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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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cybpsych
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Dec 28 2022, 11:26 AM
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QUOTE(smartfreak @ Dec 22 2022, 03:29 PM) 10 DAYS ONLY! Higher returns of up to 3.90% p.a with e-Islamic Fixed Deposit-i https://www.maybank2u.com.my/maybank2u/mala...flash-deal.pageQUOTE(jay @ Dec 28 2022, 11:12 AM) anyone get notified using M2U app for promotional FD rate 3.9% for 6 months? since last week lor
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gabaq P
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Dec 28 2022, 11:53 AM
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New Member
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QUOTE(SunBear1999 @ Dec 23 2022, 03:00 PM) 🧧AMBank 4.5% pure FD, OTC @ 18 months. Those 50 years old and above, can apply for monthly interest. Hi...which Ambani branch allows the monthly interest payout..please share
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bcombat
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Dec 28 2022, 12:40 PM
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QUOTE(1mr3tard3d @ Dec 23 2022, 01:18 AM) make sure you follow EXACTLY the instructions in bold Step 6: To enjoy higher rates, select ‘ 2, 4 or 6 months’ as your term, enter RM10,000 or more and select ‘ Credit to account’ as your profit payment modecan't be uplifted on the same day the minimum placement has been increased too Just make placement in MBB e-FD. it works. Thanks
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Human Nature
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Dec 28 2022, 12:48 PM
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QUOTE(gabaq @ Dec 28 2022, 11:53 AM) Hi...which Ambani branch allows the monthly interest payout..please share All, not branch specific
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Afterburner1.0
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Dec 28 2022, 12:56 PM
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QUOTE(gabaq @ Dec 28 2022, 11:53 AM) Hi...which Ambani branch allows the monthly interest payout..please share Clause: b4 u rush out to put placement …min rm200k in fd yah
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ollec
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Dec 28 2022, 02:19 PM
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Getting Started

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QUOTE(cybpsych @ Dec 28 2022, 11:26 AM) I am noob with Islamic FD, does the Maybank 3.9% the same as conventional FD 3.9% ? Or depends on the profit sharing ration? e.g. if bank 10% customer 90% then I only get 90% of the 3.9%? (Assuming I go for 6 month tenure) Thanks!
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Human Nature
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Dec 28 2022, 02:21 PM
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QUOTE(Afterburner1.0 @ Dec 28 2022, 12:56 PM) Clause: b4 u rush out to put placement …min rm200k in fd yah I dont think it is for PB customers only. Open to all.
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cybpsych
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Dec 28 2022, 02:30 PM
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QUOTE(ollec @ Dec 28 2022, 02:19 PM) I am noob with Islamic FD, does the Maybank 3.9% the same as conventional FD 3.9% ? Or depends on the profit sharing ration? e.g. if bank 10% customer 90% then I only get 90% of the 3.9%? (Assuming I go for 6 month tenure) Thanks! ignore profit sharing info. it's to disclose how much profit ratio from the initial capital. eventually you will get 3.90% p.a. rate (indicative profit rate, which is after PSR) This post has been edited by cybpsych: Dec 28 2022, 02:33 PM
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ollec
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Dec 28 2022, 02:42 PM
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Getting Started

