HLB Wise's Petrol CB - MCC 5542 (At pump only)

oo yeah hor

May i know if gym membership autobill entitled for JOP CB?

Edit: ok just found the autobill tnc. Answer is No.
Not insurance, not telco, not utilities

This post has been edited by ps007: Jun 8 2019, 07:01 PM

Got any free gift for new applicant?

Today saw aeon metro prima got few bank credit card booth.. 1 of that is ambank, luggage bag at the booth, not sure is it need to wait approval first only can get

May CB will be released to your 360reward account before 30/6.

Start July, if I pump petrol on 20/7 and top up big pay on 21/7 respectively (200 + 2300)

Will I get 60 or 28 cb for July month?

I dont understand why one would aim for lower tier though. As long you
1) mix autobill and petrol spending in
2) pad the difference with online and bigpay
3) habitually withdraw the padding from bigpay to your account to pay off this card

your effective cashback rate is much higher @ RM54 / actual spending (provided you reduce your "actual" spend)

This post has been edited by zenquix: Jun 8 2019, 11:23 PM

You can look for this thread https://forum.lowyat.net/topic/3757650, and search for petrol station that accept credit card top up.

My insurance is around 17th each month (>RM200), if I top up the rest with BP I get RM60 instead of RM85 for the total RM2500 spent right?

rm85 is out of the picture starting 1 July

i believe so rm60 but things are pretty vague still. alos ensure ur insurance is autodebit.

RM60

Let's say my insurance auto bill is RM 270 and I spend RM 2230 on BP, will I get RM 60 cash back? If yes, I may consider shifting my insurance auto bill from BP to JOP.

in theory yes as long insurance is autobilling. That's my own plan too + as per cybpsych -- beg for annual fee waiver

OK, got it. Coincidentally my JOP anniversary is in July. I think I will stop spending in July and terminate after June. If they allow then I continue holding else it's an endgame for me until I re-apply again in the future. Same goes to my LFC CB and SCB WM. I may end up without any SCB cards from July onward.

RM60 per RM2500 spent, 2.4% ugh... pretty lame now.

Gonna try for July, if it doesn't :S probably gonna bid good bye to this card.

I applied for the Ambank TRUE yesterday at the booth and chose a sports cam as the gift.
There is a choice of sports cam, some car black box recorder, and power bank.
You can choose any one of the gift immediately upon signing up the form.

The luggage bags are for Ambank ASB financing package only if I am not mistaken. The booth I went to has luggage bags too, and the agent says it is for ASB. They combine 2 booths into one (you can see from their banners).

But do keep in mind that your cash back will only be credited to you on 30th June, don't know if you will still be entitled for the cash back if you terminate your card before 30th June. Have to check with the CS on this before deciding though. RM85 is too much to waste

Ya, I know and I will plan accordingly. Will just stop spending in July and terminate after I get my cash back. Already two years free AF for all three cards, not sure will get again for third year.

(RM60 * 12) - RM250 AF - RM25 SST = RM445 / RM30,000 = 1.48% pa.
You need to calculate annual profit rate for a more accurate picture as the AF and SST plays a big part at the end of the year.
Therefore I declare SC JOP as one of the lousiest card out there right now after July 2019.