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Samsung Samsung pay beta launched!
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hebe87
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Mar 19 2018, 07:32 PM
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QUOTE(Xaser_3 @ Mar 19 2018, 06:36 PM) Yes I totally agree with you on this. The keyword which needs to be emphasized is "Enforcement is very weak", which is also lacking. Hopefully more unscrupulous merchants get blacklisted from consumer complaints. ya. we all go and report, and hopefully they will do something. i think they (bank, BNM) will have their KPI on solving complains QUOTE(PJng @ Mar 19 2018, 06:56 PM) https://tinyurl.com/yaa6ha7rThis post has been edited by hebe87: Mar 19 2018, 07:33 PM
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dr2k3
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Mar 19 2018, 08:22 PM
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QUOTE(PJng @ Mar 19 2018, 06:56 PM) lol....last i tested it was working.....lowyat try to silence me No Minimum amounthmmmm...why does it remove portion of the link thank @hebe87 This post has been edited by dr2k3: Mar 19 2018, 08:28 PM
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PJng
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Mar 19 2018, 08:34 PM
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QUOTE(dr2k3 @ Mar 19 2018, 08:22 PM) lol....last i tested it was working.....lowyat try to silence me No Minimum amounthmmmm...why does it remove portion of the link thank @hebe87 It show you use referral link
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Xaser_3
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Mar 19 2018, 08:55 PM
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QUOTE(hebe87 @ Mar 19 2018, 07:32 PM) ya. we all go and report, and hopefully they will do something. i think they (bank, BNM) will have their KPI on solving complains https://tinyurl.com/yaa6ha7r👍👍 Thank you for sharing the article link. People should take note, especially merchants and retailers. We will be watching them.
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Theoutspokenguy
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Mar 19 2018, 09:12 PM
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QUOTE(Xaser_3 @ Mar 19 2018, 08:55 PM) 👍👍 Thank you for sharing the article link. People should take note, especially merchants and retailers. We will be watching them. If they insist minimum what can you do. No proof except recorded. I met one at BHP jalan kewajipan. I said 20. She said need 30 to use card. I walk out and go to my regular bhp Government don't take all this seriously except news about 1imdb or bn. This post has been edited by Theoutspokenguy: Mar 19 2018, 09:21 PM
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dr2k3
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Mar 19 2018, 09:28 PM
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QUOTE(Theoutspokenguy @ Mar 19 2018, 09:12 PM) If they insist minimum what can you do. No proof except recorded. I met one at BHP jalan kewajipan. I said 20. She said need 30 to use card. I walk out and go to my regular bhp Government don't take all this seriously except news about 1imdb or bn. most places they display it quite bluntly for everyone to see
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lifeseries
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Mar 19 2018, 10:00 PM
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Getting Started

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QUOTE(Xaser_3 @ Mar 19 2018, 06:25 PM) It still defeats the purpose of no minimum limit even if they reduce their min limit to RM5. We can pay for RM0.50 mineral water from Tesco and Giant using SPay. Some retailers need to rethink their payment methods. yeah some retailers dont want to pay the minimal margin to banks.
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Theoutspokenguy
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Mar 19 2018, 10:02 PM
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QUOTE(lifeseries @ Mar 19 2018, 10:00 PM) yeah some retailers dont want to pay the minimal margin to banks. Some old merchant still charge me 2% to 4% to use card.
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SUSDavid83
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Mar 19 2018, 10:03 PM
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QUOTE(Theoutspokenguy @ Mar 19 2018, 10:02 PM) Some old merchant still charge me 2% to 4% to use card. Many computer shops do that. Some very small sole proprietorship also do that.
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SonnyCooL
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Mar 19 2018, 10:07 PM
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QUOTE(Xaser_3 @ Mar 19 2018, 06:25 PM) It still defeats the purpose of no minimum limit even if they reduce their min limit to RM5. We can pay for RM0.50 mineral water from Tesco and Giant using SPay. Some retailers need to rethink their payment methods. with low transaction merchant, they pay min fees 2% or RM 1 (whichever higher) to merchant, that why they don't allow card, same like TnGo reload each reload they make 0.50 - rm2 but card fees is a lot higher ....