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QUOTE(cybpsych @ Dec 28 2022, 02:30 PM) ignore profit sharing info. it's to disclose how much profit ratio from the initial capital. eventually you will get 3.90% p.a. rate (indicative profit rate, which is after PSR) Thanks for clarifying!
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BboyDora
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Dec 28 2022, 04:47 PM
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QUOTE(cybpsych @ Dec 27 2022, 01:50 PM) conventional efd https://www.pbebank.com/pdf/Promotions/en/efdfpxntnc.aspxislamic etd-i 4.2% @ 12 mths still available what is the difference between PB conventional FD and this islamic etc-i ..? I try to place the islamic FD and the interest can;t add into the principal upon maturity. conventional FD can.
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cybpsych
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Dec 28 2022, 05:19 PM
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QUOTE(BboyDora @ Dec 28 2022, 04:47 PM) what is the difference between PB conventional FD and this islamic etc-i ..? I try to place the islamic FD and the interest can;t add into the principal upon maturity. conventional FD can. the usual islamic vs conventional banking. google to find out the difference for general info, same portal functionality, maybe it's prefixed according to tenure, not much choices. ---- from T&C, 15-mth and 18-mth // 3.6 Upon maturity, the TD-i placement will be automatically renewed for 15- Month or 18-Month tenure at PIBB’s prevailing profit board rate and the profit will be credited into the Eligible Participant’s designated Current Account/Current Account-i or Savings Account/Savings Account-i (“Designated CASA/CASA-i”) on six (6) monthly basis.
3.7 The TD-i Campaign profit will be credited into the Designated CASA/CASA-i on six (6) monthly basis. //This post has been edited by cybpsych: Dec 28 2022, 05:24 PM
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zenwell
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Dec 28 2022, 10:31 PM
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QUOTE(Human Nature @ Dec 27 2022, 12:16 AM) Affin, Bank Muamalat and occasionally UOB Thanks for the suggestions. I often hear that Affin give good rates too!
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zenwell
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Dec 28 2022, 10:34 PM
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QUOTE(adele123 @ Dec 27 2022, 11:25 AM) Hi, i know why you are asking that question. I was thinking that too. Based on my personal experience, i would add HLB to that list. But the last 6 to 12 months, i do find HLB lagging behind though. Hence the reason why i opened ambank and shifted a big chunk to ambank Yup. I'm aware but annoying though. It's like "washing" money at MBB. Thanks for the suggestion! (and for getting the idea of what i'm trying to do  ) I sometimes see hlb got lots of deals too!
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PixelPerfect
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Dec 29 2022, 09:56 AM
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Getting Started

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QUOTE(zenwell @ Dec 28 2022, 10:34 PM) Thanks for the suggestion! (and for getting the idea of what i'm trying to do  ) I sometimes see hlb got lots of deals too! Most likely next promo is the usual CNY promo for HLB. Will be waiting for that too
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Afterburner1.0
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Dec 29 2022, 11:12 AM
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QUOTE(Human Nature @ Dec 28 2022, 02:21 PM) I dont think it is for PB customers only. Open to all. I’m referring to Ambank fd yah not public bank
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CommodoreAmiga
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Dec 29 2022, 11:12 AM
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QUOTE(zenwell @ Dec 28 2022, 10:31 PM) Thanks for the suggestions. I often hear that Affin give good rates too! Nah. Affin is just same like other banks. No such thing as regular good rates. Their current promo not attractive at all. I have already moved out all my Affin FDs and closing the savings account next week.
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uglyduckling422
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Dec 29 2022, 11:15 AM
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the maybank promo till when? the link is blank now
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cybpsych
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Dec 29 2022, 11:56 AM
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QUOTE(uglyduckling422 @ Dec 29 2022, 11:15 AM) the maybank promo till when? the link is blank now 31 Dec 2022
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kechung
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Dec 29 2022, 02:57 PM
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Getting Started

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QUOTE(cybpsych @ Dec 29 2022, 11:56 AM) //www.maybank2u.com.my/maybank2u/malaysia/en/personal/promotions/account_and_banking/efd-flash-deal.page#:~:text=10%20DAYS%20ONLY!,your%20funds%20and%20apply%20now!
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cybpsych
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Dec 29 2022, 03:01 PM
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QUOTE(kechung @ Dec 29 2022, 02:57 PM) //www.maybank2u.com.my/maybank2u/malaysia/en/personal/promotions/account_and_banking/efd-flash-deal.page#:~:text=10%20DAYS%20ONLY!,your%20funds%20and%20apply%20now! no need quote me mah quote the above forumer
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