Oh shit

My monthly auto debit for insurance is RM194.95

Can't hit RM200 mark to get max cashback

Wait, it also include petrol spending right?

Online + Auto Billing + Petrol

Guys, I realize last month (May) I spend RM 2700++ (including bigpay topup 2500). Statement out today I didn't got the line "MAY19 JOP Cashback +85" in my statement. Anyone have this issue ?

As I know FPX is online banking like what you said too... but let's see next month transactions.

May cashback isn't even in yet.

you only get the cashback later this month

RM5.05 petrol lor.

Question on the new rules

Above RM2,500 15%

total bill or by categories?


Eg Online 2500 = Max Cap RM30 (big pay)
Pertrol + other 1500 = max cap RM 28

so total expense need to be RM 4K to get RM58?

FPX u need to access your Internet banking. For BP reloads, you don't go through Internet banking. You use third party payment platforms. So nope, not FPX

https://forum.lowyat.net/index.php?showtopi...post&p=92909482

Total spend of RM2.5K is required if you want to hit the max cashback of RM60. Out of this RM60, the max you can get for online spending cashback is RM30. The other RM30 must come from either petrol or auto-billing.

thanks

die lo like that~ I 90% use for online~ only able to get RM30 max

keep the card for GSC RM10 flat until promo ends and see~
1st year still free from annual fees.. might cancel after 1 year

This post has been edited by yahiko: Jun 10 2019, 04:24 PM

pretty sure u need to add up max cap from previous tier.

omg, i just enjoyed 2 months of 85 cashback... cant cancel it coz tie up with an installment plan.. damn it.

omg T,T
this meant JOP CB reduce from 85 to 60 ...aikkss

look on the bright side is, my BP 2100, auto debit for insurance 400 …
should give me full CB - RM60 / monthly still.

Just managed to waived my Cash Back card annual fee RM195? even though I didn't 20K annual

thus I'm confident to get waiver for JOP since my annual spending is > 30K

Not expert, just share my knowledge told by my agent, correct me if I'm wrong if any expert here.
For those investment link product, if you change your frequency mode of payment i.e from annual to half year or quarter or monthly it won't affect your premium payment amount as it's divided accordingly.
But for those non investment link product, you'll be charged processing fee: 0%for annual, 2% for half year, 3% for quarter and 5% for monthly.
And for those who plan to change to monthly mode, it won't effect immediately next month, it will only effect on your next policy anniversary date.

Automatic waiver? or AF charged n u called to ask for waiver?

Hi, just to confirm spend online RM2300(BP)+RM200(petrol/insurance autobill)

The RM200 can be for example RM180 is autobill insurance +RM20 petrol.
Am i right?

This post has been edited by sl3ge: Jun 10 2019, 07:57 PM

yes, because petrol/autobill has no cap.

Maybe i can clarify the last statement,

For ILP change monthly/quarterly/yearly pay can be effect next bill.
because i change GE,and prudential before.
(non investment link product i not sure)

This post has been edited by sl3ge: Jun 10 2019, 08:00 PM