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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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yahiko
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Feb 18 2019, 12:57 PM
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hi guys
wanna ask about JOP . from RM1000 up to RM1499 monthly : 5% cap RM12 montly
so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back?
This post has been edited by yahiko: Feb 18 2019, 12:58 PM
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yahiko
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Feb 18 2019, 01:09 PM
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QUOTE(#Victor @ Feb 18 2019, 01:04 PM) If u spend RM1000, u will get RM25 cashback. | RETAIL SPEND PER MONTH (RM) | CASHBACK* (%) | CASHBACK CAPPED PER MONTH (RM) | | 500 – 799.99 | 2% | 10 | | 800 – 1,499.99 | 3% | 25 | | 1,500 and above | 5% | 50 |
kinda different from what ringgitplus table. https://ringgitplus.com/en/credit-card/Stan...MasterCard.html
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yahiko
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Feb 18 2019, 01:13 PM
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QUOTE(David83 @ Feb 18 2019, 01:10 PM) Always refer to the bank's portal: https://www.sc.com/my/credit-cards/justone-...num-mastercard/| RETAIL SPEND PER MONTH1 (RM) | AUTO BILL PAYMENTS2, ONLINE PURCHASES3 AND PETROL | OTHER CATEGORIES | CASHBACK CAP (RM) | | Below 1,000 | 0.20% | 0.20% | 12 | | 1,000 – 1,499.99 | 5% | 0.20% | 12 | | 1,500 – 2,499.99 | 10% | 0.20% | 28 | | 2,500 and above | 15% | 0.20% | 85 |
then is back to my original question so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back? This post has been edited by yahiko: Feb 18 2019, 01:16 PM
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yahiko
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Feb 18 2019, 01:31 PM
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QUOTE(ClarenceT @ Feb 18 2019, 01:22 PM) For peace of mind, use JOP to top up Bigpay RM2500 (x0.15=RM375 but capped at RM85), OR top up Bigpay RM567 + RM1933 on other transactions (567x0.15+1933x0.002 but capped at RM85). RM2500 X 8 months = RM20000 -> waive Annual Fee. Spend less than RM2500 is under-utilized. ya that my plan but i wanna check on the cashback. and also there is RM200 shopback cash when applying now.
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yahiko
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Mar 28 2019, 10:19 AM
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QUOTE(zftrans @ Mar 26 2019, 03:07 PM) Hi, anyone applied for SC card early March through RP, got their application results yet? Mine applied on 8/3/19, but still now news till today. i got my card within 2 week time.. uSed ~ just wonder when will the shopback rm200 credit to my account. it say need 120days aside the cashback.. any other benefit for the JOP card? This post has been edited by yahiko: Mar 28 2019, 10:22 AM
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yahiko
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May 23 2019, 08:16 PM
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QUOTE(cassplayer @ May 22 2019, 10:59 PM) Also to note, I do not have a savings account with SC, just the CC account. No problem there right? Will check 360 then. Thanks! do we have to manual cashback every time? can we set as default?
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yahiko
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May 30 2019, 01:39 PM
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--- wrong post ---
any good SC card with reward point?
This post has been edited by yahiko: May 30 2019, 01:42 PM
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yahiko
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May 30 2019, 06:54 PM
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Question on the Justone
So I achieved 2.5k and above so my cash back is rm85max right? Transfer to big pay
My cut of is on statement date 14jun. So I need to wait after 14jun only able to get new quota?
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yahiko
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Jun 10 2019, 02:27 PM
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Question on the new rules
Above RM2,500 15%
total bill or by categories?
Eg Online 2500 = Max Cap RM30 (big pay) Pertrol + other 1500 = max cap RM 28
so total expense need to be RM 4K to get RM58?
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yahiko
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Jun 10 2019, 04:22 PM
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QUOTE(lkwah86 @ Jun 10 2019, 02:56 PM) thanks die lo like that~ I 90% use for online~ only able to get RM30 max keep the card for GSC RM10 flat until promo ends and see~ 1st year still free from annual fees.. might cancel after 1 year This post has been edited by yahiko: Jun 10 2019, 04:24 PM
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yahiko
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Jun 11 2019, 12:20 PM
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QUOTE(cybpsych @ Jun 10 2019, 01:49 PM) you only get the cashback later this month is already 11 Jun so and the may cashback is yet to be seen.. normally when does it reflect? end of June?
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yahiko
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Jul 10 2019, 10:15 AM
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hi guys
wanna ask:
the current balance is outstanding balance correct? CURRENT BALANCE: MYR 21.00 DR
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yahiko
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Jul 29 2019, 09:34 AM
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hi all
Outstanding RM3K bill statement: RM3K min pay amount : RM 500 due date 3 aug
i have questions:
1. if i only pay min amount RM500, is there any interest charges for the balance?
reason being is that i plan to divide 3month to pay all the 3K. ( they dont offer SC for instalment plan so i sendiri kira to do instalment) but i need to know if it worth it or not ( any hidden charges? )
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yahiko
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Jul 29 2019, 10:54 AM
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QUOTE(ClarenceT @ Jul 29 2019, 10:52 AM) To avoid CC interest, you SHALL always pay the STATEMENT BALANCE (or higher) ON or BEFORE the DUE DATE. For your case, pay RM3k (or higher) on or before 3 August. Otherwise, you will lose your interest-free period, CC interest will be charged on your billed and unbilled transactions! ok thanks.. then i will pay it full thanks
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yahiko
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Aug 27 2019, 01:15 PM
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QUOTE(sundayteenz @ Aug 17 2019, 08:41 AM) thanks, just completed my redemption. surely miss the good old times of 85 CB. btw, my spending as below: | BIGPAY-EC KUALA LUMPUR MY | MYR 2,300.00 DR | | Great Eastern ePAY KUALA LUMPUR MY | MYR 200.00 DR |
moved my GE auto-bill from MBB FCB. how much Cash back you got for this? i am considering to change my GE autodebit and celcom to JOP if they are under Auto billing can i get RM60 cash back if my autobill ( GE+ telco) = 1K + 1.5K BP?? This post has been edited by yahiko: Aug 27 2019, 01:18 PM
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yahiko
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Oct 29 2019, 02:27 PM
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hey guys~ Jompay still under cashback or no?
i read back the forum it say not under online category so do we still get cash back for it?
so if jompay not acceptable, then i change to autobilling instead?
This post has been edited by yahiko: Oct 29 2019, 02:40 PM
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yahiko
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Oct 29 2019, 02:56 PM
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QUOTE(cybpsych @ Oct 29 2019, 02:49 PM) scjoc 1 question:- is all item use JOMpay direcly kena reject? because this is insurance so is under professional service?
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yahiko
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Feb 25 2020, 09:41 AM
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i wanna ask about the JOP as well. my billing statement is 14th, so if i spend 1K before 14th and 1.5K after 14th ( same month) still can get the cashback?
or i need to spend everything before 14th?
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yahiko
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Jul 28 2020, 05:18 PM
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Hi everyone.. any changes on the sc cashback rm65? Notice some other bank card started to reduce the cashback % in August. Just wanna check if sc still remain nothing change
Just one card
This post has been edited by yahiko: Jul 28 2020, 05:18 PM
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yahiko
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Jul 28 2020, 05:20 PM
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QUOTE(tan_aniki @ Jul 28 2020, 05:19 PM) Still the same must rm2.5k spend?
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