Based on my experience with few banks, most used the board rate. One of them seem to use the last rate on maturity as I calculated the add'l interest given which is more than the board rate.

Anyway we have to ask to get this though some banks may not entertain it. 

From my experience so far HSBC and HLB systems auto-calculate the weekend interest based on promo rate. There's no standard guideline from BNM regarding this? 

Rm 30000 @ 4.08% for 12 months at Bank Rakyat. 
First time in my life I received a valuable hamper from a bank.
Normally, I get only empty Ang Pow envelopes.
Thank you Bank Rakyat.

Which bank accept ? Maybank also dont accept after FD cert has been printed. Instruction On Maturity need to be predetermined.

Does this indicate that eGIA normal placement rate would dropped further? Because the effective rate of first 6 mths campaign placement is just 3%, while normal eGIA placement through online now is 3.45%. So need to really place 8 mths or full 9 mths under campaign to get higher effective rate. This is no difference with real FD placement with bank while the fund is protected by PIDM some more.

doesn't matter

if rate not attractive just move on to other promos.

no need kill braincells just to analyze this little promo.

Haha, just received SMS from OCBC saying the above 12 mth 4.18% promo is until 31/7. Fresh fund only. So better hurry those who are interested. 

https://www.ocbc.com.my/personal-banking/ac...promotions.html

https://www.ocbc.com.my/assets/pdf/Accounts...Deal_12M_v1.pdf

Guys, a quick question regarding this: Hong Leong Bank “Payday Special August 2017 Online FD

What happens after 6 months of tenure if i choose to continue using it? Still 4.07% p.a?

I think hlb so far offered a better rate right now...

Why do you say so?

can see from the main page:
Hong Leong Bank "CNY 2017 8-month Online Fixed Deposit / Online Fixed Deposit-i Promotion". Minimum Fresh Fund RM10K. Valid until 28 February 2017

For HLB FD Promotion, the T&C stated that even the targeted fund size is not met, there is possibility the bank may award Eligible customers with extra interest. I'm so curious how the bank will compute the extra interest. Probably will be (Accumulated Fund / Targeted Fund Size ) x 0.18% ? Currently, the accumulated fund has achieved more than 50% of the targeted fund size

I think u have missed some posts talking about this earlier.

HLB will give out extra 0.1% on 10/11 for those who placed the 8 mth FD. 

transfer from another bank to maybank account first....then use the fund from the maybank account to apply the eFD....still can get promo rate

Just got my MBB FPX refund.

I put quite a lot of funds in PBB eFD.

I just notice that my fd is split into two different parts - Islamic and Conventional fd. Before I normally click on the Fixed Deposit tab to look at my fd. Now i also need to click on Islamic Term Deposit as well for the rest of my fd. Very troublesome having two different areas to check.

Finally mbb refunded my efd amount, more than 48 hrs later.
No reason is given.

https://www.mbsbbank.com/promotions/cny-tdi-campaign

mbsb term deposit 12mths@ 4.3%

Info for those still keen on AmBank 12 month FD @ 4.3% for Signature customers.

AmBank informed me that I'm still under Signature status (despite my AUM having fallen below RM200k since November last year). I'm not sure how often they review the status (if at all?).

For those who still have signature status currently despite not having AUM of RM200k, you can still enjoy the above promotion. And even better, there is no minimum fresh funds which must be deposited i.e. there is no need to top up AUM to RM200k👍

just testing. testing

I posted something but it didnt appear

31.3.23 noted  interest in SA  only RM41.57,
yours better RM200+

the remainder interest will come later

done my  Islamic upfront interest Fd
tomorrow can get the money liao.   Ambank!

wah ..this Affin keep changing rates every few days.

My Invikta Casa Promo was due yesterday.
Told me their promo 12 months 4.15%

Fed up, just moved fund to DCI

This month I put ambank 4.5% fd. Today I received "special rate campaign cash bonus" rm1xx credited into my account. Anyone got it as well? Wonder what is this

Some banks have Basic SA account which is free. Someone posted that actually all Banks suppose to provide this as required by Bank Negara but they diam diam don't tell customer this option. For example, my CIMB SA Basic no fees.