101% samsung pay.

CIMB pay only nfc....

Samsung pay got both mst and nfc, you can use almost everywhere, even ancient credit card terminal, as long as got "swipe" slot .

CIMB pay not very convenient ( in term of launching the app and initialize the payment thing ) to use compare to samsung pay.

This post has been edited by dr2k3: Jun 18 2017, 09:13 AM

i didn't notice actually, i just use....so far no problem on the visa or mastercard paywave vice versa thingy....

but by right...even using card.....CIMB mastercard wave should be doesn't matter....as long as the Maybank terminal accept Visa and Mastercard + paywave feature.

McDonald is using maybank terminal, you can try there to confirm yourself, either by card or mobile payment.

hmm....didn't bother to test physical card before, was enjoying using Samsung pay

so far no problem using cimb mastercard local or overseas

i only have few failed attempt...

1 at hotel, amount more than 250......not sure if the amount is the cause.....or the way i use (too close? keep asking me to "swipe" again).....

1 at groceries store, different terminal success, 1 counter got different model terminal, that one failed, not sure if the way i use is the cause ( too close?keep asking me to "swipe" again)

1 at DIY store....got error message ( more to bank i think)...forgot to record it to report to samsung pay

was wondering where is that country the video is referring to.

ATM i only know South Korea......

Transit......Singapore is still testing on using credit card not yet mobile payment. transit card in a Telco Sim card and interface to Samsung Pay dont count.

Malaysia....is 3 years behind what ever they are introducing

This post has been edited by dr2k3: Jun 21 2017, 11:25 PM

i don't think it is Bank Negara issue....more to $$....

i heard to implement Apple Pay, bank have to pay transaction fee....something like Mastercard and Visa

Samsung Pay dont charge transaction fee....probably that is the reason they go live first.

not sure about android pay

This post has been edited by dr2k3: Jun 22 2017, 05:08 PM

some terminal not supported??....i doubt so....

i actually like older model terminal, as they are more receptive to my samsung pay mst compare to new version.

my very first samsung pay transaction is with a very old, no idea what model credit card terminal.....older than verifone 520, that time still beta testing, not open to public.

even the terminal got paywave, i still like to use mst.

have yet to encounter number 2....will try this coming week, when my transaction cross the RM250

problem with number 3 mostly on new terminal where it support both paywave and mst, please be reminded the mst is very powerful, even at 2-3 inch distance it will still detect, if you want to use mst, keep some distance between the terminal, else you will easily get error as both paywave and swipe slot detected the signal.

my first mst transaction at mcdonald, still new....dont know how to tap properly, i stick my phone on the swipe slot, when the receipt come out....is pay wave transaction

This post has been edited by dr2k3: Jun 27 2017, 07:24 AM

sorry for confusing,

my very first samsung pay transaction is with a restaurant, using mst, around nov-dec last year ( still in beta testing, not yet official launch) as their terminal is very old model, no paywave from public bank

i was saying, my first mst transaction attempt at mcdonald, when their terminal accept both pay wave and mst.

i would not call it failed because paywave intercept and process the signal first, my second attempt, i pull some distance, still using mst, it works fine, same location....

also, if you encounter error, remember to log the time, model and merchant name, report to samsung pay, so they can follow up and check with the bank or merchant.

i am actually reverse, i encounter more card read error if i use paywave, need few more attempt.

only with terminal that dont have special stand alone paywave reader, because i cannot grasp the exact location to beam.

just curious, what kind of error message did you get when it failed??

i don't believe it is not supported, more to bank block or disallow this kind of transaction or they did not set the terminal properly??

in singapore, they actually block my mst at mcdonald, only paywave goes through.

This post has been edited by dr2k3: Jun 27 2017, 11:34 AM

what to do when the cashier them self not sure..... ...all these is learn from trial and error..

With cimb bank, more than 250 is allowed, but abit troublesome, I partially successfully, only to be blocked by Bank * do not honor * because I didn't do below

1st need to call the bank to increase the limit, but be aware it will also increase your limit for pay wave.
The limit is up until your total credit limit

2nd, need to inform bank in advance the big amount transaction

But for 2nd I think they will call you to verify instead of you calling bank to pre authorise, tmy case is special because I didn't bring my phone that's registered with the card, they attempt to call to verify, plus it's a 2k plus amount, I didn't pickup so they block the transaction, which to me is consider a plus,

As for the signature, the merchant copy still require signature, no idea why still need... Maybe system not properly configured, already informed bank and Samsung, hopefully they can fix this soon. Don't want complication from the uninformed cashier

This post has been edited by dr2k3: Jul 5 2017, 10:37 AM

somewhere there....applies to the samsung pay reward point thing....not sure about the compaign

oooo......didn't know it apply to samsung pay campaign also.

my phone is US set.....no access to local samsung pay campaign =/

Not sure if Maybank can open the limit or not, cimb allow to open until your maximum credit card limit.

I am now more scared to use physical card than Samsung pay after I open the limit 😃

For cimb Samsung pay, you open the limit, you also open the limit for physical card pay wave....

Physical card not much protection other than intervention from cimb credit monitor team

I tried with Samsung pay.... Not with pay wave

From my experience, it seems didn't trigger pin request. The most is receive call from cimb

Something like when you try to use your card overseas when you didn't inform bank

This post has been edited by dr2k3: Jul 14 2017, 10:59 AM

Call bank say you want increase Samsung pay limit


Not sure Maybank, but cimb didn't ask me open limit for nfc or MST, so I assume it's both.

Still require signature for merchant receipt, I think bank is working with merchant to sort this out

Sometimes they don't even know what they are answering

they are talking about using the MST.

NFC, they never ask me to sign, but MST, customer receipt no need, but merchant receipt, still need as per my last transaction.

maybe is merchant issue, most of the time they still require me to sign, sometimes they didn't ask me to sign because they didn't look properly at the receipt.

they thought is NFC.....but when they look properly, there is a column asking me to sign, so i just comply.

before and after 1st July, i purposely go and test at Mc'Donald who's merchant bank is Maybank, the merchant receipt still require me to sign.

i use MST 95% of the time since before the beta started, even if they have NFC.

This post has been edited by dr2k3: Jul 15 2017, 11:35 AM

yeah i know, not sure apply to who...merchant or user or both

customer receipt no need sign, merchant receipt need to sign.....so which is which?

or just purely not properly configured on the bank system.

already feedback to the bank.......

but then if you say PIN only....NFC or mobile payment should be cannot use as well, since it doesn't ask for pin at ALL

BNM statement is misleading sometimes.

This post has been edited by dr2k3: Jul 15 2017, 11:55 AM

we know that, but cashier don't.

you have yet to encounter stubborn cashier