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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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de_ghost
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Jun 12 2019, 09:20 AM
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QUOTE(toysRash @ Jun 11 2019, 02:49 PM) sorry, what is RNG? my anniversary month is july, need to try my luck too Just try your luck. My case is i was charged SST then i decided to cancel. after cancellation within 3 days their cs call back and give retention , cash back RM50 + waiver for AF. JOP. basically the cash back is to counter for SST
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dan_0615
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Jun 12 2019, 11:12 AM
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Getting Started

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Hi guys, newbie here but sorry, just out of curiosity, what will happen if i applied JOP from Ringgitplus, branches, agent booth at the same time? Will it be high chance I being rejected for both party? or SC will select to approve my application in one platform and then auto reject the other 2?
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chezzcake2
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Jun 12 2019, 11:25 AM
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guys , 2300BP + 200 unifi auto billing entitled for max 60 cashback right?
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cybpsych
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Jun 12 2019, 11:32 AM
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QUOTE(cybpsych @ Jun 7 2019, 02:05 PM) Revisions to Standard Chartered JustOne Platinum MastercardĀ® Credit Card (SC JOP) features effective 1 July 2019 [ SCB | Updated T&Cs ] Official Announcement & FAQ QUOTE(chezzcake2 @ Jun 12 2019, 11:25 AM) guys , 2300BP + 200 unifi auto billing entitled for max 60 cashback right?
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wilson1149
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Jun 12 2019, 11:34 AM
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QUOTE(chezzcake2 @ Jun 12 2019, 11:25 AM) guys , 2300BP + 200 unifi auto billing entitled for max 60 cashback right? Yes. 2300 BP = 30 max 200 unifi x15% = 30
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chezzcake2
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Jun 12 2019, 12:22 PM
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QUOTE(wilson1149 @ Jun 12 2019, 11:34 AM) Yes. 2300 BP = 30 max 200 unifi x15% = 30 thanks, just need to confirm unifi auto billing is consider auto billing...
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cybpsych
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Jun 12 2019, 12:22 PM
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this is one headache behavior on SCB's statement generation: info from CS: The statement date changes due to public holiday or if the date falls on a Saturday. The system will not generate statement if it is on Saturday or public holiday. The statement will be generated a day later due to this reasons.need to be mindful if spending on statement date.  QUOTE(cybpsych @ Sep 8 2019, 04:36 PM) continuing this observation. actual statement date = 8th (supposed) statement generation = 9th (and it's a public holiday = 9 Sep 2019) today 8th (Sun), statement got generated 1 day early (cutoff 7th instead of 8th) since on 9th scb cannot generate statement (PH). guess the system will push 1 day early as long as statement cycle/cutoff is not more than actual statement date. This post has been edited by cybpsych: Sep 9 2019, 10:09 AM
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mamamia
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Jun 12 2019, 12:37 PM
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QUOTE(cybpsych @ Jun 12 2019, 12:22 PM) this is one headache behavior on SCB's statement generation: info from CS: The statement date changes due to public holiday or if the date falls on a Saturday. The system will not generate statement if it is on Saturday or public holiday. The statement will be generated a day later due to this reasons.need to be mindful if spending on statement date.  My statement date is 9th, but this month SCB generate my statement on 8th (Saturday), it is not as per what CS advised u. Dunno what logic they give. For HSBC, I notice they will make sure the pyment due date is same every month, so my statement date will be 1 day early or later follow no. of day
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stargate8
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Jun 12 2019, 12:54 PM
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QUOTE(cybpsych @ Jun 12 2019, 12:22 PM) this is one headache behavior on SCB's statement generation: info from CS: The statement date changes due to public holiday or if the date falls on a Saturday. The system will not generate statement if it is on Saturday or public holiday. The statement will be generated a day later due to this reasons.need to be mindful if spending on statement date.  I kena once b4... š¤£
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cybpsych
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Jun 12 2019, 01:51 PM
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QUOTE(mamamia @ Jun 12 2019, 12:37 PM) My statement date is 9th, but this month SCB generate my statement on 8th (Saturday), it is not as per what CS advised u. Dunno what logic they give. For HSBC, I notice they will make sure the pyment due date is same every month, so my statement date will be 1 day early or later follow no. of day odd indeed.
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ClarenceT
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Jun 12 2019, 02:07 PM
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QUOTE(cybpsych @ Jun 12 2019, 01:51 PM) odd indeed.  I was wondering since 2011. I got the answer today.
