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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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adele123
post Dec 27 2022, 11:25 AM

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QUOTE(zenwell @ Dec 26 2022, 11:32 PM)
Let me further explains. I'm considering opening bank accounts but at the same time i also want to pick banks that have good promo rates regularly. the exception does not mean i don't think they are good. I just wanted opinion other than those.
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Hi, i know why you are asking that question. I was thinking that too. Based on my personal experience, i would add HLB to that list. But the last 6 to 12 months, i do find HLB lagging behind though. Hence the reason why i opened ambank and shifted a big chunk to ambank

QUOTE(dudester @ Dec 27 2022, 09:48 AM)
I faced this with RHB now.
RHB FPX limit is 30k max. (MBB is 50K)
Duit Now (to Bank Account) is 50K, so if you have MBB, move it there to transit.
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Yup. I'm aware but annoying though. It's like "washing" money at MBB.

dudester
post Dec 27 2022, 11:36 AM

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PB eFD 4.15% 12mths
Promo till 31 Dec, via FPX.
bcombat
post Dec 27 2022, 12:42 PM

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HLB auto transfer the expired E-FD interest+ principal into savings….no hassle at all.
oldman
post Dec 27 2022, 01:45 PM

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QUOTE(dudester @ Dec 27 2022, 11:36 AM)
PB eFD  4.15% 12mths
Promo till 31 Dec, via FPX.
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Where is info from? Can’t find it on the Public Bank fb
cybpsych
post Dec 27 2022, 01:50 PM

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QUOTE(cybpsych @ Dec 20 2022, 01:53 PM)
QUOTE(dudester @ Dec 27 2022, 11:36 AM)
PB eFD  4.15% 12mths
Promo till 31 Dec, via FPX.
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QUOTE(oldman @ Dec 27 2022, 01:45 PM)
Where is info from? Can’t find it on the Public Bank fb
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conventional efd https://www.pbebank.com/pdf/Promotions/en/efdfpxntnc.aspx

islamic etd-i 4.2% @ 12 mths still available
??!!
post Dec 27 2022, 02:02 PM

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Alliance Bank , min 100k

6 months 3.9% p.a.
12 months 4.2% p.a.
dudester
post Dec 27 2022, 02:23 PM

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QUOTE(oldman @ Dec 27 2022, 01:45 PM)
Where is info from? Can’t find it on the Public Bank fb
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Its hard to find but google you get the PDF link
I successfully transacted today.
gooroojee
post Dec 27 2022, 02:28 PM

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QUOTE(oldman @ Dec 27 2022, 01:45 PM)
Where is info from? Can’t find it on the Public Bank fb
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It's in general announcements https://www.pbebank.com/Announcement.aspx

Scroll down a few pages and you will see it:

Revision of Promotional Rates for Campaigns

Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 19 December 2022:
wayton
post Dec 27 2022, 02:53 PM

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QUOTE(bcombat @ Dec 27 2022, 12:42 PM)
HLB auto transfer the expired E-FD interest+ principal into savings….no hassle at all.
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Mind to share whether it is in 2 transaction or whole lump sum figure?

And when it is transferred? early in the morning, or need to wait until business hour?

bcombat
post Dec 27 2022, 03:01 PM

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QUOTE(wayton @ Dec 27 2022, 02:53 PM)
Mind to share whether it is in 2 transaction or whole lump sum figure?

And when it is transferred? early in the morning, or need to wait until business hour?
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Interest and principal appear as two separate figures in my saving acc
wayton
post Dec 27 2022, 03:08 PM

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QUOTE(bcombat @ Dec 27 2022, 03:01 PM)
Interest and principal appear as two separate figures in my saving acc
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Thank you for the feedback,
It is convenience auto crediting.
kplaw
post Dec 27 2022, 05:38 PM

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Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before πŸ˜… I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! πŸ˜†

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Human Nature
post Dec 27 2022, 05:40 PM

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QUOTE(kplaw @ Dec 27 2022, 05:38 PM)
Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before πŸ˜…  I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! πŸ˜†

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Congrats! Jealous nye laugh.gif
joeblow
post Dec 27 2022, 06:34 PM

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QUOTE(kplaw @ Dec 27 2022, 05:38 PM)
Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before πŸ˜…  I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! πŸ˜†

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Congrats.... me super envy too. My deposits many times bigger than yours and I only get a golf net (or similar) from bank islam, 2023 table calendar from public bank and one painting from citibank (with uob logo). At least your tefal blender is useful...

I mean who is going to put on a painting on a wall with UOB logo? I don't know what the UOB people thinking... faint.
!@#$%^
post Dec 27 2022, 06:40 PM

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QUOTE(joeblow @ Dec 27 2022, 06:34 PM)
Congrats.... me super envy too. My deposits many times bigger than yours and I only get a golf net (or similar) from bank islam, 2023 table calendar from public bank and one painting from citibank (with uob logo). At least your tefal blender is useful...

I mean who is going to put on a painting on a wall with UOB logo? I don't know what the UOB people thinking... faint.
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go smaller branches
nexona88
post Dec 27 2022, 08:28 PM

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QUOTE(kplaw @ Dec 27 2022, 05:38 PM)
Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before πŸ˜…  I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! πŸ˜†

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Nice πŸ‘
The advantages of small branches

Good luck getting that in KL or Selangor 😎
gamenoob
post Dec 27 2022, 10:20 PM

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Bank islam 18m 4.4% quota is filled. No more. That what told by the counter today.
bamboo1
post Dec 27 2022, 11:07 PM

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QUOTE(nexona88 @ Dec 27 2022, 08:28 PM)
Nice πŸ‘
The advantages of small branches

Good luck getting that in KL or Selangor 😎
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KL and Selangor just get free lousy customer service! icon_idea.gif
nexona88
post Dec 27 2022, 11:34 PM

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QUOTE(bamboo1 @ Dec 27 2022, 11:07 PM)
KL and Selangor just get free lousy customer service!  icon_idea.gif
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Lolz...
Kinda true 😎

Too much customer & $$$...
So don't care....
jay
post Dec 28 2022, 11:12 AM

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anyone get notified using M2U app for promotional FD rate 3.9% for 6 months?

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