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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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download88
post Dec 23 2022, 09:12 AM

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QUOTE(ManutdGiggs @ Dec 23 2022, 07:40 AM)
Actually many banks oso asking for fresh funds de. Just tat some r lenient to do the magic nia.

UOB Promotion
Fixed deposit (Islamic & Conventional)

offer from
Until 31 Dec 22

Islamic FD
6 mths @ 3.5% pa
12 mths @4.05% pa

Conventional FD
6 mths @ 3.40% pa
12 mths @ 3.95%pa

Terms & Conditions
Strictly *FRESH FUNDS* only.

Min placement - RM10k
Applicable for FD plus & Islamic FD
*
Anyone tried to fpx from abang adik account to your pbb to do the 18 months 4.5%?
Or it must be both fpx & pbb side must be same name?

Save N Earn P
post Dec 23 2022, 09:55 AM

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Last call! Last call!
Standard Chartered Bank FD promotion 4.88% for 3 months!
The shortest tenure with the highest interest rate in the town! Last 8 days to enjoy the promotion!

Features of the promotion:
- must be new priority banking customer to bank (no profile with the bank; credit card holder is ok)
- minimum placement is RM250,000
- 4.88% for 3 months is capped at RM200,000
- balances of RM50,000 at board rate of 2.5% for 3 months
- effective interest rate is 4.404% (the highest in the town currently)
- need to open saving account

Don’t miss the last chance of grabbing the promotion! Interested please feel free to PM me.

Merry Christmas and Happy New Year 2023!
download88
post Dec 23 2022, 10:14 AM

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QUOTE(Alocasia @ Dec 23 2022, 09:22 AM)
What the banker told me was that M2U app will eventually be phased off replaced by the MAE.
So I deleted my M2U and stick with MAE.
BUT once you activated your acc on MAE, it is device-specific, if you have one saving n one business account, you cannot activate both in the same phone, which I think it's quite stupid.

Anyone successfully placed the MBB 3.9% p.a.?
I scared they hold my money again for 3 days interest free :/
*
This time source of fund from m2u or Mae.. maybe kena rugi 1 day interest if shown 2.7% after placement
rahsk
post Dec 23 2022, 11:36 AM

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Standard Chartered Bank FD 4.88% for 3 months!
ambank 18months 4.5% fd

do reply if there is anything higher than this now, thanks..bought both
Human Nature
post Dec 23 2022, 12:02 PM

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QUOTE(rahsk @ Dec 23 2022, 11:36 AM)
Standard Chartered Bank FD 4.88% for 3 months!
ambank 18months 4.5% fd

do reply if there is anything higher than this now, thanks..bought both
*
Please quote the effective rate for SCB next time.
rahsk
post Dec 23 2022, 01:42 PM

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QUOTE(Human Nature @ Dec 23 2022, 12:02 PM)
Please quote the effective rate for SCB next time.
*
apologise if it wasn't clear. how best should i write this.. 'ambank 18months 4.5% pa fd'

This post has been edited by rahsk: Dec 23 2022, 01:43 PM
Human Nature
post Dec 23 2022, 01:44 PM

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QUOTE(rahsk @ Dec 23 2022, 01:42 PM)
apologise if it wasn't clear. what would be effective rate of  'ambank 18months 4.5% pa fd'
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I was referring to SCB, the effective rate is 4.404% (based on the post #24643).
For Ambank, it is pure FD, so effective rate is the same as listed rate 4.5%
apalexar
post Dec 23 2022, 01:51 PM

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QUOTE(rahsk @ Dec 23 2022, 01:42 PM)
apologise if it wasn't clear. how best should i write this..  'ambank 18months 4.5% pa fd'
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And SCB is only for new customer who don't have any account with them, min 250k placement, that's make ambank and pbb looks more attractive
SunBear1999
post Dec 23 2022, 03:00 PM

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QUOTE(rahsk @ Dec 23 2022, 11:36 AM)
Standard Chartered Bank FD 4.88% for 3 months!
ambank 18months 4.5% fd

do reply if there is anything higher than this now, thanks..bought both
*
🧧AMBank 4.5% pure FD, OTC @ 18 months. Those 50 years old and above, can apply for monthly interest.
CommodoreAmiga
post Dec 23 2022, 03:43 PM

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QUOTE(SunBear1999 @ Dec 23 2022, 03:00 PM)
🧧AMBank 4.5% pure FD, OTC @ 18 months. Those 50 years old and above, can apply for monthly interest.
*
The monthly interest is it only OTC?
dudester
post Dec 23 2022, 04:19 PM

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The online eFD in MB and RHB is pathetic at 2.8+ % 12mths... have 100k need to renew. So lazy open new account again.
RHB Premier has 4.10 if you upgrade to premier account with 100k.... whats the catch being Premier account holder?
AMbank 4.5% looks like have to go open...
joeblow
post Dec 23 2022, 04:32 PM

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Today placed another FD at PB Islamic bank 18 months 4.5%. For those who don't know, if your PB FD matures on a PH or weekend, the next first available working day when you go uplift the FD please remember to remind the counter staff to give you that PH/weekend interest rate. But those interest rate only at board rate not special rate.

