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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Dec 28 2022, 11:26 AM

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QUOTE(smartfreak @ Dec 22 2022, 03:29 PM)
10 DAYS ONLY! Higher returns of up to 3.90% p.a with e-Islamic Fixed Deposit-i
https://www.maybank2u.com.my/maybank2u/mala...flash-deal.page
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QUOTE(jay @ Dec 28 2022, 11:12 AM)
anyone get notified using M2U app for promotional FD rate 3.9% for 6 months?
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since last week lor
gabaq P
post Dec 28 2022, 11:53 AM

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QUOTE(SunBear1999 @ Dec 23 2022, 03:00 PM)
🧧AMBank 4.5% pure FD, OTC @ 18 months. Those 50 years old and above, can apply for monthly interest.
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Hi...which Ambani branch allows the monthly interest payout..please share
bcombat
post Dec 28 2022, 12:40 PM

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QUOTE(1mr3tard3d @ Dec 23 2022, 01:18 AM)
make sure you follow EXACTLY the instructions in bold
Step 6: To enjoy higher rates, select ‘2, 4 or 6 months’ as your term, enter RM10,000 or more and select ‘Credit to account’ as your profit payment mode
can't be uplifted on the same day
the minimum placement has been increased too
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Just make placement in MBB e-FD. it works.

Thanks
Human Nature
post Dec 28 2022, 12:48 PM

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QUOTE(gabaq @ Dec 28 2022, 11:53 AM)
Hi...which Ambani branch allows the monthly interest payout..please share
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All, not branch specific
Afterburner1.0
post Dec 28 2022, 12:56 PM

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QUOTE(gabaq @ Dec 28 2022, 11:53 AM)
Hi...which Ambani branch allows the monthly interest payout..please share
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Clause: b4 u rush out to put placement …min rm200k in fd yah
ollec
post Dec 28 2022, 02:19 PM

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QUOTE(cybpsych @ Dec 28 2022, 11:26 AM)
since last week lor
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I am noob with Islamic FD, does the Maybank 3.9% the same as conventional FD 3.9% ? Or depends on the profit sharing ration? e.g. if bank 10% customer 90% then I only get 90% of the 3.9%? (Assuming I go for 6 month tenure)

Thanks!
Human Nature
post Dec 28 2022, 02:21 PM

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QUOTE(Afterburner1.0 @ Dec 28 2022, 12:56 PM)
Clause: b4 u rush out to put placement …min rm200k in fd yah
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I dont think it is for PB customers only. Open to all.
cybpsych
post Dec 28 2022, 02:30 PM

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QUOTE(ollec @ Dec 28 2022, 02:19 PM)
I am noob with Islamic FD, does the Maybank 3.9% the same as conventional FD 3.9% ? Or depends on the profit sharing ration? e.g. if bank 10% customer 90% then I only get 90% of the 3.9%? (Assuming I go for 6 month tenure)

Thanks!
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ignore profit sharing info. it's to disclose how much profit ratio from the initial capital.

eventually you will get 3.90% p.a. rate (indicative profit rate, which is after PSR)

This post has been edited by cybpsych: Dec 28 2022, 02:33 PM
ollec
post Dec 28 2022, 02:42 PM

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QUOTE(cybpsych @ Dec 28 2022, 02:30 PM)
ignore profit sharing info. it's to disclose how much profit ratio from the initial capital.

eventually you will get 3.90% p.a. rate (indicative profit rate, which is after PSR)
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Thanks for clarifying!
BboyDora
post Dec 28 2022, 04:47 PM

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QUOTE(cybpsych @ Dec 27 2022, 01:50 PM)
conventional efd https://www.pbebank.com/pdf/Promotions/en/efdfpxntnc.aspx

islamic etd-i 4.2% @ 12 mths still available
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what is the difference between PB conventional FD and this islamic etc-i ..?

