Your AF for JOP should still be waived as you have spent RM20k for the rest of the year. I think you would still be eligible for the waiver though.

Nope. I didn't spend enough, last two years also didn't.

Anyway, as an Elite member I supposed you know there's a multi-quote feature?

You have no idea. Just have no idea of what is considered as “lousiest card”, do you? 😂👻

Oh, I'm surprised that SC granted you the AF waiver even though you did not spend enough for the waiver. You must have a good rapport with SC

Off topic:
Yeah, I know there is a multi quote function, but your post came as I was typing the reply on the previous post. Therefore I could only see your post after I have posted my reply. And for some reason the "combine posts" function seems to be broken? By default it should have combined both of my posts together if I did not specifically check the "Do not combine post" option. Do correct me if I'm wrong

No la. SCB used to easily giving out AF waiver to its users, however the customers base has grown rapidly in the past one year hence it may not be that easy anymore.

Combined posts feature no longer available for years.

Edit: typo. Missing "waiver" word.

This post has been edited by fruitie: Jun 9 2019, 05:01 PM

I had to wait for fruitie's reply before I can multi-quote my reply, otherwise she will reprimand me
Well, there are other lousy cards with 1% or 0.5% CB too, but those are totally out of my list la. So now JOP is the lousiest among all the cards I have used so far
What's your worst experience?

Oh I didn't know or dealt with SCB before as this is the very first time I deal with them. My JOP card couldn't even make it through its first year in my hands
Oh well, at least I had a wonderful 10 months with my JOP card while it lasts

Off-topic:
I didn't know that they removed the combined post feature as well as I rarely post in a topic this frequently. Hahaha!
But at least now I know after you informed me of the removal of this feature, so I am aware now.

This post has been edited by Jordy: Jun 9 2019, 05:03 PM

Well, it's still a not too bad card. Still worth keeping.
Of course, people like me who have many cards, may think twice before keeping this card.

Hi, did anyone of you successfully reload BP using either SC JOP or LFC in the last 2 days? I'm getting error when reloading using both cards.

JOP is still quite a good cc, only hv to spend 200 on petrol and the rest u know lol. Rm60 cashback is consider good cashback.

my last reload was a week ago

Try call cs after charged AF, they have been kind enough to waive my Worldmile mastercard for 6 years+

Just topped up BP 2.5K on my JOP. It was silky smooth.

Possible to call before annual fee is charged instead?

They will ask you to contact again after AF is charged.

Haha I know this thread. Very limited. I run the whole penang Island, not even one allow reload with cc. All bhpetrol station show the TnG logo, but when ask about reload TnG, they say cannot reload TnG. Those that can reload, when ask about credit card, also say cannot.

Just got charged the SST... if I cancel my card now (after clearing the outstanding), do I still need to pay the SST?

Any insurance expert here?

My GE now paying quarterly, if i change it to monthly(and let JOP autobill)
will it effect my GE cash value in future?

because last time i am GE agent,
and i use their software to generate my future cash value return table,
quarterly is higher than monthly.

is it due to processing fee or anything else?

This post has been edited by sl3ge: Jun 9 2019, 09:53 PM

Thanks for the confirmation

Thanks a lot for the information, it means that we will have to pay pro rated annual fee in the event that the annual fee is not wiaved?

Thank you.

If you don't spend after AF is charged, you can call to cancel and no need to pay for it.