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Samsung Samsung pay beta launched!

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Xaser_3
post Mar 19 2018, 11:20 AM

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QUOTE(Theoutspokenguy @ Mar 19 2018, 11:16 AM)
Not many people comfortable with cashless and also not many people own Samsung. So I guess this will go on until available for all Android and apple.
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They should allow Apple users to use Samsung Pay 😝. Troll their sheeps and make them cross over.
donhue
post Mar 19 2018, 12:07 PM

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QUOTE(Xaser_3 @ Mar 19 2018, 11:20 AM)
They should allow Apple users to use Samsung Pay 😝. Troll their sheeps and make them cross over.
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Apple already got Apple Pay whle Google has Google Pay (recent rebranded from Android Pay). Both also NFC only, which is good enough. Just that both have yet to work with local banks (maybe BNM) to enable use in Malaysia. Singapore already has both.
iamshf
post Mar 19 2018, 01:58 PM

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QUOTE(donhue @ Mar 19 2018, 12:07 PM)
Apple already got Apple Pay whle Google has Google Pay (recent rebranded from Android Pay). Both also NFC only, which is good enough. Just that both have yet to work with local banks (maybe BNM) to enable use in Malaysia. Singapore already has both.
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Or maybe they have no plan to enter Malaysia in near future.
donhue
post Mar 19 2018, 02:13 PM

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QUOTE(iamshf @ Mar 19 2018, 01:58 PM)
Or maybe they have no plan to enter Malaysia in near future.
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True, which is why I'll stick to Samsung for now.. The convenience & rewards is worth the premium..
singgung
post Mar 19 2018, 02:22 PM

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QUOTE(pvateme @ Mar 19 2018, 09:43 AM)
Sad. Confirm no spay rewards point from lvl 16 to 17 in bixby.
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I need less than 500 points to level up to level 16. Planning to level up next month to give my points extra 1 month to expire. Hopefully I won't accidentally level up this month. Lol.
pvateme
post Mar 19 2018, 02:42 PM

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QUOTE(singgung @ Mar 19 2018, 02:22 PM)
I need less than 500 points to level up to level 16. Planning to level up next month to give my points extra 1 month to expire. Hopefully I won't accidentally level up this month. Lol.
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ya, hv to plan wisely.
for me, i wish to get as much points as possible now. i can get the gtt travel voucher if they are still available in May.
Theoutspokenguy
post Mar 19 2018, 02:59 PM

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QUOTE(iamshf @ Mar 19 2018, 01:58 PM)
Or maybe they have no plan to enter Malaysia in near future.
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At the moment Samsung is the Pioneer in malaysia with the rewards and back support but Samsung pay only limited to Samsung .
iloveusms
post Mar 19 2018, 04:24 PM

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anyone here interest on the GTT Voucher?want to let go.. smile.gif
singgung
post Mar 19 2018, 04:33 PM

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QUOTE(pvateme @ Mar 19 2018, 02:42 PM)
ya, hv to plan wisely.
for me, i wish to get as much points as possible now. i can get the gtt travel voucher if they are still available in May.
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That's why i keep it to less than 500xp. If suddenly they offer something to redeem and I'm short by 1000 points, I can just rush with bixby. If not, just wait until next month only level up. Don't think there's going to be any offer in a week or 2 since they just had one. If you're chasing for items to be redeemed now, better rush and go for it.
hebe87
post Mar 19 2018, 05:38 PM

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visited Subway, Faculty of Dentistry Universiti Malaya last week. they refuse to accept payment by card for amount less than RM30.
I just emailed to
- Subway Malaysia
- Citibank (the card terminal acquiring bank)
- Bank Negara

lets see what is their reply

Attached Image
SonnyCooL
post Mar 19 2018, 05:42 PM

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QUOTE(hebe87 @ Mar 19 2018, 05:38 PM)
visited Subway, Faculty of Dentistry Universiti Malaya last week. they refuse to accept payment by card for amount less than RM30.
I just emailed to
- Subway Malaysia
- Citibank (the card terminal acquiring bank)
- Bank Negara

lets see what is their reply

Attached Image
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they allow to do that by law ...
hebe87
post Mar 19 2018, 05:45 PM

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QUOTE(SonnyCooL @ Mar 19 2018, 05:42 PM)
they allow to do that by law ...
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i thought it is not allowed?

https://www.visa.com.my/dam/VCOM/download/a...ules-public.pdf --> Section 1.5.5.1 Prohibition of Minimum or Maximum Transaction Amount
SonnyCooL
post Mar 19 2018, 05:46 PM

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QUOTE(hebe87 @ Mar 19 2018, 05:45 PM)
i thought it is not allowed?

https://www.visa.com.my/dam/VCOM/download/a...ules-public.pdf  --> Section 1.5.5.1  Prohibition of Minimum or Maximum Transaction Amount
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u can complaint to bank merchant but Bank Negara allow it.
Xaser_3
post Mar 19 2018, 06:10 PM