I try to place the islamic FD and the interest can;t add into the principal upon maturity.
conventional FD can.
cybpsych
post Dec 28 2022, 05:19 PM

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QUOTE(BboyDora @ Dec 28 2022, 04:47 PM)
what is the difference between PB conventional FD and this islamic etc-i ..?

I try to place the islamic FD and the interest can;t add into the principal upon maturity.
conventional FD can.
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the usual islamic vs conventional banking. google to find out the difference

for general info, same


portal functionality, maybe it's prefixed according to tenure, not much choices.

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from T&C, 15-mth and 18-mth

// 3.6 Upon maturity, the TD-i placement will be automatically renewed for 15-
Month or 18-Month tenure at PIBB’s prevailing profit board rate and the
profit will be credited into the Eligible Participant’s designated Current
Account/Current Account-i or Savings Account/Savings Account-i
(“Designated CASA/CASA-i”) on six (6) monthly basis.

3.7 The TD-i Campaign profit will be credited into the Designated
CASA/CASA-i on six (6) monthly basis. //


This post has been edited by cybpsych: Dec 28 2022, 05:24 PM
zenwell
post Dec 28 2022, 10:31 PM

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QUOTE(Human Nature @ Dec 27 2022, 12:16 AM)
Affin, Bank Muamalat and occasionally UOB
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Thanks for the suggestions. I often hear that Affin give good rates too!
zenwell
post Dec 28 2022, 10:34 PM

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QUOTE(adele123 @ Dec 27 2022, 11:25 AM)
Hi, i know why you are asking that question. I was thinking that too. Based on my personal experience, i would add HLB to that list. But the last 6 to 12 months, i do find HLB lagging behind though. Hence the reason why i opened ambank and shifted a big chunk to ambank
Yup. I'm aware but annoying though. It's like "washing" money at MBB.
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Thanks for the suggestion! (and for getting the idea of what i'm trying to do tongue.gif ) I sometimes see hlb got lots of deals too!
PixelPerfect
post Dec 29 2022, 09:56 AM

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QUOTE(zenwell @ Dec 28 2022, 10:34 PM)
Thanks for the suggestion! (and for getting the idea of what i'm trying to do  tongue.gif ) I sometimes see hlb got lots of deals too!
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Most likely next promo is the usual CNY promo for HLB. Will be waiting for that too
Afterburner1.0
post Dec 29 2022, 11:12 AM

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QUOTE(Human Nature @ Dec 28 2022, 02:21 PM)
I dont think it is for PB customers only. Open to all.
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I’m referring to Ambank fd yah not public bank
CommodoreAmiga
post Dec 29 2022, 11:12 AM

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QUOTE(zenwell @ Dec 28 2022, 10:31 PM)
Thanks for the suggestions. I often hear that Affin give good rates too!
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Nah. Affin is just same like other banks. No such thing as regular good rates. Their current promo not attractive at all. I have already moved out all my Affin FDs and closing the savings account next week.
uglyduckling422
post Dec 29 2022, 11:15 AM

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the maybank promo till when? the link is blank now
cybpsych
post Dec 29 2022, 11:56 AM

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QUOTE(uglyduckling422 @ Dec 29 2022, 11:15 AM)
the maybank promo till when? the link is blank now
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31 Dec 2022
kechung
post Dec 29 2022, 02:57 PM

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QUOTE(cybpsych @ Dec 29 2022, 11:56 AM)
31 Dec 2022
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//www.maybank2u.com.my/maybank2u/malaysia/en/personal/promotions/account_and_banking/efd-flash-deal.page#:~:text=10%20DAYS%20ONLY!,your%20funds%20and%20apply%20now!
cybpsych
post Dec 29 2022, 03:01 PM

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QUOTE(kechung @ Dec 29 2022, 02:57 PM)
//www.maybank2u.com.my/maybank2u/malaysia/en/personal/promotions/account_and_banking/efd-flash-deal.page#:~:text=10%20DAYS%20ONLY!,your%20funds%20and%20apply%20now!
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no need quote me mah

quote the above forumer biggrin.gif

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