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skty
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Jun 12 2019, 03:16 PM
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QUOTE(cybpsych @ Jun 12 2019, 12:22 PM) this is one headache behavior on SCB's statement generation: info from CS: The statement date changes due to public holiday or if the date falls on a Saturday. The system will not generate statement if it is on Saturday or public holiday. The statement will be generated a day later due to this reasons.need to be mindful if spending on statement date.  QUOTE(cybpsych @ Jun 12 2019, 01:51 PM) odd indeed.  QUOTE(ClarenceT @ Jun 12 2019, 02:07 PM) I was wondering since 2011. I got the answer today. i have noticed this but dont care to find out why. so i just make all payment latest by 18 days after statement date so i dont need to care about what is the statement deadline of every month.
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cybpsych
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Jun 12 2019, 03:22 PM
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QUOTE(skty @ Jun 12 2019, 03:16 PM) i have noticed this but dont care to find out why. so i just make all payment latest by 18 days after statement date so i dont need to care about what is the statement deadline of every month. not just statement payment. it's the transaction that you make, e.g. 8 June and posted on 9 June. due to this behavior, this transaction get captured/statemented on 9 June (whereas you expect it to "flow" to 8 July statement instead)
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#Victor
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Jun 12 2019, 03:22 PM
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QUOTE(cybpsych @ Jun 12 2019, 12:22 PM) this is one headache behavior on SCB's statement generation: info from CS: The statement date changes due to public holiday or if the date falls on a Saturday. The system will not generate statement if it is on Saturday or public holiday. The statement will be generated a day later due to this reasons.need to be mindful if spending on statement date.Ā  QUOTE(mamamia @ Jun 12 2019, 12:37 PM) My statement date is 9th, but this month SCB generate my statement on 8th (Saturday), it is not as per what CS advised u. Dunno what logic they give. For HSBC, I notice they will make sure the pyment due date is same every month, so my statement date will be 1 day early or later follow no. of day SC always generate on the same date so far which is 9th for me and email receive on the same day or +1 day, even generated on Sunday (for June) as well. This post has been edited by #Victor: Jun 12 2019, 03:25 PM
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skty
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Jun 12 2019, 03:25 PM
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QUOTE(cybpsych @ Jun 12 2019, 03:22 PM) not just statement payment. it's the transaction that you make, e.g. 8 June and posted on 9 June. due to this behavior, this transaction get captured/statemented on 9 June (whereas you expect it to "flow" to 8 July statement instead)  SCB only got transaction date, no posting date.
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cybpsych
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Jun 12 2019, 03:25 PM
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QUOTE(#Victor @ Jun 12 2019, 03:22 PM) SC always generate on the same date so far which is 9th for me and email receive on the same day or +1 day, even generated on Sunday (for June) as well. read inside the recorded statement date, not the email/filename. QUOTE(skty @ Jun 12 2019, 03:25 PM) SCB only got transaction date, no posting date. inside the statement also, the posting date determines whether the transaction gets statement-ed or not. you dont see it on the portal doesnt mean it's not recorded. This post has been edited by cybpsych: Jun 12 2019, 03:26 PM
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zinze36
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Jun 12 2019, 03:29 PM
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Getting Started

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my english not good
Transactions must be postedwithin the first week of the following month to be eligible formeeting the minimum spend stated in Clause 1 above. Please note that transactions may be posted late by the merchant. The Bank will not be held responsible for late posting.
does it mean if i spend/ set auto billing on start or middle of the month i have nothing to worry about?
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skty
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Jun 12 2019, 03:35 PM
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QUOTE(cybpsych @ Jun 12 2019, 03:25 PM) read inside the recorded statement date, not the email/filename. inside the statement also, the posting date determines whether the transaction gets statement-ed or not. you dont see it on the portal doesnt mean it's not recorded. so mean cashback fall into which month quota is based on transaction date or posting date now? This post has been edited by skty: Jun 12 2019, 03:35 PM
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cybpsych
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Jun 12 2019, 03:36 PM
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QUOTE(skty @ Jun 12 2019, 03:35 PM) so mean cashback fall into which month quota is based on transaction date or posting date now? i'm not talking about cashback
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#Victor
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Jun 12 2019, 03:37 PM
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QUOTE(skty @ Jun 12 2019, 03:35 PM) so mean cashback fall into which month quota is based on transaction date or posting date now? huh? what to do with cashback? statement date have nothing to do with cashback eligibility
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