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QUOTE(SonnyCooL @ Mar 19 2018, 05:46 PM)
u can complaint to bank merchant but Bank Negara allow it.
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Really? Which part of the banking law states it? I am also curious to know because I always boycott and walk away from those retailers who set a minimum amount on purchases.
lifeseries
post Mar 19 2018, 06:15 PM

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QUOTE(SonnyCooL @ Mar 19 2018, 05:46 PM)
u can complaint to bank merchant but Bank Negara allow it.
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no such rule to limit the minimum usage now. Encountered in urban fresh, someone file report to BN, their feedback is no such rule.
Next day urban fresh reduce the amount to RM5. Depend on you guys whether to continue purchase from these merchant.

This post has been edited by lifeseries: Mar 19 2018, 06:16 PM
Xaser_3
post Mar 19 2018, 06:25 PM

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QUOTE(lifeseries @ Mar 19 2018, 06:15 PM)
no such rule to limit the minimum usage now. Encountered in urban fresh, someone file report to BN, their feedback is no such rule.
Next day urban fresh reduce the amount to RM5. Depend on you guys whether to continue purchase from these merchant.
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It still defeats the purpose of no minimum limit even if they reduce their min limit to RM5. We can pay for RM0.50 mineral water from Tesco and Giant using SPay. Some retailers need to rethink their payment methods.
dr2k3
post Mar 19 2018, 06:26 PM

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QUOTE(SonnyCooL @ Mar 19 2018, 05:46 PM)
u can complaint to bank merchant but Bank Negara allow it.
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bank negara never allow it, they even mention before merchant are not allowed to impose minimum charges.

it's not a law, but it's something like a mini rule by BNM that merchant are suppose to follow if they decide to opt for credit card payment.

you can complain to merchant bank, if doesn't work, then association of bank, they will blacklist the merchant...or something like that....

only thing is enforcement is very weak.

No MINIMUM amount

This post has been edited by dr2k3: Mar 19 2018, 06:33 PM
Xaser_3
post Mar 19 2018, 06:36 PM

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QUOTE(dr2k3 @ Mar 19 2018, 06:26 PM)
bank negara never allow it, they even mention before merchant are not allowed to impose minimum charges.

it's not a law, but it's something like a mini rule by BNM that merchant are suppose to follow if they decide to opt for credit card payment.

you can complain to merchant bank, if doesn't work, then association of bank, they will blacklist the merchant...or something like that....

only thing is enforcement is very weak.
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Yes I totally agree with you on this. The keyword which needs to be emphasized is "Enforcement is very weak", which is also lacking. Hopefully more unscrupulous merchants get blacklisted from consumer complaints.
PJng
post Mar 19 2018, 06:56 PM

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QUOTE(dr2k3 @ Mar 19 2018, 06:26 PM)
bank negara never allow it, they even mention before merchant are not allowed to impose minimum charges.

it's not a law, but it's something like a mini rule by BNM that merchant are suppose to follow if they decide to opt for credit card payment.

you can complain to merchant bank, if doesn't work, then association of bank, they will blacklist the merchant...or something like that....

only thing is enforcement is very weak.

<a href='http://<referral link removed>/my/lifestyle/did-you-know-merchants-aren-t-supposed-to-set-a-minimum-amount-for-card-payments?utm_source=says_mobile&utm_medium=whatsapp&utm_campaign=mobile_share' target='_blank'>No MINIMUM amount</a>
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Link not found
SonnyCooL
post Mar 19 2018, 07:32 PM

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QUOTE(Xaser_3 @ Mar 19 2018, 06:10 PM)
Really? Which part of the banking law states it? I am also curious to know because I always boycott and walk away from those retailers who set a minimum amount on purchases.
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QUOTE(lifeseries @ Mar 19 2018, 06:15 PM)
no such rule to limit the minimum usage now. Encountered in urban fresh, someone file report to BN, their feedback is no such rule.
Next day urban fresh reduce the amount to RM5. Depend on you guys whether to continue purchase from these merchant.
*
QUOTE(dr2k3 @ Mar 19 2018, 06:26 PM)
bank negara never allow it, they even mention before merchant are not allowed to impose minimum charges.

it's not a law, but it's something like a mini rule by BNM that merchant are suppose to follow if they decide to opt for credit card payment.

you can complain to merchant bank, if doesn't work, then association of bank, they will blacklist the merchant...or something like that....

only thing is enforcement is very weak.

<a href='http://<referral link removed>/my/lifestyle/did-you-know-merchants-aren-t-supposed-to-set-a-minimum-amount-for-card-payments?utm_source=says_mobile&utm_medium=whatsapp&utm_campaign=mobile_share' target='_blank'>No MINIMUM amount</a>
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The issue ia aimple, there is no such act from BN to take action or BN dont take it serious enough .... U can make complaint n BN will contact u back with their reason behind ...
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