOB
Malaysia”) is organizing Mid Year 2022 Saturday Banking FD Plus Promotion (“Promotion”) on 28 May,
4 June, 11 June, 18 June and 25 June 2022 (“Promotion Period(s)”).

https://www.uob.com.my/web-resources/person...omotion-tnc.pdf

If have FD amount RM 50K or above, go for Affin at 2.9% for 1 year, but need to sign up Affin's invika current account,
just need to deposit and maintain RM 100 in invika account only.

If less than RM 50K, then 2.85% for 1 year from Affin, with or witjout invika acoount.

If want every 6 month interest to deposit into saving account, then place 13 months FD or above.
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The UOB officer in PJ New Town told me Tuesday and Thursday also can enjoy 2.8%. But pls call to confirm before going there.

Condition is that the placement must be a fresh fund.



bcombat
post Jun 2 2022, 11:00 AM

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Certain banks walk in rate is better than the online rate.
Banker can promote their products at the same times on face to face basic to their cash rich customers I guess.
bcombat
post Jun 4 2022, 03:18 PM

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QUOTE(woowoo1 @ Jun 4 2022, 03:08 PM)
Since we expect opt to rise further next few months, why not put in Kenanga digital investment via KDI save and coumpond at 3% p.a daily until Dec 2022
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no everyone is invest in KDI digital and also some die die want that pidm guarantee the fund is safe.

Majority of us came to know KDI because we invest in robo advisor.

This post has been edited by bcombat: Jun 4 2022, 04:02 PM
bcombat
post Jun 5 2022, 02:30 AM

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QUOTE(woowoo1 @ Jun 4 2022, 04:03 PM)
Do you know bank rakyat is a cooperative Bank and there is no pidm protection. I see see a lot of people mention putting  into bank rakyat.wouldnt it be the same
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ok. you got a point
bcombat
post Jun 5 2022, 02:42 AM

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There are two sections in KDI digital app:

- KDI investing - something quite to similar unit trust. Price change daily.

- KDI save a something similar to high yield saving account.

It is regulated by securities commission. I believe the trust acc funds in stock trading firm is not govern by PIDM. But no one ever complaint the securities firm lose/ steal the money they have deposited in the trading trust acc, right?

If you do want to place money into KDI save, Familiar with the app first until you feel comfortable.
bcombat
post Jun 7 2022, 10:56 PM

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RM0 UOB Jln Tengah: Visit us on Tue & Thu in Jun22 for special 12mths FD Plus@ 2.80%pa with min RM10k new funds. Info: 03-79556576. T&C @ go.uob.com/ttfd

.As a reminder, UOB will never direct you to a website asking for your personal banking details, including OTP or Card PIN.
bcombat
post Jun 8 2022, 02:47 PM

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QUOTE(BoomChaCha @ Jun 8 2022, 02:15 PM)
MBSB Revised FD Promo Since 17 May 2022

[attachmentid=11170888]
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let say someone invest rm10000 into MBSB FD 6 months

At the end of 6 months, the amount of interest payout is RM355/2 = RM177.5?
bcombat
post Jun 8 2022, 03:59 PM

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QUOTE(BoomChaCha @ Jun 8 2022, 03:37 PM)
RM 10000 ---> 70% to FD at 2.5%, 30% to Prime Win at 0.05%

FD:            RM 7000 x 2.5% = RM 175 profit per year
Prime Win:  RM 3000 x 0.05% = RM 1.5 profit per year

RM 175 + RM 1.5 = RM 176.5/2 = RM 88.25 is 6 month's FD profit
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Thanks. Affin bank FD rate is better.
bcombat
post Jun 9 2022, 12:34 PM

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QUOTE(Alocasia @ Jun 9 2022, 12:30 PM)
Wah so is this an example of scam msg?
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no. It is not. They send to me because I have a saving account there.
bcombat
post Jun 9 2022, 10:09 PM

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QUOTE(aeiou228 @ Jun 9 2022, 10:04 PM)
Guys, this few days saw few cases of money missing from bank account reported in chinese news media. I guess the old fashion way OTP placement OTP withdrawal is still the safer option.
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https://www.facebook.com/168151513217686/po...LRcyfdBVbl/?d=n
bcombat
post Jun 12 2022, 12:30 PM

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put the money into different bank accounts just in case….
bcombat
post Jul 3 2022, 12:28 AM

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QUOTE(oldkiasu @ Jul 2 2022, 01:37 PM)
Hong Leong TIA-i promo (islamic investment, no PIDM) at HLConnect.

3m 2.55%
6m 2.65%
12m 3.10%

minimum initial TIA-i at RM 500 (whatever that means).

Placement is not by FPX, but by debit on-line with HLConnect internet banking from existing SA balance.

Principal can be selected to be auto-creditted into the SA on maturity.
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user posted image

This post has been edited by bcombat: Jul 3 2022, 12:32 AM
bcombat
post Jul 3 2022, 12:30 AM

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interesting comments in FB regarding HL TIA- Promotion

user posted image
bcombat
post Jul 4 2022, 10:34 AM

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QUOTE(BrookLes @ Jul 4 2022, 01:56 AM)
Which are the banks that pay in monthly interest besides Bank Rakyat?
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UOB. Yes they credit interest into our saving/ current. But they don’t allow premature withdrawal. Otherwise, the interest already paid earlier will be deducted out from the withdrawal amount.
bcombat
post Jul 4 2022, 10:47 AM

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QUOTE(PeopleOfPerlis @ Jul 4 2022, 10:42 AM)
is it only UOB sri petaling or any uob branch? because i read previous post, got offer from UOB sri petaling. not so sure about other branches
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I think account condition should be the same for all branch, The interest could be slightly higher for Sri petaling branch when they newly open (but now already one month +??)

Anyway, Give them a call to confirm.

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