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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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StarPrimo
post Mar 23 2017, 10:03 AM

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What is the difference between FD Conventional & FD Islamic?

Sorry for noob question...,


StarPrimo
post Mar 23 2017, 10:26 AM

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QUOTE(cybpsych @ Mar 21 2017, 11:13 AM)
user posted image

Maybank FD/IFD-i Triple Bonus Campaign (4 + 4 + 4 months) [ MBB | T&Cs (Conventional) | T&Cs (Islamic) ]

Enjoy great rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 12 April 2017 or upon reaching the overall limit, whichever is earlier.

FD/IFD-i Triple Bonus Campaign Rates
user posted image
*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.
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QUOTE(bananaking @ Mar 22 2017, 02:57 AM)
How come the Islamic FD T&C no mention fresh fund one? Only mentioned in conventional T&C.
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QUOTE(vseries @ Mar 22 2017, 05:34 PM)
Thanks ecVk and cybpsych

I moved some fund to this promo under Islamic as I was told quota for conventional FD is finished.
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What is the difference between FD Conventional & FD Islamic?
Interest rates for FD the same or different?
Thanks!



StarPrimo
post Mar 23 2017, 10:31 AM

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QUOTE(chrisoth80 @ Mar 22 2017, 02:45 PM)

Went to HLB today to place conventional fd @ 4.05% for 6-months. Must be fresh fund

user posted image
*
Is this for over the counter or for online?
When does the promotion ends?
Do you need to open a savings/current account?
StarPrimo
post Mar 24 2017, 01:54 PM

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QUOTE(chrisoth80 @ Mar 22 2017, 02:45 PM)

Went to HLB today to place conventional fd @ 4.05% for 6-months. Must be fresh fund

user posted image
*
Is this for Priority Banking customers or for all?
What's the minimum amount ?
Thanks!


StarPrimo
post Mar 29 2017, 12:08 PM

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QUOTE(coca^cola @ Mar 29 2017, 10:32 AM)
Yes till 31March2017
*
Do we need a Savings Account?
Over the counter?
For preferred banking or open to all?
Thanks! I


StarPrimo
post Mar 29 2017, 08:18 PM

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QUOTE(Cookie101 @ Mar 29 2017, 05:14 PM)
All other banks... lol

Alliance 4.05% 12m min 50 k
UOB / Bangkok bank 4% 12m HLB OTC (branch) 6m 4%
Affin / MBB- refer page 1...

If you are old enough go for amb 4.35 5 years... or have joint acc with parents lol...
*
Thanks for the info !

notworthy.gif


StarPrimo
post Mar 30 2017, 10:18 PM

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QUOTE(Pain4UrsinZ @ Mar 30 2017, 10:07 PM)
any offer for 1 year with monthly interest credit into principal ?
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Looking this promo too...
icon_question.gif
Any banks offering this?
.......1 year with monthly interest credit into principal....

Thanks in advance.

This post has been edited by StarPrimo: Mar 30 2017, 10:19 PM
StarPrimo
post Mar 31 2017, 02:25 PM

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QUOTE(michaelho @ Mar 31 2017, 01:50 PM)
CIMB . Opt for their Islamic FD, monthly interest NOT into the principal though, into Savings account
*
Thanks for the reply!

What's the rates like?
Is it for Preferred?

Thanks!
StarPrimo
post Apr 25 2017, 12:09 PM

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QUOTE(justanovice @ Apr 24 2017, 08:34 PM)
Reminder to all that tomorrow's the last day for HLB 4.15% p.a. eFD smile.gif
*
Thanks for the reminder.
Last Tuesday special for this month.


StarPrimo
post May 2 2017, 10:45 AM

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QUOTE(Human Nature @ May 1 2017, 02:36 PM)
Not bad, but i rather take the 4.1% otc for the sake of having a joint name. 12 months is too long a time for a single name efd
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4.1% otc for joint name 12 months, is that for Preferred Customer or open to all ?
Thanks.
StarPrimo
post May 2 2017, 02:48 PM

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QUOTE(bbgoat @ May 2 2017, 11:00 AM)
Yes the CIMB 12 mth 4.1% is open to all. Only Preferred customer is 4.2%.

http://www.cimbbank.com.my/en/personal/pro...e_fixeddeposit|
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QUOTE(Human Nature @ May 2 2017, 11:04 AM)
Haha young at heart  biggrin.gif  Anything more than 1 year, I will make an effort to get the joint holder to go and register once.
Open to all
*
Thanks for the info !
icon_rolleyes.gif
StarPrimo
post May 4 2017, 01:41 PM

