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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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adele123
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Dec 27 2022, 11:25 AM
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QUOTE(zenwell @ Dec 26 2022, 11:32 PM) Let me further explains. I'm considering opening bank accounts but at the same time i also want to pick banks that have good promo rates regularly. the exception does not mean i don't think they are good. I just wanted opinion other than those. Hi, i know why you are asking that question. I was thinking that too. Based on my personal experience, i would add HLB to that list. But the last 6 to 12 months, i do find HLB lagging behind though. Hence the reason why i opened ambank and shifted a big chunk to ambank QUOTE(dudester @ Dec 27 2022, 09:48 AM) I faced this with RHB now. RHB FPX limit is 30k max. (MBB is 50K) Duit Now (to Bank Account) is 50K, so if you have MBB, move it there to transit. Yup. I'm aware but annoying though. It's like "washing" money at MBB.
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dudester
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Dec 27 2022, 11:36 AM
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PB eFD 4.15% 12mths Promo till 31 Dec, via FPX.
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bcombat
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Dec 27 2022, 12:42 PM
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HLB auto transfer the expired E-FD interest+ principal into savingsβ¦.no hassle at all.
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oldman
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Dec 27 2022, 01:45 PM
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QUOTE(dudester @ Dec 27 2022, 11:36 AM) PB eFD 4.15% 12mths Promo till 31 Dec, via FPX. Where is info from? Canβt find it on the Public Bank fb
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cybpsych
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Dec 27 2022, 01:50 PM
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QUOTE(cybpsych @ Dec 20 2022, 01:53 PM) QUOTE(dudester @ Dec 27 2022, 11:36 AM) PB eFD 4.15% 12mths Promo till 31 Dec, via FPX. QUOTE(oldman @ Dec 27 2022, 01:45 PM) Where is info from? Canβt find it on the Public Bank fb conventional efd https://www.pbebank.com/pdf/Promotions/en/efdfpxntnc.aspxislamic etd-i 4.2% @ 12 mths still available
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??!!
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Dec 27 2022, 02:02 PM
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Alliance Bank , min 100k
6 months 3.9% p.a. 12 months 4.2% p.a.
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dudester
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Dec 27 2022, 02:23 PM
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QUOTE(oldman @ Dec 27 2022, 01:45 PM) Where is info from? Canβt find it on the Public Bank fb Its hard to find but google you get the PDF linkI successfully transacted today.
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gooroojee
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Dec 27 2022, 02:28 PM
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QUOTE(oldman @ Dec 27 2022, 01:45 PM) Where is info from? Canβt find it on the Public Bank fb It's in general announcements https://www.pbebank.com/Announcement.aspx Scroll down a few pages and you will see it: Revision of Promotional Rates for Campaigns Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 19 December 2022:
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wayton
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Dec 27 2022, 02:53 PM
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QUOTE(bcombat @ Dec 27 2022, 12:42 PM) HLB auto transfer the expired E-FD interest+ principal into savingsβ¦.no hassle at all. Mind to share whether it is in 2 transaction or whole lump sum figure? And when it is transferred? early in the morning, or need to wait until business hour?
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bcombat
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Dec 27 2022, 03:01 PM
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QUOTE(wayton @ Dec 27 2022, 02:53 PM) Mind to share whether it is in 2 transaction or whole lump sum figure? And when it is transferred? early in the morning, or need to wait until business hour? Interest and principal appear as two separate figures in my saving acc
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wayton
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Dec 27 2022, 03:08 PM
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QUOTE(bcombat @ Dec 27 2022, 03:01 PM) Interest and principal appear as two separate figures in my saving acc Thank you for the feedback, It is convenience auto crediting.
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Human Nature
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Dec 27 2022, 05:40 PM
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QUOTE(kplaw @ Dec 27 2022, 05:38 PM) Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before π
I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! π Congrats! Jealous nye
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joeblow
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Dec 27 2022, 06:34 PM
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QUOTE(kplaw @ Dec 27 2022, 05:38 PM) Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before π
I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! π Congrats.... me super envy too. My deposits many times bigger than yours and I only get a golf net (or similar) from bank islam, 2023 table calendar from public bank and one painting from citibank (with uob logo). At least your tefal blender is useful... I mean who is going to put on a painting on a wall with UOB logo? I don't know what the UOB people thinking... faint.
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!@#$%^
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Dec 27 2022, 06:40 PM
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QUOTE(joeblow @ Dec 27 2022, 06:34 PM) Congrats.... me super envy too. My deposits many times bigger than yours and I only get a golf net (or similar) from bank islam, 2023 table calendar from public bank and one painting from citibank (with uob logo). At least your tefal blender is useful... I mean who is going to put on a painting on a wall with UOB logo? I don't know what the UOB people thinking... faint. go smaller branches
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nexona88
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Dec 27 2022, 08:28 PM
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QUOTE(kplaw @ Dec 27 2022, 05:38 PM) Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before π
I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! π  Nice π The advantages of small branches Good luck getting that in KL or Selangor π
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gamenoob
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Dec 27 2022, 10:20 PM
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Bank islam 18m 4.4% quota is filled. No more. That what told by the counter today.
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bamboo1
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Dec 27 2022, 11:07 PM
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New Member
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QUOTE(nexona88 @ Dec 27 2022, 08:28 PM) Nice π The advantages of small branches Good luck getting that in KL or Selangor π KL and Selangor just get free lousy customer service!
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nexona88
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Dec 27 2022, 11:34 PM
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QUOTE(bamboo1 @ Dec 27 2022, 11:07 PM) KL and Selangor just get free lousy customer service!  Lolz... Kinda true π Too much customer & $$$... So don't care....
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jay
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Dec 28 2022, 11:12 AM
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anyone get notified using M2U app for promotional FD rate 3.9% for 6 months?
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