List of over-the-counter placement 12 months tenor FD promos with monthly payment of interest into specified savings account

Hong Leong - 3.75% - 10k - ufn - Islamic FD

March FD promo, call and info from banks TODAY:

UOB: Min 10k
1 year 4%
8 mth 3.8%
4 mth 3.68%

OCBC: Min 10k
MiFD 12 mth 4% with monthly interest
Normal FD 12 mth 3.95% interest on maturity

AmBank:
Normal customer 8 mth 3.68%
For their PB: 8 mth 4.08% min 50k, no monthly interest
For aged 49+, 5 yrs 4.35%, min 10k, monthly interest

RHB:
For PB, 12 mth 4.05% min 50k, existing fund can also

HL:
Conventional 6 mth FD roll over 3.8%; new fund 3.9% (this seems to contradict one forummer's input)
100k and above 6 mth 4.05%
Islamic 12 mth FD roll over 3.85%, if top up 10k 3.95%, new fund 4%

Tomorrow another round of FD merry go round. Also going for CB FD/UT combo of 9.99% and pure FD of 4.88% !

if u are willing to take risk, vietnamese dong in vietnamese bank yields pretty high interest rate..

have to go Vietnam and open account

sifus, I have a question how do all of you make big amount interbank transfer after FD upliftment? eg. uplifment of FD RM100k. Currently i'm using Instant Interbank Fund Transfer (maybank2u) but there is a daily limit of RM30,000.

Went to hlb asked for any FD promo OTC, was told only 2.9% with existing funds and 4% with fresh funds. So, wanted to uplift matured 800k from hlb FD and transfer to Ambank for 4.35% (5 years).
Asked the staff to uplift, and the manager suddenly appeared and ask why? Told her ambank offering 4.35% and she seems not aware of this promo from their competitor. =.=
Later she offered 4% for 12 months with the existing fund (without topping up) after got approval from HQ.
So, to define as fresh fund or not it is totally depends on your fund amount i would say.

Klcc has the promo, just asked. For PB only.

Hi,
I have a question there is a investment plan from insurance co.
i.e. invest 3600.00 per year for 10 years,  and returns is 17% (612.00). This is guaranteed for 10 years.  the next 10 years, return is 33% (1188.00) per year.

End of 20th year the investment of 36000.00 returned.

Q: is this better than FD investment or I am missing something here?
Advice is appreciated.

Thanks

better ask in insurance thread. you need to know one simple thing... insurance companies don't sell investment plan. it is still an insurance plan, at the end. think about it that way.

No wonder, I go hongleong connect cant find 4%, go branch a bit troublesome with so much cash.

These offer need to go branch or can apply online?

Hi guys, what do you think if i put money into my Semi-Flexi house loan like a fix deposit ?

Pbb latest step up FD promo. Effective from today.

2 steps. 3.99%.
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3 steps.
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Can withdraw without penalty upon completion of each step.

Only if u have multiple different bank accounts with different banks. One account only allows one  Rm30k fpx per day. My pbb is.

For PBB, they will ask for 10% top up. But I have encountered before just top up few hundred will do, then get renewed FD to current promo rate. 

How do you argue with the person over the counter that islamic fd is different with the conventional fd? They keep saying its the same

For CIMB FD promo, both conventional and Islamic FD, same rate. Except Islamic FD, pay monthly interest. 

HLB FD promo is 4.1% for 18 months, interest credited to savings every 6 months.