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QUOTE(Deal Hunter @ May 4 2017, 12:49 PM)
Telephone OCBC 03 - 8315 4288 or 03 - 8317 5000 if no branch near your place to visit.
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Thanks for the tip!
OCBC very few branch...,

StarPrimo
post May 9 2017, 08:41 PM

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QUOTE(Darren @ May 9 2017, 07:51 PM)
got one staff from cimb call me
ask regarding the branch n the staff...
frankly say,i cant recall the staff name but i did tell them is cimb jinjang

then he say dunno who kinda hard to take action....
anyway,he call me back after he make a call to cimb jinjang
cimb jinjang branch manager told them that they got provide BSA as usual.....
what else to say?
dishonest n try to cheat customer la.....

the cimb staff ask me to go back the branch to close the saving account with annual fee.....the annual fee will be waive.....
then can open a BSA with them for the interest......
i wonder what will happen when i go back the next day for the BSA....lols.....sure alot black face....
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thumbup.gif Congrats I getting the fee waived & able to open BSA.
Sure got black face...... maybe you can recognize the staff that served you before.... brows.gif
Please give update in the outcome.
thumbsup.gif

StarPrimo
post May 9 2017, 09:41 PM

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QUOTE(Human Nature @ May 9 2017, 09:04 PM)
Simple, ask them to view CCTV recording to see who dealt with you previously. The paper trail can easily detect who, just a matter whether they want or not.
*
So very true!
mega_shok.gif View CCTV, sure able to know who is the culprit!


QUOTE(Human Nature @ May 9 2017, 09:04 PM)
The blacker the face, the better. I faced another cheating case by SCB staff and I still have to go to the branch several times since have several certs. So whenever my queue number is called and the cheater is supposed to serve me, I will say out loud I don't deal with cheaters. So the manager will either get another staff to handle my transaction or he himself will do.
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Lol !!! rclxms.gif rclxms.gif Cool way to deal with the situation !
notworthy.gif Respect !! notworthy.gif



StarPrimo
post May 16 2017, 07:10 PM

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QUOTE(bbgoat @ May 16 2017, 05:47 PM)
I placed 5 FD's for 4.2% in the same CIMB branch, have not been asked to open CA yet. Touch wood !  biggrin.gif
I have placed 5 CIMB Islamic FD for 12 mth 4.2% since late April. Monthly interest !  rclxm9.gif
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Which CIMB branch ? icon_question.gif
I think it differs branch to branch. Some say no monthly interest, some have monthly interest...
rclxub.gif


StarPrimo
post May 17 2017, 12:59 PM

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QUOTE(gsc @ May 17 2017, 12:52 PM)
For those interested in CIMB FD.

1) 4.2% for 12 months for preferred customer. Need to open CA to entitle to this rate effective this week.
CIMB didnt enforce this condition when I made placement last week. The CA condition actually was written on the white board in the bank.

2) To get monthly interest, need to make FD placement in Islamic accounts.

3) non preferred customer, if amount more than rm100k, may still get 4.15% for 12 months but that needs HQ approval.

4) monthly interest can be credited into basic saving. Remember open only BSA without fee. Minimum placement is RM20. Will be issued ATM card on the spot. Can withdraw up to 8x every month. Can perform internet banking.
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notworthy.gif Thanks for the info !
CIMB way to go ... rclxms.gif


StarPrimo
post May 19 2017, 07:31 PM

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QUOTE(gsc @ May 19 2017, 05:25 PM)
Under  PIDM
*
Thanks for info !
Got it !
thumbsup.gif


StarPrimo
post Jul 31 2017, 06:46 PM

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QUOTE(gsc @ Jul 31 2017, 02:16 PM)
Yes. Any HL branch. If cert type, need the cert. Lost cert charge rm25.
*
Thanks for the info.
Good to know can be done at any branch.
StarPrimo
post Sep 25 2017, 03:03 PM

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QUOTE(KH1988 @ Sep 25 2017, 02:04 PM)
UOB 4.08% for 12 months
*
Interest credit monthly?
CASA needed ?

Thanks.



StarPrimo
post Sep 25 2017, 06:43 PM

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QUOTE(blatant928 @ Sep 25 2017, 04:42 PM)
10k balance only required at the time of FD deposit. You can use the funds once the FD is done.
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I never know what's the point of the bank requiring 10k balance in CASA for FD placement and then allowed to withdraw.



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