I don't know if it is me or the branch, but I find PB staff really arrogant (not all but those that served me, 2 of out 3). And joke is they do make mistakes. Make mistakes and still can be arrogant... faint.
adele123
post Dec 23 2022, 06:02 PM

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QUOTE(dudester @ Dec 23 2022, 04:19 PM)
The online eFD in MB and RHB is pathetic at 2.8+ % 12mths... have 100k need to renew. So lazy open new account again.
RHB Premier has 4.10 if you upgrade to premier account with 100k.... whats the catch being Premier account holder?
AMbank 4.5% looks like have to go open...
*
Need 200k (or 250k, i forgot) asset with them, need premier CA with them min balance 10k. Overall not too bad la.

Asset can be FD la.

Also 3.90% 6 months MBB, valid till 31 dec 2022. Just got the notification.

This post has been edited by adele123: Dec 23 2022, 06:23 PM
jackytiong
post Dec 23 2022, 07:33 PM

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QUOTE(joeblow @ Dec 23 2022, 05:32 PM)
Today placed another FD at PB Islamic bank 18 months 4.5%. For those who don't know, if your PB FD matures on a PH or weekend, the next first available working day when you go uplift the FD please remember to remind the counter staff to give you that PH/weekend interest rate. But those interest rate only at board rate not special rate.

I don't know if it is me or the branch, but I find PB staff really arrogant (not all but those that served me, 2 of out 3). And joke is they do make mistakes. Make mistakes and still can be arrogant... faint.
*
Are you doing this at the counter or eFD via FPX?
joeblow
post Dec 23 2022, 07:38 PM

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QUOTE(jackytiong @ Dec 23 2022, 07:33 PM)
Are you doing this at the counter or eFD via FPX?
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Counter.
SunBear1999
post Dec 23 2022, 10:24 PM

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QUOTE(CommodoreAmiga @ Dec 23 2022, 03:43 PM)
The monthly interest is it only OTC?
*
I only do OTC FD for this bank.
A month ago, I heard from bank staff said only 12 and 18 months eFD eligible for monthly interest and must above 50 years old. ☺️

Human Nature
post Dec 23 2022, 11:29 PM

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QUOTE(SunBear1999 @ Dec 23 2022, 10:24 PM)
I only do OTC FD for this bank.
A month ago, I heard from bank staff said only 12 and 18 months eFD eligible for monthly interest and must above 50 years old. ☺️
*
Apparently no need above 50 can get too
QUOTE(blatant928 @ Dec 14 2022, 11:08 AM)
I can confirm that there's monthly interest for 4.5% 18 mths (below 50 yrs old) OTC placement. I don't have my FD print slip with me to show but I have checked my online account and could see accrued interest since my placement on 12.12. And yes, I am a Priority Customer.
*
SUSKopistall
post Dec 24 2022, 05:37 AM

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QUOTE(ManutdGiggs @ Dec 23 2022, 06:40 AM)
Actually many banks oso asking for fresh funds de. Just tat some r lenient to do the magic nia.

UOB Promotion
Fixed deposit (Islamic & Conventional)

offer from
Until 31 Dec 22

Islamic FD
6 mths @ 3.5% pa
12 mths @4.05% pa

Conventional FD
6 mths @ 3.40% pa
12 mths @ 3.95%pa

Terms & Conditions
Strictly *FRESH FUNDS* only.

Min placement - RM10k
Applicable for FD plus & Islamic FD
*
Thanks. Nowadays uob rates no more higher compared to few tears back. Last time their rates among the highest offered. Thanks again. Let me think for few days first.

dragonspirit
post Dec 24 2022, 07:47 AM

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QUOTE(smartfreak @ Dec 22 2022, 03:29 PM)
10 DAYS ONLY! Higher returns of up to 3.90% p.a with e-Islamic Fixed Deposit-i
https://www.maybank2u.com.my/maybank2u/mala...flash-deal.page
*
Just made another e-IFD placement this morning. No issues like previous FPX campaign. Instantly reflected. Profit amount also shown. smile.gif
ManutdGiggs
post Dec 24 2022, 07:57 AM

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QUOTE(Kopistall @ Dec 24 2022, 05:37 AM)
Thanks. Nowadays uob rates no more higher compared to few tears back. Last time their rates among the highest offered. Thanks again. Let me think for few days first.
*
Go to affin if u r invikta

If not mistaken they r giving 4.25 for 12mths

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