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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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jenli_84
post Mar 28 2017, 10:59 AM

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just did mine too...HLB eFD...so convenient
kyenli
post Mar 28 2017, 01:01 PM

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just did mine too! first time doing fpx. no extra charges..even better than IBG!
harmonics3
post Mar 28 2017, 01:37 PM

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Anyone knows whether we could provide instruction on FD upon maturity for Bank Rakyat if we are overseas on the maturity date?

I was told by one BR officer over counter that I can't do anything but let it auto-renew. This is unlike other banks which accept signed letter instruction.
magika
post Mar 28 2017, 01:59 PM

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QUOTE(harmonics3 @ Mar 28 2017, 01:37 PM)
Anyone knows whether we could provide instruction on FD upon maturity for Bank Rakyat if we are overseas on the maturity date?

I was told by one BR officer over counter that I can't do anything but let it auto-renew.  This is unlike other banks which accept signed letter instruction.
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Which bank accept ? Maybank also dont accept after FD cert has been printed. Instruction On Maturity need to be predetermined.

harmonics3
post Mar 28 2017, 02:15 PM

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QUOTE(magika @ Mar 28 2017, 01:59 PM)
Which bank accept ? Maybank also dont accept after FD cert has been printed. Instruction On Maturity need to be predetermined.
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Yes, I have done that a few times with Maybank. I leave my FD certs together with a signed letter to the branch manager to act according to the instructions (normally close and transfer all balances to saving accounts) upon maturity when I was overseas.
hwachong
post Mar 28 2017, 02:38 PM

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QUOTE(harmonics3 @ Mar 28 2017, 02:15 PM)
Yes, I have done that a few times with Maybank.  I leave my FD certs together with a signed letter to the branch manager to act according to the instructions (normally close and transfer all balances to saving accounts) upon maturity when I was overseas.
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done the same with maybank taipan branch last year
spreeeee
post Mar 28 2017, 03:26 PM

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sorry, not sure if this the right thread to land, basically just want to fullfill the m2u challenge level 4, struggle on one of the requirement - efixed deposit.

which is the easiet efixed deposit and use most least amount to choose?

basically once deposited, want to withdraw back asap.
TOMEI-R
post Mar 28 2017, 06:16 PM

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QUOTE(cybpsych @ Mar 27 2017, 07:21 AM)
Hong Leong Connect

user posted image
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All these tricks make me rclxub.gif

Its only max rm30k for FPX and only one week once.
okuribito
post Mar 29 2017, 01:00 AM

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QUOTE(bbgoat @ Mar 28 2017, 08:39 AM)
Ya, they have done that about 1 or 2 years ago. Before that we still get interest even we terminate FD within 3 mths period.
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Haha just shows how long I never go BR. Actually hor, I remember if say you put 12mths but takeout after say 6mths 28 days, back then, they'd pay u 6mths interest at 6mghs rate!!! Was good back then smile.gif
kit2
post Mar 29 2017, 08:23 AM

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QUOTE(TOMEI-R @ Mar 28 2017, 06:16 PM)
All these tricks make me  rclxub.gif

Its only max rm30k for FPX and only one week once.
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split into multiple 30k placements.
eastwest
post Mar 29 2017, 08:41 AM

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QUOTE(spreeeee @ Mar 28 2017, 03:26 PM)
sorry, not sure if this the right thread to land, basically just want to fullfill the m2u challenge level 4, struggle on one of the requirement - efixed deposit.

which is the easiet efixed deposit and use most least amount to choose?

basically once deposited, want to withdraw back asap.
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I also want to know...
McFD2R
post Mar 29 2017, 09:08 AM

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QUOTE(TOMEI-R @ Mar 28 2017, 06:16 PM)
All these tricks make me  rclxub.gif

Its only max rm30k for FPX and only one week once.
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You can do multiple placements of RM30k within the day.
TOMEI-R
post Mar 29 2017, 09:19 AM

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QUOTE(kit2 @ Mar 29 2017, 08:23 AM)
split into multiple 30k placements.
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QUOTE(McFD2R @ Mar 29 2017, 09:08 AM)
You can do multiple placements of RM30k within the day.
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Only if u have multiple different bank accounts with different banks. One account only allows one Rm30k fpx per day. My pbb is.
coca^cola
post Mar 29 2017, 10:32 AM

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QUOTE(kyenli @ Mar 27 2017, 01:21 PM)
Anyone know if UOB 4% promo still available?
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Yes till 31March2017
cclim2011
post Mar 29 2017, 10:40 AM

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QUOTE(TOMEI-R @ Mar 29 2017, 09:19 AM)
Only if u have multiple different bank accounts with different banks. One account only allows one  Rm30k fpx per day. My pbb is.
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try MBB if you have saving account
lowdensity
post Mar 29 2017, 11:01 AM

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QUOTE(TOMEI-R @ Mar 29 2017, 09:19 AM)
Only if u have multiple different bank accounts with different banks. One account only allows one  Rm30k fpx per day. My pbb is.
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bank cheque will be convenient way to transfer more than 30k.
Deal Hunter
post Mar 29 2017, 11:02 AM

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QUOTE(cclim2011 @ Mar 29 2017, 10:40 AM)
try MBB if you have saving account
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This HongLeong Connect eFD offers by FPX method - any other banks changed their programs so can do multiple 30k placements besides keep shifting money to Maybank M2U for this offer?
Besides the eFD placement, any idea whether can do similar multiple FPX for paying many others above 30K by using M2U or other banks when redirected by other vendors? I mean is this a special thing between HLConnect and M2U only or can similar thing be done for other vendors/M2U?

This post has been edited by Deal Hunter: Mar 29 2017, 11:05 AM
StarPrimo
post Mar 29 2017, 12:08 PM

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QUOTE(coca^cola @ Mar 29 2017, 10:32 AM)
Yes till 31March2017
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Do we need a Savings Account?
Over the counter?
For preferred banking or open to all?
Thanks! I


McFD2R
post Mar 29 2017, 02:06 PM

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QUOTE(TOMEI-R @ Mar 29 2017, 09:19 AM)
Only if u have multiple different bank accounts with different banks. One account only allows one  Rm30k fpx per day. My pbb is.
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I'm not sure which bank you tried, but Maybank allows multiple FPX.

Maybank Instant Bank Transfers has a limit of RM30k per day. But FPX is different. Though I can't say the same for other banks.
Quang1819
post Mar 29 2017, 02:24 PM

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Until this date, which promo that is ongoing with the highest rate?

So far HLB and UOB offering 4.0%

Any bank that offers higher than 4.0?

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