What is the difference between FD Conventional & FD Islamic?
Sorry for noob question...,
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Mar 23 2017, 10:03 AM
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What is the difference between FD Conventional & FD Islamic?
Sorry for noob question..., |
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Mar 23 2017, 10:26 AM
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QUOTE(cybpsych @ Mar 21 2017, 11:13 AM) ![]() Maybank FD/IFD-i Triple Bonus Campaign (4 + 4 + 4 months) [ MBB | T&Cs (Conventional) | T&Cs (Islamic) ] Enjoy great rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate. Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 12 April 2017 or upon reaching the overall limit, whichever is earlier. FD/IFD-i Triple Bonus Campaign Rates ![]() *Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised. QUOTE(bananaking @ Mar 22 2017, 02:57 AM) QUOTE(vseries @ Mar 22 2017, 05:34 PM) Thanks ecVk and cybpsych What is the difference between FD Conventional & FD Islamic?I moved some fund to this promo under Islamic as I was told quota for conventional FD is finished. Interest rates for FD the same or different? Thanks! |
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Mar 23 2017, 10:31 AM
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Mar 24 2017, 01:54 PM
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Mar 29 2017, 12:08 PM
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Mar 29 2017, 08:18 PM
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Mar 30 2017, 10:18 PM
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Mar 31 2017, 02:25 PM
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Apr 25 2017, 12:09 PM
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May 2 2017, 10:45 AM
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May 2 2017, 02:48 PM
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QUOTE(bbgoat @ May 2 2017, 11:00 AM) Yes the CIMB 12 mth 4.1% is open to all. Only Preferred customer is 4.2%. http://www.cimbbank.com.my/en/personal/pro...e_fixeddeposit| QUOTE(Human Nature @ May 2 2017, 11:04 AM) Haha young at heart Thanks for the info !Open to all |
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May 4 2017, 01:41 PM
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May 9 2017, 08:41 PM
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QUOTE(Darren @ May 9 2017, 07:51 PM) got one staff from cimb call me ask regarding the branch n the staff... frankly say,i cant recall the staff name but i did tell them is cimb jinjang then he say dunno who kinda hard to take action.... anyway,he call me back after he make a call to cimb jinjang cimb jinjang branch manager told them that they got provide BSA as usual..... what else to say? dishonest n try to cheat customer la..... the cimb staff ask me to go back the branch to close the saving account with annual fee.....the annual fee will be waive..... then can open a BSA with them for the interest...... i wonder what will happen when i go back the next day for the BSA....lols.....sure alot black face.... Sure got black face...... maybe you can recognize the staff that served you before.... Please give update in the outcome. |
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May 9 2017, 09:41 PM
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QUOTE(Human Nature @ May 9 2017, 09:04 PM) Simple, ask them to view CCTV recording to see who dealt with you previously. The paper trail can easily detect who, just a matter whether they want or not. So very true! QUOTE(Human Nature @ May 9 2017, 09:04 PM) The blacker the face, the better. I faced another cheating case by SCB staff and I still have to go to the branch several times since have several certs. So whenever my queue number is called and the cheater is supposed to serve me, I will say out loud I don't deal with cheaters. So the manager will either get another staff to handle my transaction or he himself will do. Lol !!! |
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May 16 2017, 07:10 PM
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QUOTE(bbgoat @ May 16 2017, 05:47 PM) I placed 5 FD's for 4.2% in the same CIMB branch, have not been asked to open CA yet. Touch wood ! Which CIMB branch ? I have placed 5 CIMB Islamic FD for 12 mth 4.2% since late April. Monthly interest ! I think it differs branch to branch. Some say no monthly interest, some have monthly interest... |
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May 17 2017, 12:59 PM
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QUOTE(gsc @ May 17 2017, 12:52 PM) For those interested in CIMB FD. 1) 4.2% for 12 months for preferred customer. Need to open CA to entitle to this rate effective this week. CIMB didnt enforce this condition when I made placement last week. The CA condition actually was written on the white board in the bank. 2) To get monthly interest, need to make FD placement in Islamic accounts. 3) non preferred customer, if amount more than rm100k, may still get 4.15% for 12 months but that needs HQ approval. 4) monthly interest can be credited into basic saving. Remember open only BSA without fee. Minimum placement is RM20. Will be issued ATM card on the spot. Can withdraw up to 8x every month. Can perform internet banking. CIMB way to go ... |
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May 19 2017, 07:31 PM
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Jul 31 2017, 06:46 PM
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Sep 25 2017, 03:03 PM
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Sep 25 2017, 06:43 PM
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