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lifeseries
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Mar 19 2018, 10:13 PM
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Getting Started

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QUOTE(Theoutspokenguy @ Mar 19 2018, 10:02 PM) Some old merchant still charge me 2% to 4% to use card. should boycott them, lol
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Theoutspokenguy
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Mar 19 2018, 10:17 PM
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QUOTE(lifeseries @ Mar 19 2018, 10:13 PM) There not many options so I do bank transfer to them instead.
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PJng
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Mar 19 2018, 10:34 PM
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Even on bank website...
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seettc
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Mar 20 2018, 12:14 AM
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New Member
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Just walk out if the merchant insist on minimum amount to accept card . That is our right .
If the merchant do not want to pay the fees to bank , then no need to subcribe to accept card . Just use CASH TERM . No need to pay fees .
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Xaser_3
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Mar 20 2018, 08:31 AM
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QUOTE(seettc @ Mar 20 2018, 12:14 AM) Just walk out if the merchant insist on minimum amount to accept card . That is our right . If the merchant do not want to pay the fees to bank , then no need to subcribe to accept card . Just use CASH TERM . No need to pay fees . Spot on and well said. Some merchants display their array of cards accepted but want to charge extra fees, or min amount, all to their whims and fancy, to me is total BS.
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Theoutspokenguy
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Mar 20 2018, 08:47 AM
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QUOTE(Xaser_3 @ Mar 20 2018, 08:31 AM) Spot on and well said. Some merchants display their array of cards accepted but want to charge extra fees, or min amount, all to their whims and fancy, to me is total BS. No point we get excited over it without government action we are just talking for fun. Most of the cashier are just workers. Their boss told them to set the limit. Even we scare them with this rules they just don't allow you to pay.
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Xaser_3
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Mar 20 2018, 08:55 AM
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QUOTE(Theoutspokenguy @ Mar 20 2018, 08:47 AM) No point we get excited over it without government action we are just talking for fun. Most of the cashier are just workers. Their boss told them to set the limit. Even we scare them with this rules they just don't allow you to pay. We as consumer still can do our part without the governments initiative or enforcement. It is a chain cycle and all we need to do is leave a gap to ensure that chain is broken. Remember that businesses rely on profit to pay their staff salary and overheads. If customers turn away or boycott, there won't be revenue to pay for the business costs let alone profits. This in return, would cost the Boss to fork out money from his own pockets which also hurts badly. So, remind them not to mess with people power and consumer rights.
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Theoutspokenguy
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Mar 20 2018, 09:19 AM
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QUOTE(Xaser_3 @ Mar 20 2018, 08:55 AM) We as consumer still can do our part without the governments initiative or enforcement. It is a chain cycle and all we need to do is leave a gap to ensure that chain is broken. Remember that businesses rely on profit to pay their staff salary and overheads. If customers turn away or boycott, there won't be revenue to pay for the business costs let alone profits. This in return, would cost the Boss to fork out money from his own pockets which also hurts badly. So, remind them not to mess with people power and consumer rights. True but most Malaysian are still more comfortable to pay with cash so cashless impact in malaysia is still very weak. But at least we are starting it. I am also boycotting places that don't allow spay or setting limit.
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Xaser_3
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Mar 20 2018, 09:25 AM
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QUOTE(Theoutspokenguy @ Mar 20 2018, 09:19 AM) True but most Malaysian are still more comfortable to pay with cash so cashless impact in malaysia is still very weak. But at least we are starting it. I am also boycotting places that don't allow spay or setting limit. Our consumer market still needs more awareness. That is the spirit. 👍👍
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NightFelix
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Mar 20 2018, 11:39 AM
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QUOTE(Theoutspokenguy @ Mar 20 2018, 09:19 AM) True but most Malaysian are still more comfortable to pay with cash so cashless impact in malaysia is still very weak. But at least we are starting it. I am also boycotting places that don't allow spay or setting limit. that is what this thread purpose for. start doing from us and share the awareness to our friends/families. I always boycott and even tell others to do so if the merchant set minimum to use.
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